Gavop shows you how to buy homeowners insurance in Lake County, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lake County, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Highland Dr, Downway Rd, Cedar Key Way, S Coronado Dr, White Pine Ln, Myrtle Leaf Trl, Bay Rd, Scarborough Ct, Yale Hammock Rd, Lackey Rd | $84,000 | $80,000 | $75,000-$100,000 | $53,500 | $50,000 | $50,000-$75,000 |
| W Coach N Four Dr, Viewpoint Ct, W Lakeview St, Arran Ct, Clipstone Ct, Harbor Hts, Aberdovey Ave, Country Gardens Dr, Hunters Trail Cir, Sailing Winds Way | $103,500 | $80,000 | $100,000-$125,000 | $78,500 | $70,000 | $75,000-$100,000 |
| Main St, la Paloma Pl, NE 310th Ave, Stoney Brook Dr, Lakeshore Ave, Gulfwind Ct, Parkdale Dr, W Pelican Isle Dr, Hazelnut Ln, W Magnolia St | $141,000 | $130,000 | $150,000-$175,000 | $77,500 | $70,000 | $75,000-$100,000 |
| Morningview Dr, Castle St, W Broad St, Crestridge Dr, Bay Lagoon Way, Salyers Rd, Bream St, Gardner's St, Co Rd 448, Cove Rd | $195,500 | $160,000 | $200,000-$250,000 | $146,000 | $130,000 | $150,000-$175,000 |
| Sailing Winds Way, Niblic St, Grandview Dr, Crestwater Dr, Wild Mustang Rd, Colonial St, Clark Rd, Deep Springs Loop, Morgan Ave, S 4th St | $194,000 | $160,000 | $175,000-$200,000 | $113,500 | $90,000 | $100,000-$125,000 |
| Littler Ln, Hawks Run Ln, Roanoke Dr, Haselton St, Skyridge Rd, Ridgemoor Dr, Karl St, San Marcos Way, Carriage Ln, Tripplet Way | $169,000 | $140,000 | $175,000-$200,000 | $109,000 | $90,000 | $100,000-$125,000 |
| Sutherland Ct, N Georgia Ave, Oak Meadows Ln, Coachman Dr, Island Vw S, W Morningview Dr, Wildwood St, Eleanor Ln, Little Harbor Pointe, Falcon Feather Way | $191,500 | $170,000 | $150,000-$175,000 | $126,000 | $110,000 | $100,000-$125,000 |
| Blue Creek Lodge Rd, Grandview Ave, Willow Bend Dr, Tasselflower Ct, Pacific Ave, Church St, Carver St, S Highland St, E Cemetery Rd, Circle Dr | $173,000 | $160,000 | $200,000-$250,000 | $124,500 | $110,000 | $100,000-$125,000 |
| Cemetery Ave, Basswood Ct, Laborde Dr, Cooter Pond Rd, Sanford St, Joanies Run, Her Mar Rd, Oak Rd, W 2nd Ave, Legendary Blvd | $133,500 | $130,000 | $125,000-$150,000 | $94,000 | $80,000 | $75,000-$100,000 |
| Georgia Ave, Liberty Hill Dr, Plumosa Dr, Lee St, Dennis Rd, Waterview Dr, S Faulkner Ave, Crooked Branch Dr, Stagecoach Trl, Quail Ridge Cir | $260,500 | $240,000 | $200,000-$250,000 | $255,000 | $220,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$209 | $1,095 |
| Superior Protection Discount | -$117 | $1,186 |
| Fire & Security Discount | -$91 | $1,212 |
| Hail Resistant Roof Discount | -$39 | $1,264 |
| Newly Constructed Home Discount | -$261 | $1,043 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $1,000 | $1,288 | $2,288 | $936 | $1,936 | $352 |
| Lake County, FL | $1,500 | $1,288 | $2,788 | $936 | $2,436 | $352 |
| Groveland, FL | $1,000 | $1,048 | $2,048 | $762 | $1,762 | $286 |
| Bushnell, FL | $100 | $707 | $807 | $514 | $614 | $193 |
| DeBary-Orange City, FL | $700 | $1,294 | $1,994 | $941 | $1,641 | $354 |
| DeLand, FL | $100 | $1,276 | $1,376 | $927 | $1,027 | $349 |
| Alafaya, FL | $2,000 | $1,038 | $3,038 | $754 | $2,754 | $284 |
| Davenport, FL | $100 | $1,359 | $1,459 | $988 | $1,088 | $372 |
| Fellowship, FL | $1,500 | $1,174 | $2,674 | $853 | $2,353 | $321 |
| Lecanto, FL | $100 | $985 | $1,085 | $716 | $816 | $269 |
| Garden Grove, FL | $700 | $947 | $1,647 | $688 | $1,388 | $259 |
| Home Insurance Company Lake County, FL | Homeowners Insurance Agency Lake County, FL | Address | Popularity Score | Distance from Lake County (miles) |
|---|---|---|---|---|
| Travelers | Blanchard Insurance | 407 Wekiva Springs Rd Ste 255, Longwood, FL, 32779 | 19.0 | |
| Travelers | Express Insurance | 2636 West Sr 434 Ste #112, Longwood, FL, 32779 | 19.0 | |
| Travelers | All Central Insurance Inc | 2325 W Old Us Hwy 441, Mount Dora, FL, 32757 | 4.0 | |
| Allstate | Julie Pierce | 6146 Us Highway 98 N, Lakeland, FL, 33809 | 47.0 | |
| Allstate | David Schwenk | 1102 N Joanna Ave, Tavares, FL, 32778 | 3.5 | |
| State Farm | Harry Glass | 901 S Bay St Ste A, Eustis, FL, 32726-4897 | 5.8 | |
| State Farm | Jose Castillon | 3460 S Rdgwd Ave Unit B, Port Orange, FL, 32129-3524 | 49.0 | |
| Allstate | Marilyn Cochran | 2015 13th St, Saint Cloud, FL, 34769 | 43.9 | |
| State Farm | Mark Wilson Clu | 2660 W State Rd 434, Longwood, FL, 32779-4815 | 19.0 | |
| State Farm | Jay Williams | 851 W State Road 436, Altamonte Springs, FL, 32714-3055 | 19.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Lake County, FL | $155,100 | $1,303 | $1,020 | $1,750 | $730 |
| Lake County, FL | $155,100 | $1,303 | $1,020 | $1,750 | $730 |
| Groveland, FL | $161,700 | $1,061 | $830 | $1,420 | $590 |
| Bushnell, FL | $47,200 | $716 | $560 | $960 | $400 |
| DeBary-Orange City, FL | $134,500 | $1,310 | $1,020 | $1,760 | $740 |
| DeLand, FL | $153,100 | $1,292 | $1,010 | $1,730 | $720 |
| Alafaya, FL | $228,300 | $1,051 | $820 | $1,410 | $590 |
| Davenport, FL | $144,400 | $1,376 | $1,070 | $1,840 | $770 |
| Fellowship, FL | $116,400 | $1,188 | $930 | $1,590 | $660 |
| Lecanto, FL | $148,200 | $997 | $780 | $1,340 | $560 |
| Garden Grove, FL | $82,600 | $958 | $750 | $1,280 | $530 |