Gavop's guide to buying homeowners insurance in Old Bethpage, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $138,000 | $120,000 | $125,000-$150,000 |
| 2 Bedroom | $216,000 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $302,000 | $270,000 | $250,000-$300,000 |
| 4 Bedroom | $394,000 | $340,000 | $300,000-$350,000 |
| 5 Bedroom | $746,000 | $630,000 | $600,000-$700,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$77 | $776 |
| Home and Two Car | -$136 | $716 |
| Home and Three Car | -$205 | $648 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nassau County | $700 | $1,499 | $2,199 | $1,089 | $1,789 | $410 |
| Old Bethpage, NY | $1,500 | $842 | $2,342 | $612 | $2,112 | $230 |
| Wheatley Heights, NY | $400 | $955 | $1,355 | $694 | $1,094 | $261 |
| Islandia, NY | $1,000 | $1,215 | $2,215 | $883 | $1,883 | $332 |
| Norwood, NJ | $200 | $1,094 | $1,294 | $795 | $995 | $299 |
| Carlstadt, NJ | $2,000 | $1,215 | $3,215 | $883 | $2,883 | $332 |
| Kearny, NJ | $400 | $989 | $1,389 | $718 | $1,118 | $270 |
| Bardonia, NY | $700 | $2,448 | $3,148 | $1,779 | $2,479 | $669 |
| Waldwick, NJ | $300 | $998 | $1,298 | $725 | $1,025 | $273 |
| Shelton, CT | $1,000 | $1,287 | $2,287 | $935 | $1,935 | $352 |
| Quiogue, NY | $400 | $2,502 | $2,902 | $1,818 | $2,218 | $684 |
| Mahwah, NJ | $1,000 | $961 | $1,961 | $698 | $1,698 | $263 |
| Home Insurance Company Old Bethpage, NY | Homeowners Insurance Agency Old Bethpage, NY | Address | Popularity Score | Distance from Old Bethpage (miles) |
|---|---|---|---|---|
| State Farm | Joe Aguirre | 61 W Main St, Smithtown, NY, 11787-2603 | 15.5 | |
| Travelers | Brooks Waterburn Corp | 123 Frost St 123 Frost St Westbury, Westbury, NY, 11590 | 5.1 | |
| State Farm | Meilee Fu | 139 Centre Street, New York, NY, 10013 | 28.6 | |
| Farmers | Lenford P. Henry | 14 E 1st St Ste 1, Mount Vernon, NY, 10550 | 22.7 | |
| Allstate | David Tuohy Jr. | 233 E Main St, Huntington, NY, 11743 | 9.7 | |
| Travelers | The Limeri Agency Inc | 3929 Amboy Rd, Staten Island, NY, 10308 | 38.8 | |
| Travelers | The Viking Agency Inc | 117 Oak Dr, Syosset, NY, 11791 | 4.8 | |
| Travelers | Ny Sunrise Agency Inc | 5462 Merrick Rd, Massapequa, NY, 11758 | 5.8 | |
| Allstate | Noah Cohen | 6118 Springfield Blvd, Bayside, NY, 11364 | 15.6 | |
| Travelers | Pinkham Agency Inc | 40 Commerce Pl Ste 100, Hicksville, NY, 11801 | 2.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,610 | $760 |
| Nassau County, NY | $460,700 | $1,517 | $1,110 | $2,080 | $970 |
| Old Bethpage, NY | $570,000 | $852 | $590 | $1,170 | $580 |
| Wheatley Heights, NY | $382,100 | $967 | $700 | $1,380 | $680 |
| Islandia, NY | $305,300 | $1,230 | $840 | $1,700 | $860 |
| Norwood, NJ | $639,100 | $1,107 | $760 | $1,580 | $820 |
| Carlstadt, NJ | $380,700 | $1,230 | $870 | $1,760 | $890 |
| Kearny, NJ | $318,700 | $1,001 | $730 | $1,380 | $650 |
| Bardonia, NY | $542,800 | $2,478 | $1,690 | $3,420 | $1,730 |
| Waldwick, NJ | $434,000 | $1,010 | $740 | $1,440 | $700 |
| Shelton, CT | $341,500 | $1,302 | $890 | $1,840 | $950 |
| Quiogue, NY | $498,900 | $2,532 | $1,750 | $3,490 | $1,740 |
| Mahwah, NJ | $489,900 | $972 | $670 | $1,340 | $670 |