Gavop shows you how to buy homeowners insurance in Lynnfield, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lynnfield, MA - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Michaels Rd, Powder Hill Rd, Stone Ln, Beaver Ave, N Hill Dr, Timberhill Ter, Walsh Rd, Fernway, Reedy Rd, Giugliano Ter | $627,000 | $530,000 | $500,000-$600,000 | $289,000 | $250,000 | $300,000-$350,000 |
| Pillings Pond Rd, Doncaster Cir, Driftwood Ln, Dunstan Rd, Forest Hill Ave, Kimball Ln, Gerry Rd, Perry Ave, Fletcher Rd, Windsor Rd | $872,500 | $720,000 | $900,000-$1,000,000 | $547,500 | $450,000 | $600,000-$700,000 |
| Bourque Rd, Saunders Rd, Pillings Pond Rd, Joseph Ln, Oxbow Rd, Beechwood Rd, Currie Cir, Westover Dr, Center Village, Fairview Rd | $706,000 | $650,000 | $800,000-$900,000 | $510,500 | $460,000 | $500,000-$600,000 |
| Moulton Dr, Tapley Rd, Deanna Cir, Hawkes Ln, Townsend Rd, Locksley Rd, Douglas Rd, Vokes Ter, Sigmund St, Parkwood Rd | $437,500 | $420,000 | $400,000-$500,000 | $303,500 | $280,000 | $250,000-$300,000 |
| Brook Dr, Baldwin Ln, Thwing Rd, Bishops Ln, Sylvan Cir, Old Wood Rd, Liberty Ln, Doncaster Rd, Hilltop Rd, Trickett Rd | $373,000 | $350,000 | $350,000-$400,000 | $323,500 | $290,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $878 |
| Superior Protection Discount | -$103 | $929 |
| Fire & Security Discount | -$93 | $940 |
| Hail Resistant Roof Discount | -$31 | $1,002 |
| Newly Constructed Home Discount | -$258 | $774 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,513 |
| Hail Damage | $4,759 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,887 |
| Home Insurance Company Lynnfield, MA | Homeowners Insurance Agency Lynnfield, MA | Address | Popularity Score | Distance from Lynnfield (miles) |
|---|---|---|---|---|
| Allstate | The Milian Agency | 160 Summer St # K1, Kingston, MA, 2364 | 39.6 | |
| Travelers | J J Ruddy Insurance | 153 Main Street, Medford, MA, 2155 | 9.1 | |
| Travelers | Marc Alkes Insurance | 1405 Main Street, Worcester, MA, 1603 | 46.4 | |
| Travelers | Corcoran & Havlin Insurance | 287 Linden St, Wellesley, MA, 2482 | 20.4 | |
| Travelers | Haut Insurance Agency Inc | 80 Chestnut St, Andover, MA, 1810 | 9.7 | |
| Travelers | Corkin Insurance Agency | 180 Wells Ave Ste 301a, Newton Center, MA, 2459 | 18.5 | |
| Liberty Mutual Independent | The Howe Insurance Agency | 4 Punchard Ave, Andover, MA, 1810 | 9.7 | |
| Travelers | Metro Boston Insurance Agency | 96 Central Avenue, Chelsea, MA, 2150 | 10.0 | |
| Travelers | Wilson Ins Agency Inc | 109 West Foster Street, Melrose, MA, 2176 | 5.7 | |
| Travelers | Lister Insurance Agency | 110 Central Avenue, Medford, MA, 2155 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $960 | $1,930 | $970 |
| Essex County, MA | $373,400 | $1,350 | $990 | $1,920 | $930 |
| Lynnfield, MA | $604,400 | $1,033 | $690 | $1,480 | $790 |
| Waltham, MA | $463,600 | $1,358 | $980 | $1,890 | $910 |
| Groveland, MA | $381,100 | $1,004 | $690 | $1,400 | $710 |
| Sudbury, MA | $668,500 | $1,037 | $690 | $1,470 | $780 |
| Brockton, MA | $237,000 | $997 | $720 | $1,380 | $660 |
| Mendon, MA | $422,400 | $955 | $660 | $1,330 | $670 |
| Attleboro, MA | $273,900 | $1,058 | $720 | $1,510 | $790 |
| Central Falls, RI | $149,100 | $806 | $580 | $1,150 | $570 |
| Douglas, MA | $291,000 | $845 | $600 | $1,160 | $560 |