Gavop shows you how to buy homeowners insurance in Upper, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $74,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $154,000 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $248,000 | $210,000 | $250,000-$300,000 |
| 4 Bedroom | $245,000 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $487,000 | $430,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $735 |
| Superior Protection Discount | -$87 | $779 |
| Fire & Security Discount | -$61 | $805 |
| Hail Resistant Roof Discount | -$26 | $839 |
| Newly Constructed Home Discount | -$173 | $692 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cape May County | $1,500 | $977 | $2,477 | $710 | $2,210 | $267 |
| Upper, NJ | $2,000 | $855 | $2,855 | $621 | $2,621 | $234 |
| Ventnor City, NJ | $400 | $847 | $1,247 | $615 | $1,015 | $231 |
| Newfield, NJ | $1,500 | $838 | $2,338 | $609 | $2,109 | $229 |
| Deerfield, NJ | $500 | $805 | $1,305 | $585 | $1,085 | $220 |
| Cedarville, NJ | $1,500 | $707 | $2,207 | $514 | $2,014 | $193 |
| Long Beach, NJ | $400 | $2,449 | $2,849 | $1,780 | $2,180 | $669 |
| North Beach Haven, NJ | $1,500 | $2,367 | $3,867 | $1,720 | $3,220 | $647 |
| Kent County, DE | $300 | $660 | $960 | $480 | $780 | $180 |
| Swedesboro, NJ | $1,500 | $848 | $2,348 | $616 | $2,116 | $232 |
| Cheswold, DE | $100 | $510 | $610 | $370 | $470 | $139 |
| Brooklawn, NJ | $700 | $702 | $1,402 | $510 | $1,210 | $192 |
| Home Insurance Company Upper, NJ | Homeowners Insurance Agency Upper, NJ | Address | Popularity Score | Distance from Upper (miles) |
|---|---|---|---|---|
| Travelers | The Mcmahon Agency Inc | 2131 Asbury Ave, Ocean City, NJ, 8226 | 7.1 | |
| Allstate | David Lieberman | 602 New Rd, Somers Point, NJ, 8244 | 7.9 | |
| Allstate | Anthony Fanucci | 1420 S Lincoln Ave, Vineland, NJ, 8361 | 19.6 | |
| Farmers | Melvin Johnson | 951 Haddonfield Rd Fl 2, Cherry Hill, NJ, 8002 | 48.8 | |
| Travelers | Henry D Bean And Sons | 247 Kings Highway East, Haddonfield, NJ, 8033 | 47.1 | |
| Farmers | Frank Conroy | 3600 E Landis Ave Ste 23, Vineland, NJ, 8361 | 19.8 | |
| Travelers | J S Braddock Agency | 22 N Main St, Medford, NJ, 8055 | 44.6 | |
| Liberty Mutual Independent | Matlack & Company | 903 Black Horse Pike, Glendora, NJ, 8029 | 44.2 | |
| Allstate | Michael J. Mcdyer | 649 Stokes Rd, Medford, NJ, 8055 | 42.5 | |
| Travelers | Tanover Professional Associates Inc | 239 E Clements Bridge Rd, Runnemede, NJ, 8078 | 44.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $770 | $1,520 | $750 |
| Cape May County, NJ | $295,500 | $989 | $700 | $1,370 | $670 |
| Upper, NJ | $295,500 | $865 | $630 | $1,230 | $600 |
| Ventnor City, NJ | $290,100 | $857 | $610 | $1,190 | $580 |
| Newfield, NJ | $195,900 | $848 | $570 | $1,180 | $610 |
| Deerfield, NJ | $180,400 | $815 | $580 | $1,150 | $570 |
| Cedarville, NJ | $139,700 | $716 | $520 | $1,000 | $480 |
| Long Beach, NJ | $855,100 | $2,479 | $1,660 | $3,400 | $1,740 |
| North Beach Haven, NJ | $812,300 | $2,396 | $1,630 | $3,380 | $1,750 |
| Kent County, DE | $205,800 | $668 | $530 | $890 | $360 |
| Swedesboro, NJ | $200,900 | $858 | $580 | $1,230 | $650 |
| Cheswold, DE | $114,600 | $516 | $410 | $690 | $280 |
| Brooklawn, NJ | $137,800 | $711 | $510 | $970 | $460 |