Gavop shows you how to buy homeowners insurance in DeRidder, LA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| DeRidder, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bell St, Granberry Rd, E 6th St, Lemonte Rd, Cardinal St, E 7th St, Countyline Rd, Richard St, Willow St, Davis St | $132,500 | $120,000 | $125,000-$150,000 | $86,500 | $70,000 | $75,000-$100,000 |
| Brookhaven St, Mc Arthur St, Sunnyside Dr, Everett Merchant Rd, Long St, Stephenson St, Hickory Dr, Roosevelt St, E North St, Pelican Rd | $108,000 | $100,000 | $75,000-$100,000 | $96,000 | $90,000 | $75,000-$100,000 |
| 10th St, Graybow Rd, Parish Rd 8, Graybow Rd, S Jefferson St, N Royal St, Jackie Robinson St, Honey Suckle St, Calvin Harper Rd, Stewart St | $173,000 | $140,000 | $125,000-$150,000 | $132,000 | $110,000 | $125,000-$150,000 |
| Calico Aly, Stillwood Rd, George Dr, N Jefferson St, Parish Rd 4, S Helen St, Kristy Ln, Melissa Dr, Bon Ami St, Gano St | $175,500 | $150,000 | $150,000-$175,000 | $114,500 | $110,000 | $100,000-$125,000 |
| Booker T Washington St, Loftin Rd, Cathy Dr, Mayebelle Dr, Yates St, Planer Mill Rd, Ranson St, N Moss St, Crockett Johnson Rd, Whitney Dr | $75,500 | $70,000 | $50,000-$75,000 | $95,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $855 |
| Superior Protection Discount | -$101 | $906 |
| Fire & Security Discount | -$91 | $916 |
| Hail Resistant Roof Discount | -$30 | $976 |
| Newly Constructed Home Discount | -$231 | $775 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Beauregard Parish | $2,000 | $1,219 | $3,219 | $886 | $2,886 | $333 |
| DeRidder, LA | $1,500 | $994 | $2,494 | $722 | $2,222 | $272 |
| Pitkin, LA | $100 | $871 | $971 | $633 | $733 | $238 |
| Reeves, LA | $700 | $942 | $1,642 | $684 | $1,384 | $257 |
| DeQuincy, LA | $500 | $1,000 | $1,500 | $727 | $1,227 | $273 |
| Oberlin, LA | $2,500 | $966 | $3,466 | $702 | $3,202 | $264 |
| Hemphill, TX | $200 | $1,506 | $1,706 | $1,094 | $1,294 | $411 |
| Elton, LA | $2,000 | $794 | $2,794 | $577 | $2,577 | $217 |
| Jasper County, TX | $100 | $1,340 | $1,440 | $974 | $1,074 | $366 |
| Lake Charles, LA | $700 | $1,439 | $2,139 | $1,046 | $1,746 | $393 |
| Carlyss, LA | $100 | $1,198 | $1,298 | $871 | $971 | $328 |
| Home Insurance Company DeRidder, LA | Homeowners Insurance Agency DeRidder, LA | Address | Popularity Score | Distance from DeRidder (miles) |
|---|---|---|---|---|
| State Farm | Melanie Perry | Ste A 695 Sam Houston Jones Pkwy, Moss Bluff, LA, 70611-5506 | 37.9 | |
| Allstate | Dean Day | 1700 E Prien Lake Rd Ste 1, Lake Charles, LA, 70601 | 45.0 | |
| State Farm | Cyril Leonard | 1331 E Napoleon St, Sulphur, LA, 70663-3566 | 39.2 | |
| Allstate | Melisa Mcmillian Adrian | 3600 Common St Ste 300, Lake Charles, LA, 70607 | 45.2 | |
| Allstate | Charles Cox | 3405 Lake St, Lake Charles, LA, 70605 | 44.9 | |
| Travelers | Insurance World Inc | 5640 S. Highway 14 , Lake Charles, LA, 70607 | 47.5 | |
| Travelers | Insurance World Inc | 5640 S Hwy 14, Lake Charles, LA, 70607 | 47.4 | |
| State Farm | Mike Clary | 1754 S 5th St Ste B, Leesville, LA, 71446-5306 | 19.3 | |
| Liberty Mutual Independent | Clarke Insurance Inc | 4840 Lake St, Lake Charles, LA, 70605 | 46.7 | |
| Allstate | Scott Raley | 4405 Lake St, Lake Charles, LA, 70605 | 46.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Beauregard Parish, LA | $115,200 | $1,234 | $860 | $1,780 | $920 |
| DeRidder, LA | $135,200 | $1,006 | $700 | $1,450 | $750 |
| Pitkin, LA | $70,500 | $882 | $620 | $1,270 | $650 |
| Reeves, LA | $76,100 | $953 | $670 | $1,370 | $700 |
| DeQuincy, LA | $81,000 | $1,012 | $710 | $1,460 | $750 |
| Oberlin, LA | $78,200 | $978 | $680 | $1,410 | $730 |
| Hemphill, TX | $101,000 | $1,524 | $1,010 | $2,350 | $1,340 |
| Elton, LA | $64,600 | $804 | $560 | $1,160 | $600 |
| Jasper County, TX | $97,400 | $1,356 | $900 | $2,090 | $1,190 |
| Lake Charles, LA | $145,900 | $1,456 | $1,020 | $2,100 | $1,080 |
| Carlyss, LA | $99,000 | $1,213 | $850 | $1,750 | $900 |