Gavop shows you how to buy homeowners insurance in Wayne, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Wayne, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Red Oak Cove, Hurst Rd, Hogan Dr, State Rte 183, T574, Papoose Dr, T592A, Stone Mountain Rd, 1st Ave, Woodlawn Dr | $199,000 | $180,000 | $200,000-$250,000 | $322,500 | $270,000 | $300,000-$350,000 |
| Wagon Wheel Dr, Trl 673, Pawnee Dr, Dogwood Rd, Black Horse Rd, Doe Dr, Johns Rd, 675, Firehouse Rd, Millers Rd | $162,500 | $140,000 | $150,000-$175,000 | $145,000 | $130,000 | $150,000-$175,000 |
| T596 A, T657B, State Rte 3002, Manor Rd, North Rd, Moyers Station Rd, Ketners Rd, T592B, Hatchet Cove, Totem Dr | $187,500 | $160,000 | $200,000-$250,000 | $346,500 | $330,000 | $350,000-$400,000 |
| Rolling View Dr, Plum Creek Rd, Knittles Rd, Buck Dr, Blackhawk Dr, Meadowbrook Dr, Running Deer Dr, Rhine Rd, Homer Rd, Scheitauer Rd | $200,500 | $160,000 | $150,000-$175,000 | $177,500 | $160,000 | $150,000-$175,000 |
| Tomahawk Dr, Meadow Brook Dr, Allenwood Dr, Blue Mountain Rd, Hidden View Rd, Twp Hwy 600, Greenawalt Ln, Jan Aarden Dr, Peach Aly, Long Run Dr | $220,000 | $180,000 | $175,000-$200,000 | $191,000 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $593 |
| Superior Protection Discount | -$64 | $642 |
| Fire & Security Discount | -$71 | $635 |
| Hail Resistant Roof Discount | -$14 | $692 |
| Newly Constructed Home Discount | -$155 | $551 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Schuylkill County | $1,000 | $821 | $1,821 | $597 | $1,597 | $224 |
| Wayne, PA | $700 | $697 | $1,397 | $507 | $1,207 | $191 |
| Edenburg, PA | $300 | $690 | $990 | $501 | $801 | $188 |
| Womelsdorf, PA | $700 | $637 | $1,337 | $463 | $1,163 | $174 |
| Banks, PA | $500 | $559 | $1,059 | $406 | $906 | $153 |
| Conyngham, PA | $2,000 | $726 | $2,726 | $528 | $2,528 | $198 |
| Hollenback, PA | $100 | $704 | $804 | $512 | $612 | $193 |
| Lower Macungie, PA | $700 | $747 | $1,447 | $543 | $1,243 | $204 |
| Egypt, PA | $100 | $820 | $920 | $596 | $696 | $224 |
| Mountville, PA | $700 | $737 | $1,437 | $536 | $1,236 | $201 |
| New Columbus, PA | $300 | $664 | $964 | $482 | $782 | $181 |
| Reed, PA | $2,500 | $697 | $3,197 | $506 | $3,006 | $190 |
| Home Insurance Company Wayne, PA | Homeowners Insurance Agency Wayne, PA | Address | Popularity Score | Distance from Wayne (miles) |
|---|---|---|---|---|
| Travelers | Haney Associates Inc | 20 N Fourth St, Emmaus, PA, 18049 | 38.8 | |
| State Farm | Marc Bellettiere | 3821 Main St, Morgantown, PA, 19543-7704 | 34.7 | |
| Erie | Finney Insurance Agency Inc. | 392 Main Street, Harleysville, PA, 19438 | 49.3 | |
| State Farm | Dick Morrett | 548 Maple St, Lebanon, PA, 17046-2961 | 18.8 | |
| State Farm | Jason Walborn | 206 W Ridge Pike, Limerick, PA, 19468-1716 | 44.9 | |
| Travelers | Pflueger Insurance Agency | 11 E Main St, Schuylkill Haven, PA, 17972 | 4.5 | |
| State Farm | John Conner | 1153 Penn Ave, Wyomissing, PA, 19610-2033 | 21.9 | |
| State Farm | Eva Finlan | 4092 Skippack Pike, Skippack, PA, 19474 | 49.8 | |
| Erie | Stubbs Insurance Associates | 301 Sportsman Road, Wernersville, PA, 19565 | 18.4 | |
| Farmers | Nicholas Ryba | 28 E Union Blvd, Bethlehem, PA, 18018 | 44.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,060 | $520 |
| Schuylkill County, PA | $96,200 | $831 | $590 | $1,160 | $570 |
| Wayne, PA | $178,200 | $706 | $490 | $1,000 | $510 |
| Edenburg, PA | $146,200 | $698 | $500 | $1,000 | $500 |
| Womelsdorf, PA | $121,200 | $645 | $440 | $910 | $470 |
| Banks, PA | $88,800 | $566 | $400 | $790 | $390 |
| Conyngham, PA | $165,100 | $735 | $500 | $1,040 | $540 |
| Hollenback, PA | $153,700 | $713 | $480 | $1,020 | $540 |
| Lower Macungie, PA | $253,800 | $756 | $520 | $1,040 | $520 |
| Egypt, PA | $217,100 | $830 | $610 | $1,150 | $540 |
| Mountville, PA | $171,200 | $746 | $510 | $1,050 | $540 |
| New Columbus, PA | $133,700 | $672 | $460 | $960 | $500 |
| Reed, PA | $150,000 | $705 | $510 | $970 | $460 |