Gavop's guide to buying homeowners insurance in Alcorn County, MS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Alcorn County, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ayers Dr, Co Rd 344, Union Church Rd, Co Rd 371, Co Rd 648, Co Rd 526, Co Rd 681, Co Rd 517, Co Rd 104, Wheeler Grove Rd | $134,500 | $130,000 | $125,000-$150,000 | $85,500 | $80,000 | $75,000-$100,000 |
| Co Rd 218, Richmond Rd, Co Rd 8380, Highland Dr, Co Rd 100, Co Rd 542, Co Rd 528, Dove Cove, Butterfly Cove, Rock Hill Rd | $157,500 | $150,000 | $125,000-$150,000 | $88,500 | $70,000 | $100,000-$125,000 |
| Blue Bird Ln, W Mount View Dr, Co Rd 121, Co Rd 764, Co Rd 171, Conway Pl, Co Rd 408, Co Rd 533, Shiloh Rd, Thornwood Trl | $97,000 | $90,000 | $100,000-$125,000 | $108,000 | $90,000 | $75,000-$100,000 |
| Beauregard Park, Childs St, Turtle Creek Dr, Galyean Rd, Mathis Rd, Homestead Dr, Co Rd 445, Co Rd 565, Gardner Rd, Jackson St | $95,000 | $80,000 | $75,000-$100,000 | $112,000 | $90,000 | $100,000-$125,000 |
| Co Rd 616, Old Oak Rd, Worsham Dr, Mount Carmel Cemetary Rd, E 2nd St, Co Rd 454, E 4th St, Tinin Dr, Hunter Ln, State Hwy 2 W | $140,000 | $120,000 | $100,000-$125,000 | $64,500 | $60,000 | $75,000-$100,000 |
| Wenasoga Rd, Co Rd 541, Co Rd 200, Co Rd 200, Co Rd 702, E 3rd St, Co Rd 321, Chalet Rd, Co Rd 718, Salem Rd | $78,000 | $70,000 | $50,000-$75,000 | $94,500 | $80,000 | $75,000-$100,000 |
| Dunlap St, W Linden St, Old Iuka Rd, Co Rd 629A, Meadow Brook Dr, Co Rd 421, Co Rd 502, Wynbrook Dr, New Hope Rd, 2nd St | $182,500 | $160,000 | $200,000-$250,000 | $111,500 | $100,000 | $100,000-$125,000 |
| Co Rd 715, Co Rd 166, Scenic Cove, Co Rd 519A, Co Rd 703, Young St, Co Rd 178, Co Rd 630, Old Iuka Rd, S Cass St | $145,500 | $120,000 | $150,000-$175,000 | $87,500 | $70,000 | $75,000-$100,000 |
| Co Rd 326, Co Rd 330, N Madison St, Jobe St, Lee St, Foote St, Old Stage Rd, Co Rd 725, W 2nd St, Blasingame St | $117,500 | $100,000 | $125,000-$150,000 | $95,500 | $90,000 | $100,000-$125,000 |
| E 9th St, E 3rd St, Co Rd 214, Co Rd 635, Co Rd 262, Co Rd 132, Co Rd 153, Co Rd 765, Cardinal Dr, Co Rd 534 | $136,500 | $110,000 | $150,000-$175,000 | $129,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$183 | $781 |
| Superior Protection Discount | -$96 | $868 |
| Fire & Security Discount | -$96 | $868 |
| Hail Resistant Roof Discount | -$29 | $936 |
| Newly Constructed Home Discount | -$222 | $743 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Alcorn County | $2,500 | $953 | $3,453 | $693 | $3,193 | $260 |
| Alcorn County, MS | $1,000 | $953 | $1,953 | $693 | $1,693 | $260 |
| Corinth, MS | $400 | $782 | $1,182 | $568 | $968 | $214 |
| Ramer, TN | $1,000 | $791 | $1,791 | $575 | $1,575 | $216 |
| Prentiss County, MS | $100 | $859 | $959 | $624 | $724 | $235 |
| McNairy County, TN | $1,000 | $679 | $1,679 | $493 | $1,493 | $186 |
| Crump, TN | $100 | $878 | $978 | $638 | $738 | $240 |
| Savannah, TN | $700 | $686 | $1,386 | $498 | $1,198 | $187 |
| Belmont, MS | $400 | $1,120 | $1,520 | $814 | $1,214 | $306 |
| Hickory Valley, TN | $2,500 | $741 | $3,241 | $539 | $3,039 | $203 |
| Medon, TN | $500 | $882 | $1,382 | $641 | $1,141 | $241 |
| Tupelo, MS | $1,000 | $1,184 | $2,184 | $860 | $1,860 | $323 |
| Home Insurance Company Alcorn County, MS | Homeowners Insurance Agency Alcorn County, MS | Address | Popularity Score | Distance from Alcorn County (miles) |
|---|---|---|---|---|
| State Farm | Scott Sawyer | 102 N Cass St Ste 1, Corinth, MS, 38834-5727 | 4.7 | |
| Nationwide | Van A Wallace | 503 W College St, Booneville, MS, 38829 | 16.0 | |
| Allstate | Tri-State Insurance | 28 Front St, Belmont, MS, 38827 | 33.5 | |
| State Farm | Lonnie Harris | 101 Access Rd, Fulton, MS, 38843-8419 | 45.3 | |
| State Farm | Trentice Imbler | 1012 N Gloster St, Tupelo, MS, 38804-1202 | 42.7 | |
| State Farm | Harold Lomenick | 101 N Wilmuth St, Iuka, MS, 38852-1540 | 22.4 | |
| Allstate | Justin Roberts | 115 State Highway 15 S, New Albany, MS, 38652 | 36.8 | |
| State Farm | J B Darnell | 1400 N Harper Rd, Corinth, MS, 38834-3717 | 6.2 | |
| State Farm | Tillmon Calvert | 102 Enoch Ave, Tupelo, MS, 38801-4440 | 44.4 | |
| State Farm | Pam Brown | 408 East Bankhead, New Albany, MS, 38652-3911 | 36.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $830 | $1,630 | $800 |
| Alcorn County, MS | $86,100 | $965 | $690 | $1,360 | $670 |
| Alcorn County, MS | $86,100 | $965 | $660 | $1,380 | $720 |
| Corinth, MS | $102,200 | $791 | $570 | $1,120 | $550 |
| Ramer, TN | $83,600 | $801 | $580 | $1,110 | $530 |
| Prentiss County, MS | $90,500 | $869 | $630 | $1,200 | $570 |
| McNairy County, TN | $87,500 | $687 | $500 | $980 | $480 |
| Crump, TN | $104,700 | $889 | $650 | $1,260 | $610 |
| Savannah, TN | $89,300 | $694 | $470 | $990 | $520 |
| Belmont, MS | $105,500 | $1,134 | $820 | $1,580 | $760 |
| Hickory Valley, TN | $72,900 | $750 | $520 | $1,060 | $540 |
| Medon, TN | $105,600 | $893 | $640 | $1,240 | $600 |
| Tupelo, MS | $138,100 | $1,198 | $800 | $1,650 | $850 |