Gavop shows you how to buy homeowners insurance in Pineville, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Pineville, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Camp Branch Rd, Bennett Loop, Smith Hollow Rd, Moore Creek Rd, Azzlee Wilson Hollow Rd, Lee Hoskin Ln, Rant Lawson Rd, Laurel Hill Rd, Clarence Brock Ln, White Mountain Rd | $64,000 | $60,000 | $50,000-$75,000 | $51,000 | $50,000 | $50,000-$75,000 |
| Dorton Branch Rd, Pat St, Goodin Branch Rd, Carrol Hollow Rd, Carl Givens Rd, Left Fork, State Hwy 66, State Hwy 2013, Stoney Fork Rd, State Hwy 2011 | $98,000 | $80,000 | $75,000-$100,000 | $84,500 | $80,000 | $75,000-$100,000 |
| Gilbert Memorial Hwy, Walnut St, Bell Jellico Rd, Page Cutoff Rd, Spruce St, Virginia Ave, Lawrence Hoskins Rd, Roth Camp Rd, Joe E Dell Rd, Honeycutt Rd | $69,000 | $60,000 | $50,000-$75,000 | $45,500 | $40,000 | $50,000-$75,000 |
| State Hwy 987, Dogwood Trl, Paula Dr, Short Branch Rd, Garnett Loop Rd, Arrowhead Subdivision Rd, Mill Creek Rd, Levi Branch Rd, Sizemore and Lawson Rd, Taylor Loop | $99,000 | $90,000 | $100,000-$125,000 | $104,000 | $80,000 | $100,000-$125,000 |
| Peach Blossom Rd, US Hwy 119, Blanton-Rutherford Rd, Riverview Rd, State Hwy 2014, Simms Fork Rd, Shooting Match Flats, Park Ave, Green Hoskins Rd, Wieser Branch Rd | $152,500 | $120,000 | $150,000-$175,000 | $99,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $716 |
| Superior Protection Discount | -$87 | $786 |
| Fire & Security Discount | -$70 | $803 |
| Hail Resistant Roof Discount | -$17 | $856 |
| Newly Constructed Home Discount | -$192 | $681 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bell County | $1,500 | $870 | $2,370 | $632 | $2,132 | $238 |
| Pineville, KY | $2,500 | $863 | $3,363 | $627 | $3,127 | $236 |
| Kentucky Ridge, KY | $400 | $525 | $925 | $381 | $781 | $143 |
| Cumberland Gap, TN | $1,500 | $1,022 | $2,522 | $742 | $2,242 | $279 |
| Daisy, KY | $400 | $471 | $871 | $342 | $742 | $129 |
| Benham, KY | $2,000 | $543 | $2,543 | $395 | $2,395 | $149 |
| Cowcreek, KY | $300 | $513 | $813 | $373 | $673 | $140 |
| Rutledge, TN | $1,500 | $842 | $2,342 | $612 | $2,112 | $230 |
| Krypton, KY | $400 | $659 | $1,059 | $479 | $879 | $180 |
| Vicco, KY | $2,000 | $590 | $2,590 | $429 | $2,429 | $161 |
| Campbell County, TN | $200 | $806 | $1,006 | $586 | $786 | $220 |
| McCreary County, KY | $2,500 | $848 | $3,348 | $616 | $3,116 | $232 |
| Home Insurance Company Pineville, KY | Homeowners Insurance Agency Pineville, KY | Address | Popularity Score | Distance from Pineville (miles) |
|---|---|---|---|---|
| State Farm | Phil Mcdonald | 1407 W 5th St, London, KY, 40741-1616 | 33.5 | |
| State Farm | Justin Mays | 1509 Us Highway 25 E, Middlesboro, KY, 40965-1862 | 14.8 | |
| State Farm | Chad Shannon | 473 N 12th St, Middlesboro, KY, 40965-1133 | 15.7 | |
| Liberty Mutual Independent | Insurance Service Center | 100 N Kentucky Ave, Corbin, KY, 40701 | 28.3 | |
| State Farm | Tom Blair | 515 Master St, Corbin, KY, 40701-1055 | 28.0 | |
| State Farm | Tom Shelton | 1260 S Highway 25 W, Williamsburg, KY, 40769-1690 | 31.4 | |
| State Farm | Laura Feltner | 117 Corporate Dr Ste 103, Hazard, KY, 41701-8267 | 38.7 | |
| State Farm | Randy Kidd | 1755 N Hwy 27, Whitley City, KY, 42653 | 48.3 | |
| State Farm | Jeffrey Branum | 109 Union St, Barbourville, KY, 40906-1348 | 15.4 | |
| State Farm | Mike Sparks | 1121 S Main St, Corbin, KY, 40701-1809 | 28.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,270 | $620 |
| Bell County, KY | $59,400 | $881 | $610 | $1,210 | $600 |
| Pineville, KY | $50,700 | $873 | $590 | $1,240 | $650 |
| Kentucky Ridge, KY | $48,200 | $531 | $390 | $750 | $360 |
| Cumberland Gap, TN | $148,200 | $1,034 | $690 | $1,470 | $780 |
| Daisy, KY | $39,300 | $477 | $340 | $660 | $320 |
| Benham, KY | $51,400 | $550 | $400 | $750 | $350 |
| Cowcreek, KY | $46,200 | $519 | $360 | $730 | $370 |
| Rutledge, TN | $95,400 | $852 | $610 | $1,210 | $600 |
| Krypton, KY | $73,600 | $667 | $480 | $950 | $470 |
| Vicco, KY | $60,000 | $597 | $440 | $820 | $380 |
| Campbell County, TN | $92,700 | $816 | $590 | $1,130 | $540 |
| McCreary County, KY | $61,300 | $858 | $570 | $1,190 | $620 |