Gavop shows you how to buy homeowners insurance in Swan, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $59,000 | $50,000 | $25,000-$50,000 |
| 3 Bedroom | $87,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $169,000 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $145,000 | $140,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $670 |
| Superior Protection Discount | -$78 | $702 |
| Fire & Security Discount | -$70 | $709 |
| Hail Resistant Roof Discount | -$23 | $756 |
| Newly Constructed Home Discount | -$218 | $561 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Taney County | $2,000 | $972 | $2,972 | $707 | $2,707 | $266 |
| Swan, MO | $1,000 | $770 | $1,770 | $560 | $1,560 | $210 |
| Ruth C, MO | $500 | $1,314 | $1,814 | $955 | $1,455 | $359 |
| Lead Hill, AR | $700 | $817 | $1,517 | $594 | $1,294 | $223 |
| Emerald Beach, MO | $400 | $958 | $1,358 | $696 | $1,096 | $262 |
| Bull Shoals, AR | $500 | $1,101 | $1,601 | $800 | $1,300 | $301 |
| Buck Prairie, MO | $700 | $886 | $1,586 | $644 | $1,344 | $242 |
| Cabanal, AR | $400 | $1,028 | $1,428 | $747 | $1,147 | $281 |
| Pleasant Ridge, MO | $2,000 | $924 | $2,924 | $671 | $2,671 | $252 |
| Hart, MO | $100 | $858 | $958 | $623 | $723 | $234 |
| Monett, MO | $2,500 | $788 | $3,288 | $573 | $3,073 | $215 |
| Home Insurance Company Swan, MO | Homeowners Insurance Agency Swan, MO | Address | Popularity Score | Distance from Swan (miles) |
|---|---|---|---|---|
| State Farm | Sarah Rader | 1680 Us Highway 60 E, Republic, MO, 65738-9483 | 36.0 | |
| State Farm | Chuck Medley | 5912 Barbara St, Rogersville, MO, 65742-7448 | 28.4 | |
| Travelers | Akers & Arney | 201 Buccaneer Blvd, Branson, MO, 65616 | 9.3 | |
| Allstate | Sam Green | 855 E Hwy 60 Ste C, Monett, MO, 65708 | 48.7 | |
| Allstate | Theobald Insurance | 737 W Hubble Dr Ste A, Marshfield, MO, 65706 | 43.8 | |
| State Farm | Fred Harle | 4150 S Fairview Ave, Springfield, MO, 65807-4751 | 31.9 | |
| State Farm | Susan Moberly | 1902 E Battlefield Road Ste B, Springfield, MO, 65804-3878 | 32.4 | |
| State Farm | Kylee Campbell | 845 E Hwy 60 Ste F, Monett, MO, 65708-9309 | 48.8 | |
| Travelers | Wolford Insurance Llc | 1736 E Sunshine Ste 303, Springfield, MO, 65804 | 33.9 | |
| Travelers | Security Insurance Agency | 1310 Old Hwy 37 Suite 400, Cassville, MO, 65625 | 45.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,530 | $740 |
| Taney County, MO | $124,400 | $984 | $670 | $1,390 | $720 |
| Swan, MO | $94,900 | $780 | $540 | $1,080 | $540 |
| Ruth C, MO | $252,700 | $1,330 | $890 | $1,820 | $930 |
| Lead Hill, AR | $65,800 | $827 | $600 | $1,180 | $580 |
| Emerald Beach, MO | $107,000 | $970 | $690 | $1,330 | $640 |
| Bull Shoals, AR | $124,200 | $1,114 | $770 | $1,530 | $760 |
| Buck Prairie, MO | $86,600 | $897 | $640 | $1,280 | $640 |
| Cabanal, AR | $108,300 | $1,040 | $740 | $1,450 | $710 |
| Pleasant Ridge, MO | $96,900 | $935 | $630 | $1,290 | $660 |
| Hart, MO | $79,000 | $868 | $620 | $1,200 | $580 |
| Monett, MO | $101,300 | $798 | $550 | $1,130 | $580 |