How Can I Make My Desert Hot Springs, CA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Desert Hot Springs, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Desert Hot Springs, CA Home Insurance Coverage Levels | Back to Top
| Desert Hot Springs, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Midpark Dr, Gateway Blvd, Ambrosio Dr, Capiland Rd, Camilla Cir, Rio del Sol, Casa Grande Dr, San Lucas Rd, Barcelona Dr, Kitetrail Dr | $83,000 | $70,000 | $50,000-$75,000 | $76,500 | $60,000 | $50,000-$75,000 |
| Via Loreto, Vis Oeste, San Miguelito Dr, Spyglass Ave, Oasis Dr, Roberts Ln, Smoke Tree Rd, Sky Valley Rd, Cochran Ct, Cam Aventura | $192,000 | $170,000 | $150,000-$175,000 | $77,000 | $60,000 | $50,000-$75,000 |
| Cll Azteca, Clubhouse Blvd, Wide Canyon Rd, Stanton Dr, Puesta del Sol, Langlois Rd, Apache Mtns St, Reposo Way, Burrowing Owl Ct, Brae Burn Ave | $307,000 | $260,000 | $300,000-$350,000 | $151,000 | $130,000 | $175,000-$200,000 |
| Hoylake Rd, Ave Barona, Azania Ave, Mollies Ave, Vis Cerro, Calico Ave, Topaz Ave, Ava Ct, Desert Moon Dr, Crest St | $87,500 | $80,000 | $75,000-$100,000 | $92,500 | $80,000 | $75,000-$100,000 |
| Las Flores Way, Meadows Way, Promontory St, Estrella Ave, Casa Loma Rd, W Via Corto, Diamond Ave, Channel Run Rd, Merion Dr, Shady Palms Cir | $160,000 | $150,000 | $175,000-$200,000 | $129,500 | $120,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Desert Hot Springs, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$252 | $1,073 |
| Superior Protection Discount | -$119 | $1,205 |
| Fire & Security Discount | -$132 | $1,192 |
| Hail Resistant Roof Discount | -$26 | $1,298 |
| Newly Constructed Home Discount | -$265 | $1,060 |
Choose your Desert Hot Springs, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,344 |
| Hail Damage | $4,900 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Desert Hot Springs, CA | Back to Top
| Home Insurance Company Desert Hot Springs, CA | Homeowners Insurance Agency Desert Hot Springs, CA | Address | Popularity Score | Distance from Desert Hot Springs (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Access West Insurance Services Inc. | 40675 California Oaks Rd Ste A, Murrieta, CA, 92562 | 47.0 | |
| Farmers | Craig Davis | 27645 Jefferson Ave Ste 113, Temecula, CA, 92590 | 47.2 | |
| State Farm | Josh Terraneau | 5053 La Mart Drive Suite 103, Riverside, CA, 92507-5993 | 47.4 | |
| Travelers | Countryside Insurance Services | 40395 Winchester Rd Ste B, Temecula, CA, 92591 | 46.1 | |
| State Farm | Elizabeth King | 31045 Temecula Pkwy Ste 202, Temecula, CA, 92592-3085 | 47.3 | |
| Farmers | Monique Lahti | 2086 S E St Ste 103, San Bernardino, CA, 92408 | 45.7 | |
| State Farm | Ken Williams | 11155 Mt View Ave Ste 103, Loma Linda, CA, 92354-3805 | 43.2 | |
| State Farm | Gary Echito | 3239 Chicago Ave, Riverside, CA, 92507-3426 | 48.4 | |
| Farmers | David Gathings | 470 S Mount Vernon Ave, San Bernardino, CA, 92410 | 47.6 | |
| Farmers | Irma Vizcarra | 24490 Sunnymead Blvd Ste 102, Moreno Valley, CA, 92553 | 41.8 |
Compare Rates for Desert Hot Springs, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Riverside County, CA | $304,500 | $789 | $580 | $1,070 | $490 |
| Desert Hot Springs, CA | $135,000 | $1,325 | $980 | $1,800 | $820 |
| Rancho Mirage, CA | $483,100 | $1,061 | $790 | $1,440 | $650 |
| Cathedral City-Palm Desert, CA | $325,600 | $722 | $530 | $980 | $450 |
| Palm Desert, CA | $328,300 | $840 | $620 | $1,140 | $520 |
| Coachella, CA | $183,800 | $611 | $450 | $830 | $380 |
| Big Bear City, CA | $235,000 | $649 | $480 | $880 | $400 |
| Thermal, CA | $121,800 | $542 | $400 | $740 | $340 |
| Green Acres, CA | $166,600 | $608 | $450 | $830 | $380 |
| Oasis, CA | $14,300 | $964 | $710 | $1,310 | $600 |
| Redlands, CA | $350,900 | $889 | $660 | $1,210 | $550 |
| Menifee, CA | $278,300 | $741 | $550 | $1,010 | $460 |
Research Home Insurance Companies Reviews in Desert Hot Springs, CA Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: January 02, 2020 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
LIBERTY MUTUAL WAS THE BEST BECAUSE IT WAS MORE HELPFUL NOT ONLY FOR BUSINESS PEOPLES ALSO FOR MIDDLE CLASS PEOPLES AND THEY OFFERING A LOW INTEREST IT WAS AMAZING AND NOT EVERY COMPANIES ARE LIKE THIS
Date: October 10, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I haven't had many interactions with them since purchasing the coverage. Luckily I have not had to make a claim. I would rate it a 4
Progressive Home Insurance Reviews
Date: January 11, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Like most premiums I wish it was lower, but it is still competitive with other insurers.
Date: September 08, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
I think that my premium and deductible of my police is a very fair price to pay. I have not compared prices in over 5 years, so I guess I have nothing to compare it to.
Allstate Home Insurance Reviews
Date: July 16, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
From my experience they are a bit more expensive than some other companies but seems worth it for the most part.