Gavop shows you how to buy homeowners insurance in Ansonia, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $88,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $233,000 | $220,000 | $250,000-$300,000 |
| 3 Bedroom | $199,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $297,500 | $270,000 | $250,000-$300,000 |
| 5 Bedroom | $241,000 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $770 |
| Superior Protection Discount | -$82 | $825 |
| Fire & Security Discount | -$82 | $825 |
| Hail Resistant Roof Discount | -$27 | $879 |
| Newly Constructed Home Discount | -$208 | $698 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,386 |
| Hail Damage | $5,318 |
| Wind Damage | $10,316 |
| Expensive Claims | |
| Fire | $34,608 |
| Accidental Discharge/Leakage | $8,798 |
| Optional Coverage Losses | $7,826 |
| Home Insurance Company Ansonia, CT | Homeowners Insurance Agency Ansonia, CT | Address | Popularity Score | Distance from Ansonia (miles) |
|---|---|---|---|---|
| Allstate | Kyle Phillips | 501 Boston Post Rd Ste 3, Orange, CT, 6477 | 6.8 | |
| Allstate | Anthony Savio | 39 E Cedar St, Newington, CT, 6111 | 30.4 | |
| Allstate | James Umelo | 295 Blake St Ste 2b, New Haven, CT, 6515 | 6.2 | |
| Liberty Mutual Independent | Nicholson Associates Inc | 395 New Haven Ave, Milford, CT, 6460 | 8.5 | |
| State Farm | Wanda Carlson | 465a Bridgeport Ave, Milford, CT, 06460-4105 | 9.6 | |
| State Farm | Elsie Encarnacion | 505 Campbell Ave, West Haven, CT, 06516-5018 | 8.0 | |
| Liberty Mutual Independent | Birarelli Agency Llc | 55 Cherry St, Milford, CT, 6460 | 8.2 | |
| Travelers | Adion Financial Group | 80 Commerce St, Glastonbury, CT, 6033 | 35.5 | |
| Liberty Mutual Independent | Wilson Agency Inc | 30 Huntington St, Shelton, CT, 6484 | 5.2 | |
| Allstate | Jeffrey Long | 201 Broad St Ste 103, Stamford, CT, 6901 | 31.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $900 | $1,790 | $890 |
| New Haven County, CT | $244,400 | $1,183 | $840 | $1,690 | $850 |
| Ansonia, CT | $208,700 | $906 | $650 | $1,280 | $630 |
| Orange, CT | $385,100 | $990 | $720 | $1,420 | $700 |
| Lake Pocotopaug, CT | $254,000 | $1,209 | $870 | $1,660 | $790 |
| Lyme, CT | $513,900 | $2,040 | $1,370 | $2,920 | $1,550 |
| Huntington Station, NY | $356,900 | $1,380 | $990 | $1,970 | $980 |
| Flanders, NY | $291,400 | $1,156 | $830 | $1,640 | $810 |
| Hebron, CT | $302,900 | $953 | $690 | $1,340 | $650 |
| Windsor Locks, CT | $190,400 | $857 | $610 | $1,210 | $600 |
| Dobbs Ferry, NY | $617,700 | $851 | $620 | $1,200 | $580 |
| Yonkers, NY | $380,100 | $1,514 | $1,110 | $2,070 | $960 |
| Carle Place, NY | $486,000 | $2,435 | $1,730 | $3,340 | $1,610 |