Gavop's guide to buying homeowners insurance in Greenwich, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Greenwich, NJ - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Leah Ln, Hidden Acres Ln, Greenwich Church Rd, William Cir, Wyndham Farm Blvd, Liberty Rd, Canal Xing, Water Tower Rd, Canal St, Dumont Rd | $582,000 | $480,000 | $600,000-$700,000 | $249,500 | $210,000 | $250,000-$300,000 |
| Lincoln Dr, Lauren Way, Bradford Ln, Greens Ridge Rd, James Cir, Barn Swallow Ct, Beaufort Rd, Farmington Pl, Pine Hollow Rd, Marie Pl | $313,500 | $270,000 | $300,000-$350,000 | $372,500 | $330,000 | $350,000-$400,000 |
| Thomas Stewart Way, Voorhees Rd, Price Pl, Debra Ln, Aldin Rd, Farm House Rd, Stone Crossing Rd, Uniontown Rd, Revere Rd, Carpenter Ln | $478,500 | $410,000 | $350,000-$400,000 | $249,000 | $210,000 | $250,000-$300,000 |
| Adrienne Ave, Edison Ave, Herleman Rd, Prospect Ave, Maxwell Dr, Jefferson Dr, Yvonne Way, Christie Ct, Parker Rd, Greenwich St | $392,000 | $350,000 | $300,000-$350,000 | $271,000 | $250,000 | $200,000-$250,000 |
| Stocker St, Hamilton Dr, Palmer St, Kinney Cir, Kennedy Mill Rd, Hulshizer Ave, Joseph Way, Adams Dr, Arbor Dr, Thompson St | $456,000 | $410,000 | $400,000-$500,000 | $217,500 | $180,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $671 |
| Superior Protection Discount | -$71 | $718 |
| Fire & Security Discount | -$79 | $710 |
| Hail Resistant Roof Discount | -$24 | $766 |
| Newly Constructed Home Discount | -$221 | $568 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Warren County | $1,500 | $911 | $2,411 | $662 | $2,162 | $249 |
| Greenwich, NJ | $700 | $780 | $1,480 | $567 | $1,267 | $213 |
| Tatamy, PA | $300 | $779 | $1,079 | $566 | $866 | $213 |
| Bethlehem, PA | $2,500 | $710 | $3,210 | $516 | $3,016 | $194 |
| Stanhope, NJ | $300 | $901 | $1,201 | $655 | $955 | $246 |
| Hereford, PA | $700 | $769 | $1,469 | $559 | $1,259 | $210 |
| Kutztown, PA | $500 | $712 | $1,212 | $518 | $1,018 | $195 |
| Upper Merion, PA | $1,500 | $881 | $2,381 | $641 | $2,141 | $241 |
| Coaldale borough, PA | $200 | $441 | $641 | $320 | $520 | $120 |
| Dauberville, PA | $1,000 | $823 | $1,823 | $598 | $1,598 | $225 |
| Laurence Harbor, NJ | $200 | $758 | $958 | $551 | $751 | $207 |
| Grier City, PA | $1,000 | $592 | $1,592 | $430 | $1,430 | $162 |
| Home Insurance Company Greenwich, NJ | Homeowners Insurance Agency Greenwich, NJ | Address | Popularity Score | Distance from Greenwich (miles) |
|---|---|---|---|---|
| State Farm | Debbie Weiss | 900 Coventry Dr, Phillipsburg, NJ, 08865-1974 | 3.3 | |
| State Farm | John Klein | 505 Boulevard, Kenilworth, NJ, 07033-1603 | 43.6 | |
| Travelers | Duryea Agency | 200 Main St, Glen Gardner, NJ, 8826 | 9.4 | |
| State Farm | Jean Digrande | 560 Mountain Ave Ste 1, Gillette, NJ, 07933-2027 | 34.5 | |
| State Farm | Rod Pianelli | 107 Greenwich Street, Stewartsville, NJ, 8886 | 0.7 | |
| Farmers | Maria Portales | 94 Main St, Woodbridge, NJ, 7095 | 45.0 | |
| State Farm | Teanice Wells-Ernest | 125 S Warren Street, Trenton, NJ, 08608-2303 | 36.7 | |
| Travelers | Budd Agency Inc | 600 Avenue A, Phillipsburg, NJ, 8865 | 2.9 | |
| Travelers | Budd Agency Inc | 600 Avenue A , Phillipsburg, NJ, 8865 | 2.9 | |
| Allstate | Philip Magliochetti | 201 Strykers Rd Ste 17, Phillipsburg, NJ, 8865 | 2.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,540 | $750 |
| Warren County, NJ | $256,700 | $922 | $630 | $1,260 | $630 |
| Greenwich, NJ | $334,500 | $789 | $540 | $1,110 | $570 |
| Tatamy, PA | $193,600 | $788 | $560 | $1,120 | $560 |
| Bethlehem, PA | $168,600 | $719 | $500 | $1,010 | $510 |
| Stanhope, NJ | $229,700 | $912 | $660 | $1,250 | $590 |
| Hereford, PA | $188,600 | $778 | $550 | $1,100 | $550 |
| Kutztown, PA | $158,000 | $721 | $480 | $990 | $510 |
| Upper Merion, PA | $323,200 | $892 | $650 | $1,260 | $610 |
| Coaldale borough, PA | $48,800 | $446 | $320 | $620 | $300 |
| Dauberville, PA | $218,800 | $833 | $570 | $1,160 | $590 |
| Laurence Harbor, NJ | $230,200 | $767 | $550 | $1,080 | $530 |
| Grier City, PA | $101,900 | $599 | $430 | $860 | $430 |