Gavop shows you how to buy homeowners insurance in Prince William County, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $124,000 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $174,500 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $435,000 | $410,000 | $350,000-$400,000 |
| 4 Bedroom | $484,000 | $450,000 | $400,000-$500,000 |
| 5 Bedroom | $810,000 | $710,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $873 |
| Superior Protection Discount | -$102 | $914 |
| Fire & Security Discount | -$81 | $934 |
| Hail Resistant Roof Discount | -$20 | $995 |
| Newly Constructed Home Discount | -$254 | $762 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prince William County | $2,500 | $1,003 | $3,503 | $729 | $3,229 | $274 |
| Prince William County, VA | $2,500 | $1,003 | $3,503 | $729 | $3,229 | $274 |
| Braddock, VA | $200 | $927 | $1,127 | $674 | $874 | $253 |
| Falls Church, VA | $1,500 | $1,091 | $2,591 | $793 | $2,293 | $298 |
| Chevy Chase Section Five, MD | $300 | $535 | $835 | $389 | $689 | $146 |
| North Potomac, MD | $2,500 | $1,137 | $3,637 | $826 | $3,326 | $311 |
| North Brentwood, MD | $500 | $899 | $1,399 | $653 | $1,153 | $246 |
| Glenmont, MD | $2,000 | $951 | $2,951 | $691 | $2,691 | $260 |
| Spotsylvania County, VA | $100 | $913 | $1,013 | $664 | $764 | $250 |
| Marlboro Meadows, MD | $700 | $909 | $1,609 | $661 | $1,361 | $248 |
| Dunkirk, MD | $200 | $1,453 | $1,653 | $1,056 | $1,256 | $397 |
| Jessup, MD | $700 | $860 | $1,560 | $625 | $1,325 | $235 |
| Home Insurance Company Prince William County, VA | Homeowners Insurance Agency Prince William County, VA | Address | Popularity Score | Distance from Prince William County (miles) |
|---|---|---|---|---|
| Allstate | Sereda Y. Fowlkes | 8601 Wstwd Ctr Dr Ste 110, Vienna, VA, 22182 | 20.3 | |
| Nationwide | Paddock Insurance Agency Ltd | 6178 Grovedale Ct Ste 200, Alexandria, VA, 22310-0000 | 18.6 | |
| Farmers | Antonia Mendez | 12185 Balls Ford Rd, Manassas, VA, 20109 | 7.6 | |
| Travelers | Browns Insurance Agency Inc | 9170 Prince William St, Manassas, VA, 20110 | 3.3 | |
| Liberty Mutual Independent | Brown & Brown Insurance Agency | 11220 Assett Loop Ste 304, Manassas, VA, 20109 | 4.4 | |
| Allstate | Jeff Shi | 10916 Bulloch Dr, Manassas, VA, 20109 | 7.4 | |
| Erie | Tango Insurance | 10759 A Ambassador Dr , Manassas, VA, 20109 | 6.7 | |
| State Farm | Gary Frantz | 3302 Old Bridge Rd Ste E, Lake Ridge, VA, 22192-5262 | 9.0 | |
| State Farm | Mike Collins | 4216 Evergreen Ln Ste 125, Annandale, VA, 22003-3256 | 18.2 | |
| State Farm | Ben Mathai | 8529 Centreville Rd, Manassas Park, VA, 20111-2356 | 5.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $650 | $1,350 | $700 |
| Prince William County, VA | $358,300 | $1,016 | $740 | $1,400 | $660 |
| Prince William County, VA | $358,300 | $1,016 | $700 | $1,400 | $700 |
| Braddock, VA | $506,200 | $938 | $630 | $1,290 | $660 |
| Falls Church, VA | $742,000 | $1,104 | $810 | $1,520 | $710 |
| Chevy Chase Section Five, MD | $1,211,900 | $541 | $430 | $680 | $250 |
| North Potomac, MD | $656,900 | $1,150 | $910 | $1,450 | $540 |
| North Brentwood, MD | $252,100 | $910 | $720 | $1,150 | $430 |
| Glenmont, MD | $406,200 | $963 | $760 | $1,210 | $450 |
| Spotsylvania County, VA | $265,600 | $924 | $640 | $1,290 | $650 |
| Marlboro Meadows, MD | $257,100 | $920 | $730 | $1,160 | $430 |
| Dunkirk, MD | $433,400 | $1,471 | $1,160 | $1,850 | $690 |
| Jessup, MD | $307,800 | $870 | $690 | $1,100 | $410 |