How Can I Make My Radcliff, KY Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Radcliff, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Radcliff, KY Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $111,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $119,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $270,500 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $358,500 | $300,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Radcliff, KY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $745 |
| Superior Protection Discount | -$78 | $788 |
| Fire & Security Discount | -$69 | $797 |
| Hail Resistant Roof Discount | -$17 | $849 |
| Newly Constructed Home Discount | -$225 | $641 |
Choose the Right Deductible for your Radcliff, KY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hardin County | $1,500 | $904 | $2,404 | $657 | $2,157 | $247 |
| Radcliff, KY | $2,500 | $856 | $3,356 | $622 | $3,122 | $234 |
| North Dixie, KY | $100 | $703 | $803 | $511 | $611 | $192 |
| Bardstown, KY | $1,000 | $772 | $1,772 | $561 | $1,561 | $211 |
| Caneyville, KY | $200 | $717 | $917 | $521 | $721 | $196 |
| Horse Cave, KY | $1,500 | $680 | $2,180 | $494 | $1,994 | $186 |
| Norbourne Estates, KY | $100 | $1,750 | $1,850 | $1,272 | $1,372 | $478 |
| Sunfish, KY | $2,500 | $759 | $3,259 | $551 | $3,051 | $207 |
| Manor Creek, KY | $200 | $1,218 | $1,418 | $885 | $1,085 | $333 |
| Anchorage, KY | $2,000 | $2,767 | $4,767 | $2,011 | $4,011 | $756 |
| Donansburg, KY | $100 | $637 | $737 | $463 | $563 | $174 |
| Carr, IN | $1,000 | $1,046 | $2,046 | $760 | $1,760 | $286 |
Identify Top Home Insurance Agents near Radcliff, KY | Back to Top
| Home Insurance Company Radcliff, KY | Homeowners Insurance Agency Radcliff, KY | Address | Popularity Score | Distance from Radcliff (miles) |
|---|---|---|---|---|
| State Farm | Greg Haus | 100 Cannons Ln, Louisville, KY, 40206-2725 | 38.8 | |
| State Farm | Sherry Henry | 5800 Bardstown Rd, Louisville, KY, 40291-1933 | 36.2 | |
| State Farm | Vince Jarboe | 5101 New Cut Rd, Louisville, KY, 40214-2738 | 30.5 | |
| State Farm | David Franck | 8217 Shelbyville Rd, Louisville, KY, 40222-5421 | 40.6 | |
| State Farm | Robert Wiggins Jr | 1313 Lyndon Ln Ste 116, Louisville, KY, 40222-7301 | 41.4 | |
| Allstate | Terry Samuels | 6501 Shepherdsville Rd Ste 119, Louisville, KY, 40228 | 33.6 | |
| Allstate | Roger Harness | 7215 Vaughn Mill Rd, Louisville, KY, 40228 | 34.1 | |
| Travelers | Glenn E Martin Insurance | 10226 Shelbyville Rd, Louisville, KY, 40224 | 41.6 | |
| Allstate | Richard Deel | 3394 Burkland Blvd, Shepherdsville, KY, 40165 | 28.2 | |
| Travelers | Pewee Valley Insurance | 219 Lagrange Rd, Pewee Valley, KY, 40056 | 47.8 |
Compare Rates for Radcliff, KY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $620 | $1,230 | $610 |
| Hardin County, KY | $148,000 | $915 | $630 | $1,250 | $620 |
| Radcliff, KY | $131,600 | $866 | $610 | $1,190 | $580 |
| North Dixie, KY | $115,900 | $711 | $480 | $1,000 | $520 |
| Bardstown, KY | $140,600 | $781 | $570 | $1,070 | $500 |
| Caneyville, KY | $86,000 | $726 | $530 | $1,030 | $500 |
| Horse Cave, KY | $89,200 | $688 | $470 | $950 | $480 |
| Norbourne Estates, KY | $416,200 | $1,771 | $1,290 | $2,460 | $1,170 |
| Sunfish, KY | $95,700 | $768 | $550 | $1,070 | $520 |
| Manor Creek, KY | $266,300 | $1,233 | $850 | $1,690 | $840 |
| Anchorage, KY | $663,600 | $2,801 | $1,990 | $3,980 | $1,990 |
| Donansburg, KY | $69,100 | $645 | $460 | $890 | $430 |
| Carr, IN | $228,000 | $1,059 | $730 | $1,500 | $770 |
Research Home Insurance Companies Reviews in Radcliff, KY Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: May 29, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Male
Premium
I repeat Liberty Mutual has better prices than than most companies. That's why we choose them.The deductibles are high.They have to be or they would be too expensive.
Alfa Insurance Home Insurance Reviews
Date: July 02, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I have generally been happy with my agent, but the company itself has issues. For one thing, their web site is pretty awful.
Farmer's Insurance Home Insurance Reviews
Date: September 07, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
My premium is far less than competitors for my home insurance and I feel as if my deductible is comparable to competitors. I am please with this aspect of my home insurance policy.