Gavop shows you how to buy homeowners insurance in Granville, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $64,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $124,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $193,000 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $185,000 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $322,000 | $260,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $868 |
| Home and Two Car | -$151 | $792 |
| Home and Three Car | -$226 | $717 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washington County | $1,000 | $609 | $1,609 | $442 | $1,442 | $166 |
| Granville, NY | $700 | $932 | $1,632 | $677 | $1,377 | $255 |
| Wells, VT | $100 | $685 | $785 | $498 | $598 | $187 |
| Castleton, VT | $700 | $705 | $1,405 | $513 | $1,213 | $193 |
| Northumberland, NY | $100 | $698 | $798 | $507 | $607 | $191 |
| Winhall, VT | $1,000 | $903 | $1,903 | $656 | $1,656 | $247 |
| Leicester, VT | $300 | $741 | $1,041 | $539 | $839 | $203 |
| Proctorsville, VT | $2,000 | $656 | $2,656 | $477 | $2,477 | $179 |
| Cavendish, VT | $300 | $699 | $999 | $508 | $808 | $191 |
| Bennington, VT | $2,500 | $633 | $3,133 | $460 | $2,960 | $173 |
| Crown Point, NY | $100 | $597 | $697 | $434 | $534 | $163 |
| Athens, VT | $1,000 | $684 | $1,684 | $497 | $1,497 | $187 |
| Home Insurance Company Granville, NY | Homeowners Insurance Agency Granville, NY | Address | Popularity Score | Distance from Granville (miles) |
|---|---|---|---|---|
| Travelers | Cote Agency | 94 Main St, Corinth, NY, 12822 | 29.2 | |
| State Farm | Sherry Hoffman | 418 Geyser Road, Ballston Spa, NY, 12020-6002 | 37.5 | |
| Travelers | Streever Agency Inc | 84 Milton Ave, Ballston Spa, NY, 12020 | 39.8 | |
| Travelers | Stanley H Calkins Inc | 35 E Saratoga Ave, Waterford, NY, 12188 | 48.4 | |
| Travelers | Casswood Insurance Agency Ltd | 5 Executive Park Dr, Clifton Park, NY, 12065 | 46.0 | |
| Travelers | Casswood Insurance Agency Ltd | 5 Executive Park Dr , Clifton Park, NY, 12065 | 46.0 | |
| Allstate | Jamie Hayes | 315 Main St, Hudson Falls, NY, 12839 | 15.8 | |
| Allstate | Willie Miranda Jr | 1480 Route 9, Clifton Park, NY, 12065 | 46.0 | |
| Travelers | Castle Agency Inc | 1549 State Route 67, Schaghticoke, NY, 12154 | 38.2 | |
| State Farm | Dione Ramsdill | 3076-3 Route 50, Saratoga Springs, NY, 12866-2906 | 34.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,620 | $770 |
| Washington County, NY | $144,900 | $616 | $440 | $870 | $430 |
| Granville, NY | $116,900 | $943 | $640 | $1,350 | $710 |
| Wells, VT | $168,000 | $693 | $480 | $980 | $500 |
| Castleton, VT | $178,800 | $714 | $510 | $980 | $470 |
| Northumberland, NY | $197,200 | $707 | $520 | $980 | $460 |
| Winhall, VT | $308,000 | $914 | $670 | $1,290 | $620 |
| Leicester, VT | $199,500 | $750 | $550 | $1,040 | $490 |
| Proctorsville, VT | $154,400 | $664 | $480 | $940 | $460 |
| Cavendish, VT | $175,000 | $707 | $490 | $970 | $480 |
| Bennington, VT | $166,200 | $641 | $430 | $880 | $450 |
| Crown Point, NY | $120,800 | $604 | $440 | $860 | $420 |
| Athens, VT | $167,400 | $692 | $480 | $980 | $500 |