Gavop shows you how to buy homeowners insurance in Roberts, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $93,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $259,000 | $240,000 | $250,000-$300,000 |
| 3 Bedroom | $232,000 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $359,000 | $310,000 | $250,000-$300,000 |
| 5 Bedroom | $748,000 | $620,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$156 | $761 |
| Superior Protection Discount | -$83 | $835 |
| Fire & Security Discount | -$64 | $853 |
| Hail Resistant Roof Discount | -$28 | $890 |
| Newly Constructed Home Discount | -$238 | $679 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| James City County | $1,000 | $988 | $1,988 | $718 | $1,718 | $270 |
| Roberts, VA | $2,000 | $906 | $2,906 | $659 | $2,659 | $248 |
| Rushmere, VA | $400 | $829 | $1,229 | $602 | $1,002 | $227 |
| Isle of Wight County, VA | $500 | $895 | $1,395 | $651 | $1,151 | $245 |
| Ivor, VA | $2,500 | $773 | $3,273 | $561 | $3,061 | $211 |
| Gwynn, VA | $200 | $915 | $1,115 | $665 | $865 | $250 |
| Fort Lee, VA | $2,500 | $896 | $3,396 | $651 | $3,151 | $245 |
| King William, VA | $500 | $859 | $1,359 | $624 | $1,124 | $235 |
| Henrico County, VA | $2,500 | $863 | $3,363 | $627 | $3,127 | $236 |
| Cheriton, VA | $500 | $791 | $1,291 | $575 | $1,075 | $216 |
| Home Insurance Company Roberts, VA | Homeowners Insurance Agency Roberts, VA | Address | Popularity Score | Distance from Roberts (miles) |
|---|---|---|---|---|
| Allstate | Charles F. Gresham | 12715 Warwick Blvd Ste X, Newport News, VA, 23606 | 12.8 | |
| Nationwide | John Scarborough Inc | 11745 Jefferson Ave Ste 10-B, Newport News, VA, 23606-1998 | 14.0 | |
| State Farm | Andy Saunders | 825 Battlefld Blvd S, Chesapeake, VA, 23322-6607 | 43.4 | |
| Liberty Mutual Independent | Lindberg & Associates Insurance Llc | 233 Wythe Creek Rd Ste 202, Poquoson, VA, 23662 | 16.8 | |
| Travelers | Action Insurance Agency Inc | 3759 George Washington Mem Hwy, Hayes, VA, 23072 | 10.2 | |
| Farmers | John Williams | 5269 Greenwich Rd Ste 200, Virginia Beach, VA, 23462 | 38.1 | |
| Travelers | Dwyer Insurance Agency | 734a City Ctr Blvd, Newport News, VA, 23606 | 13.7 | |
| State Farm | Rita Keels | Ste 110 1200 Battlefield Blvd N, Chesapeake, VA, 23320-4790 | 39.1 | |
| State Farm | Garry Price | 1515 N Military Hwy, Norfolk, VA, 23502-1837 | 34.6 | |
| State Farm | Che Henderson | 2960 Hampton Hwy Ste E, Yorktown, VA, 23693-4749 | 15.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,340 | $650 |
| James City County, VA | $328,700 | $1,000 | $680 | $1,380 | $700 |
| Roberts, VA | $358,400 | $917 | $630 | $1,310 | $680 |
| Rushmere, VA | $184,400 | $839 | $580 | $1,170 | $590 |
| Isle of Wight County, VA | $249,100 | $906 | $650 | $1,300 | $650 |
| Ivor, VA | $161,200 | $782 | $560 | $1,070 | $510 |
| Gwynn, VA | $235,400 | $926 | $660 | $1,270 | $610 |
| Fort Lee, VA | $221,900 | $907 | $610 | $1,290 | $680 |
| King William, VA | $199,200 | $869 | $600 | $1,230 | $630 |
| Henrico County, VA | $223,900 | $874 | $630 | $1,250 | $620 |
| Cheriton, VA | $168,400 | $801 | $570 | $1,110 | $540 |