Gavop's guide to buying homeowners insurance in Vidor, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $77,500 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $148,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $191,500 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $179,000 | $150,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$168 | $884 |
| Superior Protection Discount | -$95 | $958 |
| Fire & Security Discount | -$116 | $937 |
| Hail Resistant Roof Discount | -$21 | $1,032 |
| Newly Constructed Home Discount | -$253 | $800 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,537 |
| Hail Damage | $4,476 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,054 |
| Home Insurance Company Vidor, TX | Homeowners Insurance Agency Vidor, TX | Address | Popularity Score | Distance from Vidor (miles) |
|---|---|---|---|---|
| State Farm | John Nickum | 955 N Main St, Vidor, TX, 77662-4337 | 2.4 | |
| State Farm | Lauren Gilbert | 864 N Main St, Vidor, TX, 77662-4336 | 2.5 | |
| Farmers | Claudia Aguilar | 2949 College St Ste 130, Beaumont, TX, 77701 | 9.9 | |
| Farmers | Alton Martin | 3112 Nall St, Port Neches, TX, 77651 | 13.3 | |
| State Farm | Heather Montagne | 3127 N 16th St, Orange, TX, 77630-2383 | 14.9 | |
| Farmers | Russell Tegge | 1028 Helena Ave, Nederland, TX, 77627 | 12.5 | |
| State Farm | Cole Gober | 3302 Mcfaddin St Ste 1, Beaumont, TX, 77706-5038 | 10.2 | |
| Farmers | Alisa Manuel | 2311 Calder St, Beaumont, TX, 77702 | 9.4 | |
| Allstate | Christopher Pritchard | 2825 Nall St Ste 19a, Port Neches, TX, 77651 | 13.2 | |
| Farmers | Daniel Mark Duran | 4031 Eastex Fwy, Beaumont, TX, 77706 | 9.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Orange County, TX | $104,700 | $1,386 | $910 | $2,130 | $1,220 |
| Vidor, TX | $91,800 | $1,053 | $690 | $1,620 | $930 |
| Rose City, TX | $86,000 | $1,452 | $960 | $2,240 | $1,280 |
| Groves, TX | $104,900 | $965 | $640 | $1,490 | $850 |
| Pinewood Estates, TX | $263,100 | $1,977 | $1,300 | $3,040 | $1,740 |
| Starks, LA | $56,100 | $687 | $480 | $990 | $510 |
| Kountze, TX | $106,500 | $969 | $640 | $1,490 | $850 |
| Hardin County, TX | $113,100 | $1,418 | $940 | $2,180 | $1,240 |
| Jasper County, TX | $97,400 | $1,356 | $900 | $2,090 | $1,190 |
| Moss Bluff, LA | $171,200 | $968 | $680 | $1,390 | $710 |
| Woodville, TX | $87,100 | $1,036 | $680 | $1,600 | $920 |
| Merryville, LA | $63,300 | $787 | $550 | $1,130 | $580 |