How Can I Make My Ledyard, CT Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Ledyard, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Ledyard, CT Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $109,000 $100,000 $100,000-$125,000
2 Bedroom $145,000 $130,000 $125,000-$150,000
3 Bedroom $201,000 $180,000 $175,000-$200,000
4 Bedroom $291,500 $270,000 $250,000-$300,000
5 Bedroom $401,000 $340,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Ledyard, CT | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$140 $685
Superior Protection Discount -$74 $751
Fire & Security Discount -$66 $759
Hail Resistant Roof Discount -$25 $801
Newly Constructed Home Discount -$206 $619

Choose the Right Deductible for your Ledyard, CT Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
New London County $2,000 $1,154 $3,154 $839 $2,839 $315
Ledyard, CT $1,000 $816 $1,816 $593 $1,593 $223
Gales Ferry, CT $400 $1,177 $1,577 $855 $1,255 $322
Pawcatuck, CT $700 $832 $1,532 $605 $1,305 $227
Hope Valley, RI $300 $1,272 $1,572 $924 $1,224 $347
Mansfield Center, CT $1,500 $1,108 $2,608 $805 $2,305 $303
Andover, CT $200 $1,256 $1,456 $913 $1,113 $343
Clayville, RI $2,000 $1,523 $3,523 $1,106 $3,106 $416
Pawtucket, RI $300 $969 $1,269 $704 $1,004 $265
Cumberland, RI $700 $1,252 $1,952 $910 $1,610 $342
Somerset, MA $400 $801 $1,201 $582 $982 $219

Identify Top Home Insurance Agents near Ledyard, CT | Back to Top

Home Insurance Company Ledyard, CT Homeowners Insurance Agency Ledyard, CT Address Popularity Score Distance from Ledyard (miles)
Liberty Mutual Independent Bouvier Insurance 29 North Main Street , West Hartford, CT, 6107
43.9
State Farm Jon D. Racow 50 S Main St Ste 2c, Wallingford, CT, 06492-4219
41.5
Liberty Mutual Independent Cpm Insurance Services Llc 90 Hinman Street, Cheshire, CT, 6410
46.0
Allstate David P. White 170 Flanders Rd Ste A3, Niantic, CT, 6357
11.4
Travelers Bailey Agencies Inc 15 Thames Street Suite 100, Groton, CT, 6340
5.8
Allstate Paula Luzzi 453 Colman St, New London, CT, 6320
6.9
Allstate Jonathan Taylor 174 Bridge St # B, Groton, CT, 6340
5.7
Travelers Leo E Tetrault & Son Inc 129 Providence St, Taftville, CT, 6380
9.7
Travelers Insure Net Llc 399 Sackett Point Rd, North Haven, CT, 6473
44.8
Travelers Del Greco Agencies Inc 1789 Park Street, Hartford, CT, 6106
42.1

Compare Rates for Ledyard, CT Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Connecticut $270,100 $1,253 $840 $1,780 $940
New London County, CT $238,900 $1,168 $840 $1,670 $830
Ledyard, CT $236,500 $825 $550 $1,150 $600
Gales Ferry, CT $247,200 $1,191 $800 $1,680 $880
Pawcatuck, CT $245,200 $843 $610 $1,190 $580
Hope Valley, RI $232,800 $1,287 $890 $1,760 $870
Mansfield Center, CT $222,700 $1,121 $770 $1,600 $830
Andover, CT $277,100 $1,271 $920 $1,790 $870
Clayville, RI $305,000 $1,541 $1,090 $2,170 $1,080
Pawtucket, RI $172,200 $981 $710 $1,340 $630
Cumberland, RI $266,500 $1,267 $930 $1,740 $810
Somerset, MA $275,000 $811 $550 $1,120 $570