Gavop shows you how to buy homeowners insurance in Oglethorpe County, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Oglethorpe County, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cemetary Rd, Wolfskin Rd, Whitehead Rd, N Elm St, Backswood Trl, Wildwood Ln, Owensby Mill Rd, Gun Shop Rd, Louise Ln, Hutchins Rd | $208,500 | $190,000 | $175,000-$200,000 | $85,500 | $70,000 | $75,000-$100,000 |
| Crawfordville Rd, Pleasant Ln, Clark Cir, Pine Ridge Cir, Hargrove Cir, Hunters Pt, Harris Field Rd, Bairdstown Rd, Dora Bush Hill Rd, Springhill Church Rd | $117,000 | $100,000 | $100,000-$125,000 | $77,500 | $60,000 | $75,000-$100,000 |
| Arbor Pl, Smith Rd, Lillian Strong Rd, Old Martin Rd, Walter Sams Rd, Duck Pond Rd, Goolsby Rd, Bessie Jackson Rd, Bear Mill Rd, Kidd Rd | $165,500 | $140,000 | $150,000-$175,000 | $90,000 | $80,000 | $50,000-$75,000 |
| Oneal Rd, Bridges Rd, Witcher Rd, Stewart Ln, Skyway Rd, Spring Valley Dr, Lower Wirebridge Rd, Eberhardt Rd, Big Buck Trl, N Eades | $210,000 | $170,000 | $200,000-$250,000 | $107,500 | $90,000 | $100,000-$125,000 |
| Sims Cross Rd, Sam Woods Rd, Kirstie Ln, Wheeler Exd, Centerville Smithonia, Railroad St, Van Ln, Dudley Farm Rd, Sugar Maple Ln, Stephens Salem Rd | $123,000 | $100,000 | $100,000-$125,000 | $102,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $565 |
| Superior Protection Discount | -$61 | $619 |
| Fire & Security Discount | -$48 | $633 |
| Hail Resistant Roof Discount | -$20 | $660 |
| Newly Constructed Home Discount | -$136 | $544 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oglethorpe County | $1,000 | $672 | $1,672 | $489 | $1,489 | $184 |
| Oglethorpe County, GA | $1,500 | $672 | $2,172 | $489 | $1,989 | $184 |
| Danielsville, GA | $400 | $813 | $1,213 | $591 | $991 | $222 |
| Tignall, GA | $2,500 | $566 | $3,066 | $411 | $2,911 | $155 |
| Madison, GA | $300 | $851 | $1,151 | $619 | $919 | $233 |
| Southeast Banks, GA | $1,000 | $839 | $1,839 | $610 | $1,610 | $229 |
| Mount Carmel, SC | $400 | $1,193 | $1,593 | $867 | $1,267 | $326 |
| Barrow County, GA | $1,000 | $870 | $1,870 | $632 | $1,632 | $238 |
| Carnesville, GA | $400 | $653 | $1,053 | $475 | $875 | $179 |
| Eatonton, GA | $2,000 | $594 | $2,594 | $431 | $2,431 | $162 |
| Warrenton, GA | $300 | $507 | $807 | $368 | $668 | $139 |
| Talmo, GA | $1,500 | $957 | $2,457 | $696 | $2,196 | $262 |
| Home Insurance Company Oglethorpe County, GA | Homeowners Insurance Agency Oglethorpe County, GA | Address | Popularity Score | Distance from Oglethorpe County (miles) |
|---|---|---|---|---|
| State Farm | Chris Beck | 831 Auburn Rd Ste 530, Dacula, GA, 30019-5439 | 48.0 | |
| State Farm | Natacha Jocelyn | 1700 Winder Hwy Ste 108, Dacula, GA, 30019-2268 | 49.7 | |
| State Farm | Shane Dekle | 665 Highway 29 N, Athens, GA, 30601-1541 | 17.5 | |
| Travelers | Barrett Insurance Agency Inc | 7704 Hampton Place, Loganville, GA, 30052 | 47.0 | |
| State Farm | Patti Souther | 414 E Spring St, Monroe, GA, 30655-2350 | 36.9 | |
| Allstate | Jonathan C Milford | 1237 S Elm St, Commerce, GA, 30529 | 31.5 | |
| Allstate | Amy Reese | 150 Athens Hwy Ste 1400, Loganville, GA, 30052 | 48.5 | |
| Travelers | Jones Ewing Dobbs & Tamplin I | 127 E Jefferson St, Madison, GA, 30650 | 29.3 | |
| Travelers | Winder Insurance Center Inc | 125 W Athens St, Winder, GA, 30680 | 38.5 | |
| State Farm | Ches Smith | 425 N Milledge Ave, Athens, GA, 30601-3807 | 19.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $690 | $1,430 | $740 |
| Oglethorpe County, GA | $111,800 | $680 | $480 | $930 | $450 |
| Oglethorpe County, GA | $111,800 | $680 | $470 | $970 | $500 |
| Danielsville, GA | $114,200 | $823 | $590 | $1,140 | $550 |
| Tignall, GA | $72,700 | $573 | $410 | $820 | $410 |
| Madison, GA | $230,200 | $862 | $590 | $1,220 | $630 |
| Southeast Banks, GA | $119,500 | $849 | $600 | $1,210 | $610 |
| Mount Carmel, SC | $193,600 | $1,207 | $860 | $1,710 | $850 |
| Barrow County, GA | $134,300 | $880 | $640 | $1,260 | $620 |
| Carnesville, GA | $94,000 | $661 | $460 | $950 | $490 |
| Eatonton, GA | $83,500 | $601 | $410 | $850 | $440 |
| Warrenton, GA | $64,400 | $513 | $370 | $730 | $360 |
| Talmo, GA | $146,900 | $969 | $710 | $1,390 | $680 |