How Can I Make My Aurora, CO Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Aurora, CO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Aurora, CO Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $62,500 $50,000 $50,000-$75,000
2 Bedroom $177,000 $150,000 $175,000-$200,000
3 Bedroom $185,000 $150,000 $200,000-$250,000
4 Bedroom $190,500 $170,000 $200,000-$250,000
5 Bedroom $405,000 $360,000 $300,000-$350,000

Estimate your Savings with Home Insurance Discounts in Aurora, CO | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$170 $1,042
Superior Protection Discount -$109 $1,103
Fire & Security Discount -$97 $1,115
Hail Resistant Roof Discount -$24 $1,188
Newly Constructed Home Discount -$351 $860

Choose your Aurora, CO Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $7,759
Hail Damage $5,318
Wind Damage $9,816
Expensive Claims
Fire $37,853
Accidental Discharge/Leakage $9,056
Optional Coverage Losses $7,991

Identify Top Home Insurance Agents near Aurora, CO | Back to Top

Home Insurance Company Aurora, CO Homeowners Insurance Agency Aurora, CO Address Popularity Score Distance from Aurora (miles)
State Farm Corinne Hawkins 1300 S Chambers Rd, Aurora, CO, 80017-4045
6.4
State Farm Robbie Wright 3091 S Jamaica Ct Ste 130, Aurora, CO, 80014-2639
9.4
State Farm Scott Underwood 15322 E Alameda Pkwy Unit 25, Aurora, CO, 80017-2066
6.5
Liberty Mutual Independent Align Group Insurance 3033 S Parker Rd Ste 120, Aurora, CO, 80014
9.1
State Farm Greg Gallegos 4550 S Reservoir Rd Unit D, Centennial, CO, 80015-2878
5.3
State Farm Brett Carlini 20269 E Smoky Hill Rd Unit F, Centennial, CO, 80015-3112
6.3
State Farm Melissa Kitowski 13750 E Rice Pl Ste 101, Aurora, CO, 80015-1059
8.2
Liberty Mutual Independent Dc Insurers 2228 S Fraser St Unit 2, Aurora, CO, 80014
6.6
State Farm Mark Vissering 1852 S Havana St, Aurora, CO, 80012-5012
9.4
Farmers Diane Gant 1010 S Joliet St Ste 108, Aurora, CO, 80012
9.2

Compare Rates for Aurora, CO Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Colorado $286,100 $1,436 $1,010 $1,880 $870
Arapahoe County, CO $292,900 $1,308 $920 $1,710 $790
Aurora, CO $231,000 $1,212 $850 $1,590 $740
South Aurora, CO $253,300 $1,356 $950 $1,780 $830
Welby, CO $174,600 $825 $580 $1,080 $500
Columbine Valley, CO $756,100 $771 $540 $1,010 $470
Castle Pines Village, CO $1,024,400 $939 $660 $1,230 $570
Thornton, CO $262,100 $1,239 $870 $1,620 $750
Byers, CO $165,000 $1,133 $790 $1,480 $690
Fort Lupton, CO $203,500 $879 $620 $1,150 $530
Altona, CO $622,600 $2,762 $1,930 $3,620 $1,690
Wiggins, CO $235,400 $1,314 $920 $1,720 $800

Research Home Insurance Companies Reviews in Aurora, CO Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: July 07, 2019    Age: 20 to 29    Gender: Married    Marital Status: Male

Premium
The deductible is a little bit higher for Allstate, but that's been perfectly fine with me.The extras that you get with allstate insurance is well worth the higher deductible. I am very satisfied with it!

Date: October 17, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
State farm as my home insurance provider covers my house if there is a flood, fire or natural disaster or electrical issues with no fault of my own.


Date: October 05, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
the customer service is quite good since this company is characterized by training its employees in such a way that they can clarify the doubts of their clients

Date: September 24, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Communication
My interaction has really only been with my agent as of late, so that interaction and communication were good. I can't compare it to anything else directly.

Date: September 17, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
The interaction between people who want insurance and the company from my point of view and experience is very good since they always look for the applicant to be informed of how the company works through the website and phone application

Date: August 13, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
It is broad with respect to what it covers with the needs that the person who requires the insurance may need since it covers natural disasters, robberies, among other categories


Date: August 12, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
I like the ease of use via the website and app. I can access all my policy information and additional policies that I carry with my company.

Date: August 05, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Premium
I have not shopped for coverage from other carriers. I have been a long time customer with State Farm and do not plan to leave them.

Date: May 11, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
The customer service is hit or miss. I recently bought a new car and my agent handled everything very quickly. Luckily, I have not had a claim so I can't speak to the claims service directly, but I know what others in my family have encountered and it's been hit or miss.

Date: May 09, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
My policy covers the dwelling, any other structures on the property; such as my vinyl fence, the personal property that I own in the home, loss of use, and liability coverage.


Date: November 19, 2017    Age: Above 60    Gender: Male    Marital Status: Married

Website/App
is well structured has the necessary information that is required to request an insurance plan creates what I almost do not like is that it is a bit slow I think that would be the negative

Date: November 18, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
It is much more economical so it allows people to have the possibility of obtaining an insurance plan without the need to be burdened with too many sums

USAA Home Insurance Reviews

Date: September 23, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Premium
A deductible is the amount you pay for health care services each year before your health insurance begins to pay. ... The lower a plan's deductible, the higher the premium.

Date: September 17, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
The company has been very easy to work with and reach when needed. They were also very helpful with explaining the coverage and pricing.

Date: July 26, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Premium
we are satisfied with what our policy is, specially because it is easy to reach out to our agent when we need additional support

Date: April 15, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I rate my insurance company a 5. They have the best customer service of any company I have used.

Date: November 19, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
Policy offerings for USAA are standard for most insurance agencies, but they are competitive with their rates and insure a demographic of people that are generally less likely to commit fraudulent activies, therefore are more willing to trust their insured members.


Allstate Home Insurance Reviews

Date: January 01, 2020    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
I would give them a 5. There prices are very competitive and they seem to go the extra mile for me. Very caring and almost like talking with a friend. They never try to sell me anything I dont need.


Date: January 02, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
im very satisfied with my insurance, they are very helpful when ever i called them,.

Date: December 07, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The insurance All state have a very good deductible plan which helps us save the most of our earnings.The premium policy of this insurance offers welcome discount and claim free discount which is very useful for us.

Liberty Mutual Home Insurance Reviews

Date: December 18, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
I feel that no matter what happens to my home I am covered despite the rates. The prices are moderately cheap and I feel assured that I am in good hands.


Date: February 05, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
Home insurance is fine. Pretty competitive with everyone else, although they consistently raise their rates yearly even thought I've NEVER had a claim. I think they all do. THey answer my questions when I need clarification about things.


Progressive Home Insurance Reviews

Date: August 15, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I have never had to make a claim with my home insurance company, and the only times I've contacted customer service were when I first got the policy. In those instances, I was extremely satisfied.

Date: March 27, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
My premium and deductible are manageable. Compared with other providers I believe what I pay out of pocket is competitive with what I would pay elsewhere.

Nationwide Home Insurance Reviews

Date: December 28, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Customer Service
The customer service hours are not open during the evening in west coast. The office closes at 3pm san francisco time, and the waterloo office isn't much better.

GEICO Home Insurance Reviews

Date: January 10, 2020    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
I’m honestly not sure. It was only 1.5 years ago, but I know I only looked at two policies that were really similar. This was bundled with auto and was minimally less, so we went with it


Amica Mutual Insurance Home Insurance Reviews

Date: May 25, 2019    Age: 20 to 29    Gender: Married    Marital Status: Female

Customer Service
Amica has friendly customer service representatives that meet my needs when I have questions or concerns.They are able to answer my questions efficiently and effectively.

Farmer's Insurance Home Insurance Reviews

Date: October 06, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
The few times I have had to contact customer service, the agents have been very polite and courteous; however, I did not like the automated system.

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