Gavop's guide to buying homeowners insurance in Aurora, CO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $62,500 | $50,000 | $50,000-$75,000 |
2 Bedroom | $177,000 | $150,000 | $175,000-$200,000 |
3 Bedroom | $185,000 | $150,000 | $200,000-$250,000 |
4 Bedroom | $190,500 | $170,000 | $200,000-$250,000 |
5 Bedroom | $405,000 | $360,000 | $300,000-$350,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$170 | $1,042 |
Superior Protection Discount | -$109 | $1,103 |
Fire & Security Discount | -$97 | $1,115 |
Hail Resistant Roof Discount | -$24 | $1,188 |
Newly Constructed Home Discount | -$351 | $860 |
Claim Type | Average Claim Cost |
---|---|
General Claims | |
Water Damage | $7,759 |
Hail Damage | $5,318 |
Wind Damage | $9,816 |
Expensive Claims | |
Fire | $37,853 |
Accidental Discharge/Leakage | $9,056 |
Optional Coverage Losses | $7,991 |
Home Insurance Company Aurora, CO | Homeowners Insurance Agency Aurora, CO | Address | Popularity Score | Distance from Aurora (miles) |
---|---|---|---|---|
State Farm | Corinne Hawkins | 1300 S Chambers Rd, Aurora, CO, 80017-4045 | 6.4 | |
State Farm | Robbie Wright | 3091 S Jamaica Ct Ste 130, Aurora, CO, 80014-2639 | 9.4 | |
State Farm | Scott Underwood | 15322 E Alameda Pkwy Unit 25, Aurora, CO, 80017-2066 | 6.5 | |
Liberty Mutual Independent | Align Group Insurance | 3033 S Parker Rd Ste 120, Aurora, CO, 80014 | 9.1 | |
State Farm | Greg Gallegos | 4550 S Reservoir Rd Unit D, Centennial, CO, 80015-2878 | 5.3 | |
State Farm | Brett Carlini | 20269 E Smoky Hill Rd Unit F, Centennial, CO, 80015-3112 | 6.3 | |
State Farm | Melissa Kitowski | 13750 E Rice Pl Ste 101, Aurora, CO, 80015-1059 | 8.2 | |
Liberty Mutual Independent | Dc Insurers | 2228 S Fraser St Unit 2, Aurora, CO, 80014 | 6.6 | |
State Farm | Mark Vissering | 1852 S Havana St, Aurora, CO, 80012-5012 | 9.4 | |
Farmers | Diane Gant | 1010 S Joliet St Ste 108, Aurora, CO, 80012 | 9.2 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
Arapahoe County, CO | $292,900 | $1,308 | $920 | $1,710 | $790 |
Aurora, CO | $231,000 | $1,212 | $850 | $1,590 | $740 |
South Aurora, CO | $253,300 | $1,356 | $950 | $1,780 | $830 |
Welby, CO | $174,600 | $825 | $580 | $1,080 | $500 |
Columbine Valley, CO | $756,100 | $771 | $540 | $1,010 | $470 |
Castle Pines Village, CO | $1,024,400 | $939 | $660 | $1,230 | $570 |
Thornton, CO | $262,100 | $1,239 | $870 | $1,620 | $750 |
Byers, CO | $165,000 | $1,133 | $790 | $1,480 | $690 |
Fort Lupton, CO | $203,500 | $879 | $620 | $1,150 | $530 |
Altona, CO | $622,600 | $2,762 | $1,930 | $3,620 | $1,690 |
Wiggins, CO | $235,400 | $1,314 | $920 | $1,720 | $800 |
Date: July 07, 2019 Age: 20 to 29 Gender: Married Marital Status: Male
Date: October 17, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: October 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 24, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: September 17, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 13, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 12, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: August 05, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: May 11, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: May 09, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: Above 60 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 23, 2019 Age: Above 60 Gender: Female Marital Status: Married
Date: September 17, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: July 26, 2019 Age: Above 60 Gender: Female Marital Status: Married
Date: April 15, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: November 19, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: January 01, 2020 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: January 02, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: December 07, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: December 18, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: February 05, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: March 27, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: December 28, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: January 10, 2020 Age: 20 to 29 Gender: Female Marital Status: Married
Date: May 25, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Date: October 06, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried