Gavop shows you how to buy homeowners insurance in Tobyhanna, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $177,000 | $150,000 | $200,000-$250,000 |
| 3 Bedroom | $229,500 | $210,000 | $175,000-$200,000 |
| 4 Bedroom | $300,000 | $240,000 | $300,000-$350,000 |
| 5 Bedroom | $413,000 | $380,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $555 |
| Superior Protection Discount | -$61 | $616 |
| Fire & Security Discount | -$54 | $623 |
| Hail Resistant Roof Discount | -$14 | $663 |
| Newly Constructed Home Discount | -$162 | $515 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,488 |
| Hail Damage | $4,571 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,054 |
| Home Insurance Company Tobyhanna, PA | Homeowners Insurance Agency Tobyhanna, PA | Address | Popularity Score | Distance from Tobyhanna (miles) |
|---|---|---|---|---|
| Travelers | Haney Associates Inc | 20 N Fourth St, Emmaus, PA, 18049 | 39.7 | |
| Travelers | Allied Insurance Group Llc | 8133 Easton Rd Ste 202, Ottsville, PA, 18942 | 46.9 | |
| Travelers | Bollinger Insurance Agency | 1162 Howertown Rd, Catasauqua, PA, 18032 | 30.9 | |
| Allstate | George Denger | 1350 Northampton St, Easton, PA, 18042 | 32.7 | |
| Allstate | Thom Depagnier | 641-6 S West End Blvd, Quakertown, PA, 18951 | 48.0 | |
| State Farm | Ryan O'Shurak | 4155 Independence Dr Ste 4b, Schnecksville, PA, 18078-2593 | 31.3 | |
| State Farm | Tom Buchner | 3655 William Penn Hwy, Easton, PA, 18045-5160 | 33.0 | |
| State Farm | Diane Brant | 1048 Hamilton St, Allentown, PA, 18101-1022 | 35.3 | |
| State Farm | Inez Salazar-Sheesley | 504 Avenue F, Stroudsburg, PA, 18360-3033 | 18.2 | |
| Erie | Freeman-Gingrich Insurance Agency | 58 Kings Village Plaza, Minersville, PA, 17954 | 48.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,070 | $560 |
| Monroe County, PA | $167,200 | $717 | $520 | $990 | $470 |
| Tobyhanna, PA | $161,500 | $677 | $490 | $950 | $460 |
| Barrett, PA | $181,800 | $766 | $510 | $1,090 | $580 |
| Mahoning, PA | $156,800 | $719 | $520 | $990 | $470 |
| Dorrance, PA | $186,000 | $774 | $530 | $1,090 | $560 |
| Birchwood Lakes, PA | $135,200 | $675 | $490 | $940 | $450 |
| South Whitehall, PA | $232,100 | $721 | $520 | $990 | $470 |
| Lower Saucon, PA | $288,200 | $817 | $560 | $1,130 | $570 |
| North Centre, PA | $153,500 | $712 | $480 | $1,000 | $520 |
| Landingville, PA | $123,200 | $649 | $460 | $900 | $440 |
| Seltzer, PA | $133,800 | $672 | $460 | $920 | $460 |
| Mount Arlington, NJ | $296,600 | $867 | $620 | $1,200 | $580 |