Gavop tells you how to get the best homeowners insurance in Ward County, ND by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Ward County, ND - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 11th St NE, Rose Ave NW, 30th St NW, 261st Ave SE, Roosevelt St, 184th St NW, Railway St, 26th Ave NW, 184th St NW, 436th Ave NW | $116,500 | $100,000 | $100,000-$125,000 | $90,000 | $80,000 | $75,000-$100,000 |
| 17th St NW, 27th St NW, 394th Ave NW, US Hwy 2, 226th St NW, 3rd Ave E, 6th Ave NW, 9th St SE, 5th St NW, 415th Ave NW | $89,500 | $80,000 | $75,000-$100,000 | $116,000 | $90,000 | $100,000-$125,000 |
| 26th St SE, 78th St NW, 74th Ave NW, 212th Ave NE, 74th St NW, Co Rd 10 W, 27th Ave NW, N Wallace St, 1st Ave NW, E Central Ave | $124,000 | $100,000 | $125,000-$150,000 | $108,000 | $90,000 | $100,000-$125,000 |
| 19th St NW, Highland Dr NW, E Burdick Expy, Maple St SW, 14th St SW, 205th Ave SW, 9th St NE, 352nd St NW, Washington Way, 2nd Ave S | $106,000 | $100,000 | $100,000-$125,000 | $93,000 | $80,000 | $100,000-$125,000 |
| 44th St SE, 464th Ave NW, 18th Ave N, 153rd St NE, Berthold St, 3rd St SE, Cherry Dr SW, 38th St SE, 198th St NW, Sycamore Ave SE | $198,000 | $190,000 | $150,000-$175,000 | $145,000 | $130,000 | $125,000-$150,000 |
| 82nd Ave SE, 6th St NE, Rock Ridge Cir, 17th St NW, 275th Ave SE, Portland Ave W, 11th St SE, 4th Ave, US Hwy 83 Byp, 86th St SW | $176,000 | $150,000 | $175,000-$200,000 | $142,000 | $120,000 | $125,000-$150,000 |
| Co Hwy 14, Co Hwy 19 S, 1st St NE, Project Rd N, 14th Ave SW, 20th Ave SE, 18th St SE, Project Rd, 79th Ave SW, 7th Ave SW | $144,500 | $120,000 | $150,000-$175,000 | $116,000 | $100,000 | $100,000-$125,000 |
| 53rd Ave NE, Co Rd 6, 84th Ave SE, Co Hwy 22, Blaisdell St NW, 25th Ave NW, Dauphin Dr, 15th Ave SW, Garfield Ave W, Shirley Ct NE | $117,500 | $100,000 | $100,000-$125,000 | $76,500 | $60,000 | $75,000-$100,000 |
| 156th Ave SE, 590th St NW, Waverly Way, Cortland Dr, 1st Ave, Ruyak Pt, 3rd St SE, Dell Way, 14th St NW, Harrison Dr NW | $137,500 | $120,000 | $100,000-$125,000 | $78,000 | $70,000 | $75,000-$100,000 |
| Roosevelt Ave, 282nd St NW, Adams Ave, E Division St, 16th St SE, Co Rd 19 S, N Rice Lake Rd, 25th St NW, Mayfair Dr, 2nd Ave SW | $135,000 | $120,000 | $125,000-$150,000 | $72,500 | $60,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$212 | $964 |
| Superior Protection Discount | -$118 | $1,058 |
| Fire & Security Discount | -$106 | $1,070 |
| Hail Resistant Roof Discount | -$35 | $1,140 |
| Newly Constructed Home Discount | -$282 | $893 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ward County | $1,500 | $1,161 | $2,661 | $844 | $2,344 | $317 |
| Ward County, ND | $1,500 | $1,161 | $2,661 | $844 | $2,344 | $317 |
| Harrison, ND | $500 | $1,499 | $1,999 | $1,089 | $1,589 | $410 |
| Minot, ND | $1,000 | $1,147 | $2,147 | $833 | $1,833 | $313 |
| Waterford, ND | $300 | $1,355 | $1,655 | $984 | $1,284 | $370 |
| Nedrose, ND | $2,000 | $1,373 | $3,373 | $998 | $2,998 | $375 |
| Andrews, ND | $2,500 | $1,248 | $3,748 | $907 | $3,407 | $341 |
| Home Insurance Company Ward County, ND | Homeowners Insurance Agency Ward County, ND | Address | Popularity Score | Distance from Ward County (miles) |
|---|---|---|---|---|
| State Farm | Jessica Declercq | 2151 36th Ave Sw Ste C, Minot, ND, 58701-7591 | 11.6 | |
| State Farm | Paul Siebert | 1125 N Broadway, Minot, ND, 58703-1323 | 11.5 | |
| State Farm | Kellie Thorman | 500 20th Ave Sw Ste B, Minot, ND, 58701-6492 | 11.1 | |
| Allstate | Kim Albert Agency | 1401 11th Ave Sw Ste 2, Minot, ND, 58701 | 10.6 | |
| Farmers | Lee Amon | 1408 20th Ave Sw Ste 4, Minot, ND, 58701 | 10.5 | |
| Farmers | James Bierschbach | 811 S Broadway, Minot, ND, 58701 | 11.3 | |
| Allstate | Bbh Insurance Inc | 408 S Main St, Stanley, ND, 58784 | 39.8 | |
| Travelers | Kumm Insurance Agency | 101 N Main, Velva, ND, 58790 | 30.3 | |
| Travelers | First International Insurance | 1600 S Broadway, Minot, ND, 58702 | 11.3 | |
| Allstate | Mark A. Havig | 1418 S Broadway Ste E, Minot, ND, 58701 | 11.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Dakota | $174,100 | $1,147 | $770 | $1,570 | $800 |
| Ward County, ND | $211,900 | $1,176 | $810 | $1,620 | $810 |
| Ward County, ND | $211,900 | $1,176 | $850 | $1,680 | $830 |
| Harrison, ND | $302,700 | $1,517 | $1,020 | $2,150 | $1,130 |
| Minot, ND | $206,600 | $1,161 | $780 | $1,590 | $810 |
| Waterford, ND | $250,000 | $1,371 | $920 | $1,960 | $1,040 |
| Nedrose, ND | $257,000 | $1,390 | $960 | $1,960 | $1,000 |
| Andrews, ND | $211,700 | $1,263 | $920 | $1,760 | $840 |