How Can I Make My Sartell, MN Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Sartell, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Sartell, MN Home Insurance Coverage Levels | Back to Top
| Sartell, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Perimeter Dr, Mayflower Rd, 1st Ave E, Ridge Rd, Oak Pond Dr, 11th Ave E, 4th St NE, 4th Ave NE, Co Hwy 29, 35th St NW | $146,000 | $130,000 | $150,000-$175,000 | $190,000 | $180,000 | $200,000-$250,000 |
| Greenwood Ln, 43rd St NE, Fieldcrest Ct, W Highview Dr, Scenic Dr NW, Meadow Dr, Mallard Ct NW, Autumn Dr, Marigold Rd NW, 46th St NW | $118,000 | $100,000 | $75,000-$100,000 | $89,000 | $80,000 | $75,000-$100,000 |
| 17th Ave NW, Northview Dr, 7th St NE, S R Twp 3, 5th Ave E, Scott Dr, 9th St NE, 44th St NW, River Rd NE, Willow Ln | $195,000 | $170,000 | $200,000-$250,000 | $125,500 | $120,000 | $100,000-$125,000 |
| N Benton Dr, Oak Pond Ct, Cty Rd 29, Mayflower Rd NW, 16th Ave NW, Co Rd 33, 2nd Ave E, High Dr SW, Oakland Dr NW, Fieldcrest Ln | $118,000 | $100,000 | $125,000-$150,000 | $138,000 | $130,000 | $150,000-$175,000 |
| N Highland Dr, Highview Dr W, Mossrose Rd NW, 1st St NE, 2nd St NE, Co Rd 57, 3rd Ave NE, 8th St NE, Marten Ct NW, 6th St NE | $160,000 | $140,000 | $125,000-$150,000 | $120,500 | $110,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Sartell, MN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $661 |
| Superior Protection Discount | -$73 | $743 |
| Fire & Security Discount | -$73 | $743 |
| Hail Resistant Roof Discount | -$24 | $792 |
| Newly Constructed Home Discount | -$188 | $628 |
Choose the Right Deductible for your Sartell, MN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Benton County | $700 | $979 | $1,679 | $711 | $1,411 | $267 |
| Sartell, MN | $700 | $806 | $1,506 | $586 | $1,286 | $220 |
| Ronneby, MN | $100 | $979 | $1,079 | $712 | $812 | $268 |
| Richmond, MN | $700 | $981 | $1,681 | $713 | $1,413 | $268 |
| Santiago, MN | $200 | $1,247 | $1,447 | $906 | $1,106 | $341 |
| Swan River, MN | $1,500 | $1,223 | $2,723 | $889 | $2,389 | $334 |
| Pierz, MN | $300 | $896 | $1,196 | $651 | $951 | $245 |
| Little Falls, MN | $1,000 | $738 | $1,738 | $536 | $1,536 | $202 |
| Pulaski, MN | $300 | $1,147 | $1,447 | $834 | $1,134 | $313 |
| Parker, MN | $700 | $1,067 | $1,767 | $775 | $1,475 | $292 |
| Gordon, MN | $300 | $1,080 | $1,380 | $785 | $1,085 | $295 |
| Isanti, MN | $1,000 | $834 | $1,834 | $606 | $1,606 | $228 |
Identify Top Home Insurance Agents near Sartell, MN | Back to Top
| Home Insurance Company Sartell, MN | Homeowners Insurance Agency Sartell, MN | Address | Popularity Score | Distance from Sartell (miles) |
|---|---|---|---|---|
| Travelers | North Central Insurance Agency | 16854 Hwy 10 Elk River, Elk River, MN, 55330 | 40.0 | |
| State Farm | Paul Hanson | 1269 2nd St N Ste 100, Sauk Rapids, MN, 56379-3501 | 3.0 | |
| State Farm | David Burd | 66 Oak Ave N, Annandale, MN, 55302-1199 | 24.9 | |
| State Farm | Bryce Deter | 620 Babcock Blvd E, Delano, MN, 55328-8603 | 45.4 | |
| State Farm | Jana Chuinard | 2012 1st Ave, Anoka, MN, 55303-2244 | 49.4 | |
| Travelers | Insurance Brokers Of Mn | 1545 1st Avd E Cambridge, Isanti, MN, 55008 | 47.8 | |
| Farmers | Sherece Cocco | 13355 George Weber Dr Ste A, Rogers, MN, 55374 | 43.9 | |
| State Farm | Kevin Vanderwal | 21410 136th Ave Ste 104, Rogers, MN, 55374-4921 | 43.1 | |
| Farmers | Mark Kelley | 300 E Saint Germain St Ste 260, Saint Cloud, MN, 56304 | 4.7 | |
| State Farm | Beth Riebel | 7962 Sunwood Dr Nw Ste 500, Ramsey, MN, 55303-5175 | 44.8 |
Compare Rates for Sartell, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $860 | $1,700 | $840 |
| Benton County, MN | $162,600 | $990 | $680 | $1,410 | $730 |
| Sartell, MN | $186,200 | $816 | $550 | $1,130 | $580 |
| Ronneby, MN | $143,800 | $991 | $680 | $1,360 | $680 |
| Richmond, MN | $144,200 | $993 | $710 | $1,360 | $650 |
| Santiago, MN | $223,200 | $1,262 | $860 | $1,800 | $940 |
| Swan River, MN | $214,900 | $1,238 | $850 | $1,760 | $910 |
| Pierz, MN | $124,700 | $907 | $630 | $1,280 | $650 |
| Little Falls, MN | $120,900 | $747 | $530 | $1,040 | $510 |
| Pulaski, MN | $190,000 | $1,161 | $780 | $1,660 | $880 |
| Parker, MN | $166,400 | $1,080 | $730 | $1,480 | $750 |
| Gordon, MN | $170,200 | $1,093 | $800 | $1,500 | $700 |
| Isanti, MN | $147,200 | $844 | $600 | $1,160 | $560 |
Research Home Insurance Companies Reviews in Sartell, MN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 17, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
I do feel like they nickel and dime you for add ons. I will give them a 3. We live in Oklahoma where there are tornadoes AND now earthquakes. Earthquake insurance is now extra and not included in the policy. There is also a minimum that has to be damaged before you are allowed to claim it.
Date: October 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Communication
The people at the local insurance office are nice and helpful. I think they can sense my frustration, as described above, but there is not much they can do about it.
Allstate Home Insurance Reviews
Date: December 08, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
Every year I like to compare insurance companies, what they offer, and the price. I found Allstate offered the same coverages as my prior carrier, but at a much lower rate. So far I am completely satisfied.