Gavop's guide to buying homeowners insurance in Crockett, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $67,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $82,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $184,500 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $105,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$162 | $853 |
| Superior Protection Discount | -$91 | $924 |
| Fire & Security Discount | -$112 | $904 |
| Hail Resistant Roof Discount | -$30 | $985 |
| Newly Constructed Home Discount | -$264 | $751 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Houston County | $1,000 | $998 | $1,998 | $725 | $1,725 | $273 |
| Crockett, TX | $2,500 | $1,003 | $3,503 | $729 | $3,229 | $274 |
| Grapeland, TX | $100 | $960 | $1,060 | $698 | $798 | $262 |
| Groveton, TX | $2,500 | $1,378 | $3,878 | $1,002 | $3,502 | $377 |
| Palestine, TX | $100 | $1,046 | $1,146 | $760 | $860 | $286 |
| Burke, TX | $2,500 | $1,512 | $4,012 | $1,099 | $3,599 | $413 |
| Lufkin, TX | $100 | $1,362 | $1,462 | $990 | $1,090 | $372 |
| Madisonville, TX | $2,000 | $1,052 | $3,052 | $765 | $2,765 | $288 |
| Cedar Point, TX | $300 | $1,342 | $1,642 | $975 | $1,275 | $367 |
| Buffalo, TX | $2,500 | $1,000 | $3,500 | $727 | $3,227 | $273 |
| Huntsville, TX | $400 | $1,371 | $1,771 | $996 | $1,396 | $375 |
| Livingston, TX | $1,000 | $1,038 | $2,038 | $754 | $1,754 | $284 |
| Home Insurance Company Crockett, TX | Homeowners Insurance Agency Crockett, TX | Address | Popularity Score | Distance from Crockett (miles) |
|---|---|---|---|---|
| State Farm | Nikki Evans-Wallace | 332 N University Dr, Nacogdoches, TX, 75961-5123 | 47.5 | |
| Travelers | Crockett Insurance Service | 206 S 5th St, Crockett, TX, 75835 | 5.1 | |
| Travelers | Professional Agencies Llc | 440 Fm 2821 W Ste D, Huntsville, TX, 77320 | 40.3 | |
| Travelers | C T Jones Insurance Agency | 102 Skyview Dr, Livingston, TX, 77351 | 49.6 | |
| State Farm | Rich Scott | 101 E Main, Trinity, TX, 75862 | 25.0 | |
| Travelers | Church Street Financial | 2121 Hwy 190 W, Livingston, TX, 77351 | 47.2 | |
| State Farm | Gus Hernandez | 901 Normal Park Dr Ste 105, Huntsville, TX, 77320-3770 | 42.1 | |
| Farmers | Michael Mcgoon | 1403-B Avenue M, Huntsville, TX, 77340 | 42.0 | |
| Allstate | Stover&Crouch | 716 S Madison, Madisonville, TX, 77864 | 40.7 | |
| State Farm | David Barnard | 501 East Murchison, Palestine, TX, 75801 | 35.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Houston County, TX | $80,200 | $1,010 | $670 | $1,560 | $890 |
| Crockett, TX | $81,500 | $1,015 | $670 | $1,560 | $890 |
| Grapeland, TX | $70,400 | $972 | $640 | $1,500 | $860 |
| Groveton, TX | $75,400 | $1,395 | $920 | $2,150 | $1,230 |
| Palestine, TX | $93,500 | $1,059 | $700 | $1,630 | $930 |
| Burke, TX | $102,400 | $1,530 | $1,010 | $2,360 | $1,350 |
| Lufkin, TX | $102,900 | $1,379 | $910 | $2,120 | $1,210 |
| Madisonville, TX | $95,400 | $1,065 | $700 | $1,640 | $940 |
| Cedar Point, TX | $68,900 | $1,358 | $900 | $2,090 | $1,190 |
| Buffalo, TX | $80,600 | $1,012 | $670 | $1,560 | $890 |
| Huntsville, TX | $152,700 | $1,388 | $920 | $2,140 | $1,220 |
| Livingston, TX | $91,100 | $1,050 | $690 | $1,620 | $930 |