Gavop shows you how to buy homeowners insurance in Wesley Hills, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $177,000 | $150,000 | $150,000-$175,000 |
| 2 Bedroom | $470,500 | $430,000 | $500,000-$600,000 |
| 3 Bedroom | $593,000 | $560,000 | $400,000-$500,000 |
| 4 Bedroom | $897,500 | $820,000 | $800,000-$900,000 |
| 5 Bedroom | $938,500 | $890,000 | $900,000-$1,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $705 |
| Superior Protection Discount | -$76 | $773 |
| Fire & Security Discount | -$76 | $773 |
| Hail Resistant Roof Discount | -$25 | $824 |
| Newly Constructed Home Discount | -$170 | $680 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rockland County | $1,500 | $1,327 | $2,827 | $964 | $2,464 | $363 |
| Wesley Hills, NY | $700 | $840 | $1,540 | $610 | $1,310 | $229 |
| Upper Saddle River, NJ | $400 | $786 | $1,186 | $571 | $971 | $215 |
| Eastchester, NY | $700 | $1,096 | $1,796 | $797 | $1,497 | $300 |
| Unionville, NY | $200 | $780 | $980 | $567 | $767 | $213 |
| Plattekill, NY | $2,000 | $635 | $2,635 | $461 | $2,461 | $174 |
| Succasunna, NJ | $100 | $888 | $988 | $645 | $745 | $243 |
| Valley Stream, NY | $2,000 | $1,374 | $3,374 | $999 | $2,999 | $376 |
| Cedarhurst, NY | $500 | $2,375 | $2,875 | $1,726 | $2,226 | $649 |
| Huntington Station, NY | $1,500 | $1,363 | $2,863 | $991 | $2,491 | $373 |
| Levittown, NY | $100 | $1,424 | $1,524 | $1,035 | $1,135 | $389 |
| South Amboy, NJ | $1,500 | $829 | $2,329 | $603 | $2,103 | $227 |
| Home Insurance Company Wesley Hills, NY | Homeowners Insurance Agency Wesley Hills, NY | Address | Popularity Score | Distance from Wesley Hills (miles) |
|---|---|---|---|---|
| Allstate | Nancy Schneider-Viglotti | 2591 South Ave, Wappingers Falls, NY, 12590 | 31.3 | |
| Allstate | David H. Cohen | 464 Kings Hwy, Brooklyn, NY, 11223 | 38.6 | |
| Allstate | Debbie Stockton | 108 Kraft Ave, Bronxville, NY, 10708 | 19.7 | |
| State Farm | John Romero | 10 Merrick Ave, Merrick, NY, 11566-3582 | 43.8 | |
| Travelers | Lhb Insurance Brokerage Inc | 176 N Main Street, Spring Valley, NY, 10977 | 3.2 | |
| Travelers | Tillman Brokerage Inc | 260 Christopher Lane 3rd Floor, Staten Island, NY, 10314 | 37.8 | |
| Allstate | David H. Cohen | 2124 Central Park Ave, Yonkers, NY, 10710 | 18.1 | |
| Travelers | Lombardo-Scotti Agency | 733 Yonkers Ave Ste 304, Yonkers, NY, 10704 | 19.6 | |
| Allstate | Ken Martin | 234 Main St, Eastchester, NY, 10709 | 19.7 | |
| Allstate | Joseph Hernandez | 1700 Great Neck Rd, Copiague, NY, 11726 | 48.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,620 | $830 |
| Rockland County, NY | $425,100 | $1,343 | $900 | $1,870 | $970 |
| Wesley Hills, NY | $567,600 | $850 | $610 | $1,200 | $590 |
| Upper Saddle River, NJ | $920,400 | $795 | $570 | $1,120 | $550 |
| Eastchester, NY | $606,400 | $1,110 | $750 | $1,530 | $780 |
| Unionville, NY | $206,100 | $789 | $580 | $1,100 | $520 |
| Plattekill, NY | $198,700 | $643 | $460 | $910 | $450 |
| Succasunna, NJ | $391,500 | $899 | $600 | $1,280 | $680 |
| Valley Stream, NY | $385,400 | $1,391 | $960 | $1,990 | $1,030 |
| Cedarhurst, NY | $524,000 | $2,404 | $1,710 | $3,440 | $1,730 |
| Huntington Station, NY | $356,900 | $1,380 | $950 | $1,900 | $950 |
| Levittown, NY | $367,700 | $1,441 | $1,040 | $1,990 | $950 |
| South Amboy, NJ | $278,900 | $839 | $610 | $1,200 | $590 |