Gavop's guide to buying homeowners insurance in Wickliffe, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $66,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $100,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $222,500 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $144,500 | $130,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$50 | $572 |
| Home and Two Car | -$106 | $516 |
| Home and Three Car | -$155 | $466 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $2,500 | $713 | $3,213 | $518 | $3,018 | $195 |
| Wickliffe, OH | $700 | $614 | $1,314 | $446 | $1,146 | $168 |
| Highland Heights, OH | $500 | $793 | $1,293 | $576 | $1,076 | $217 |
| Beachwood, OH | $700 | $800 | $1,500 | $581 | $1,281 | $219 |
| Parma, OH | $500 | $621 | $1,121 | $451 | $951 | $170 |
| Sagamore Hills, OH | $1,500 | $690 | $2,190 | $502 | $2,002 | $189 |
| Strongsville, OH | $400 | $794 | $1,194 | $577 | $977 | $217 |
| Akron, OH | $2,500 | $798 | $3,298 | $580 | $3,080 | $218 |
| Copley, OH | $300 | $688 | $988 | $500 | $800 | $188 |
| Randolph, OH | $700 | $647 | $1,347 | $470 | $1,170 | $177 |
| Portage Lakes, OH | $100 | $651 | $751 | $473 | $573 | $178 |
| Westfield Center, OH | $2,500 | $831 | $3,331 | $604 | $3,104 | $227 |
| Home Insurance Company Wickliffe, OH | Homeowners Insurance Agency Wickliffe, OH | Address | Popularity Score | Distance from Wickliffe (miles) |
|---|---|---|---|---|
| State Farm | Chelsea Sir Louis | 3396 Kent Rd, Stow, OH, 44224-4535 | 30.9 | |
| State Farm | Toni Sober | 24700 Chagrin Blvd Ste 302, Beachwood, OH, 44122-5630 | 10.0 | |
| Travelers | Connerton - Feran & Associates | 35728 Vine St, Eastlake, OH, 44095 | 3.1 | |
| State Farm | Tu Scaparotti | 30650 Pinetree Rd Ste 8, Pepper Pike, OH, 44124-5920 | 9.9 | |
| State Farm | J Paul Kucsma | 5263 Mayfield Road, Lyndhurst, OH, 44124-2445 | 6.1 | |
| State Farm | Kim Eckert | 5193 Manchester Rd, New Franklin, OH, 44319-3911 | 44.8 | |
| State Farm | Jack Mulhall | 34600 Chardon Rd Unit F, Willoughby Hills, OH, 44094-2670 | 1.9 | |
| State Farm | Scott Skiljan | 38500 Chardon Rd, Willoughby Hills, OH, 44094-8746 | 4.0 | |
| Allstate | William Mason | 8419 Snow Rd, Parma, OH, 44129 | 20.0 | |
| State Farm | Dave Schubert | 29425 Chagrin Blvd Ste 213, Beachwood, OH, 44122-4602 | 9.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $1,020 | $540 |
| Lake County, OH | $150,100 | $722 | $530 | $1,030 | $500 |
| Wickliffe, OH | $116,700 | $621 | $450 | $880 | $430 |
| Highland Heights, OH | $277,900 | $802 | $570 | $1,130 | $560 |
| Beachwood, OH | $283,500 | $810 | $540 | $1,120 | $580 |
| Parma, OH | $108,800 | $629 | $460 | $900 | $440 |
| Sagamore Hills, OH | $199,700 | $699 | $480 | $1,000 | $520 |
| Strongsville, OH | $197,000 | $803 | $550 | $1,100 | $550 |
| Akron, OH | $80,100 | $808 | $580 | $1,160 | $580 |
| Copley, OH | $197,700 | $696 | $480 | $990 | $510 |
| Randolph, OH | $168,500 | $654 | $450 | $910 | $460 |
| Portage Lakes, OH | $133,900 | $659 | $450 | $910 | $460 |
| Westfield Center, OH | $204,900 | $841 | $580 | $1,190 | $610 |