How Can I Make My Provo, UT Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Provo, UT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No


Select the Suitable Coverage Value for your Provo, UT Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $61,000 $50,000 $50,000-$75,000
2 Bedroom $109,000 $100,000 $100,000-$125,000
3 Bedroom $171,000 $160,000 $175,000-$200,000
4 Bedroom $282,000 $240,000 $300,000-$350,000
5 Bedroom $264,500 $250,000 $250,000-$300,000

Estimate your Savings with Home Insurance Discounts in Provo, UT | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$102 $579
Superior Protection Discount -$68 $613
Fire & Security Discount -$75 $606
Hail Resistant Roof Discount -$20 $661
Newly Constructed Home Discount -$157 $525

Choose the Right Deductible for your Provo, UT Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Utah County $2,000 $607 $2,607 $441 $2,441 $166
Provo, UT $1,000 $673 $1,673 $489 $1,489 $184
Mapleton, UT $200 $675 $875 $490 $690 $184
Payson, UT $1,500 $657 $2,157 $477 $1,977 $179
Eagle Mountain, UT $200 $662 $862 $481 $681 $181
Bluffdale, UT $700 $849 $1,549 $617 $1,317 $232
Salt Lake County, UT $400 $610 $1,010 $444 $844 $167
Copperton, UT $700 $544 $1,244 $396 $1,096 $149
Summit Park, UT $300 $991 $1,291 $720 $1,020 $271
Emigration Canyon, UT $2,500 $1,693 $4,193 $1,231 $3,731 $463
Stockton, UT $500 $549 $1,049 $399 $899 $150
Fairview, UT $2,500 $546 $3,046 $397 $2,897 $149

Identify Top Home Insurance Agents near Provo, UT | Back to Top

Home Insurance Company Provo, UT Homeowners Insurance Agency Provo, UT Address Popularity Score Distance from Provo (miles)
State Farm Vic Hillman 441 W Main St Ste C, Lehi, UT, 84043-2027
14.9
Travelers Risk Managers Insurance Inc 5679 S Redwood Rd 25, Salt Lake City, UT, 84123
31.9
State Farm Stu Anderson 14241 S Redwood Rd, Bluffdale, UT, 84065-5211
23.1
Allstate Rich E. Davis Iii 212 W 520 N, Orem, UT, 84057
5.2
State Farm Eli Slesk 40 W Main Street Ct Ste 100, Alpine, UT, 84004-5601
15.7
Travelers Brasher Insurance Group 4548 S Atherton Dr Ste 210, Salt Lake City, UT, 84123
32.9
Travelers Hatch Insurance Group 668 E 12225 S Ste 204, Draper, UT, 84020
22.2
Liberty Mutual Independent Express Ins 3301 N University Ave, Provo, UT, 84604
2.4
State Farm Dean Bowen 330 N Main St, Springville, UT, 84663-1356
5.4
Travelers All Utah Insurance 57 W Center St, Orem, UT, 84057
4.5

Compare Rates for Provo, UT Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Utah $238,300 $616 $440 $870 $430
Utah County, UT $256,900 $614 $440 $870 $430
Provo, UT $227,400 $681 $470 $930 $460
Mapleton, UT $366,300 $683 $460 $960 $500
Payson, UT $202,200 $665 $460 $950 $490
Eagle Mountain, UT $237,400 $670 $450 $950 $500
Bluffdale, UT $427,200 $859 $590 $1,220 $630
Salt Lake County, UT $260,700 $618 $430 $850 $420
Copperton, UT $166,700 $551 $380 $770 $390
Summit Park, UT $644,500 $1,003 $710 $1,420 $710
Emigration Canyon, UT $702,900 $1,714 $1,220 $2,420 $1,200
Stockton, UT $170,700 $556 $410 $800 $390
Fairview, UT $167,800 $553 $390 $790 $400

Research Home Insurance Companies Reviews in Provo, UT Before Buying | Back to Top

Share a review on your home insurance company


American Family Insurance Home Insurance Reviews

Date: January 31, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Premium
I was able to obtain a $500 deductible at a reasonable cost. Lots of other companies had a $1000 deductible for the price I paid for the lower deductible.

Date: January 30, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
My insurance company has always given me the personal attention that was needed. My agent even called me when he was on vacation with his family.


Date: October 04, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
Online the service is great. They are prompt and concise If you call in that is another story. long waits and uneducated agents are frustrating.

Date: September 28, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Website/App
The website is fast and easy to navigate. I can quickly find what I am looking for. It is organized in a user-friendly way

Date: September 21, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
Property loss or damage is covered. Fire and flood are also covered. They cover up to 200k which is more than the value of the home.


Date: September 11, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Communication
I've never had a bad interaction with a customer service rep. Any time I've had to call which I prefer to do instead of going to the website. They have always been helpful.

Date: September 06, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I have had the same insurance for about 5 years. I haven't compared nor have I checked another insurance premium. However, now that I think of it I may compare this week

Date: August 17, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I have a flood, fire, thief, and natural disaster coverage for my home. The most important coverage for my family is the flood insurance it's always flooding in this area.


Date: August 02, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I think the Premium is higher. I have not shopped others but from what I have heard peers pay I feel mine is a bit high.

Date: July 29, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I love the customer service with American. There is no wait time, they tell me exactly what I need to do to submit my claims and make it easy so we are done. Never got bad attitudes

Date: June 07, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
The website is ok. I rarely use the website. I typically call in any claims and send emails to my representative. I've been on the website maybe once or twice

Date: March 11, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
When you cal in they seem to not know anything. My local agent is too busy to take my call and is not helpful. The mailers I receive are just trying to sell me something.

GEICO Home Insurance Reviews

Date: December 28, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
The offerings were great and i am very satisfied with my coverage. I believe i am fully protected in the event i ever need to file a claim


Date: August 14, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
The deductible of the policy is tolerable, and even plesantly low to some extent. Not too expensive, but high enough to ensure low premiums on the home insurance policy.

Date: January 13, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I think a lot of insurances bundle now-a-days. I can't speak much to cost because we live in NYC. It will be expensive everywhere.


Date: December 29, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Policy Offerings
Geico home Insurance is one of the best Insurance company that I have dealt with. Geico Insurance offers many different coverage including in your home Insurance coverage such as furnitures. I have shopped around and Geico offers the best rates.


Date: September 24, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
Basic coverage including fire and flooding is including with my insurance. I do pay extra for the flood insurance but it's needed considering I live in a hurricane state.


Date: August 15, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I have had no issues with the customer service at Geico. They have always been very friendly and helpful any time I have contacted them with a concern regarding my insurance.

Date: July 31, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
I like having my policy at my fingertips. The mobile app and website are both very user friendly. It's easy to use and convenient.

Date: May 27, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
My premium was slightly less than other agencies. I use Geico for my car insurance as well so I like having it all together.

Farm Bureau Home Insurance Reviews

Date: July 22, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
I think ours is a little higher than some of the other companies like Liberty Mutual, but less than companies like State Farm. I could always stand to save more money.

Date: September 01, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
The agent gave me her cell number. I am able to reach her at any point I need her which is a huge advantage.

Date: August 15, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
My agent is always available. Day or night if anything is needed. This is a huge reason they are my provider.

Date: August 08, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Liability and full coverage. If my home were to be destroyed they would pay me the amount it would cost to rebuild from the ground up.


Date: August 07, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Premium
It is probably slightly higher. But I like their small town feel and accessibility when needed.

Date: August 06, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I have never used there mobile or website. They are a small town company and everything is handled over the phone.

Allstate Home Insurance Reviews

Date: September 19, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I think allstate is a relatively good company, i guess i'd give it a three. they don't act with much urgency nor do they seem to pride themselves on customer service. i was much happier with liberty mutual, to be honest.

Date: September 17, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
Was a little cheaper, but I am getting discounts over time

Date: September 13, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Customer Service
Sometimes you can wait a minute on hold, but that is everywhere

Date: July 31, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
It is easy to get in touch with people and navigate

MetLife Home Insurance Reviews

Date: October 05, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I am satisfied with my experience. I give them a 4 because I am satisfied but they did not provide anything above and beyond to get a perfect score. I've dealt with them with issues of billing and claims.

Date: November 19, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
Their rates are comparable to other companies. The rates are affordable and I haven't had issues with my payments.

State Farm Home Insurance Reviews

Date: March 29, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
Our experience with State Farm has been good so far. Although, we have not had many claims over the years. I would give them a 4 out of 5.

Date: November 02, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
I love the app for State Farm. I don't think I'd change anything. I can check my policy, when my next payment is coming out and and check my discounts and what is covered.

Farmer's Insurance Home Insurance Reviews

Date: January 01, 2020    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
im ganna say ill put them right in the middle because i have seen worse coverage than what we have.. and our coverage really is pretty good.

Date: July 18, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Farmers has been, to my experience, a more full-service home insurance policy. The agents work to give you what you need, not what commission they want like so many other companies.


Progressive Home Insurance Reviews

Date: January 13, 2020    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
the premium i pay is $25 per month and they are very attentive in responding for the issues

Liberty Mutual Home Insurance Reviews

Date: August 12, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
the premium on my policy is pretty good. I have liability on one car and full coverage on the other with 1000 deductible.

Safeco Insurance Home Insurance Reviews

Date: July 01, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
We have not had to contact safeco regarding our home insurance yet, but they have the best rates for our house compared to other insurance companies. Their customer service was friendly.

Amica Mutual Insurance Home Insurance Reviews

Date: February 05, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
They are able to provide me a flexible coverage plan that includes my road bicycles and I really like that and it is easy to tac on to contents.


7 Ways to Get Discounts on Homeowners Insurance in Provo, UT

What Makes Your Provo, UT Home Insurance Cheap or Expensive