Gavop's guide to buying homeowners insurance in Paris, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $100,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $162,500 | $150,000 | $125,000-$150,000 |
| 4 Bedroom | $174,500 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $265,000 | $240,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $615 |
| Home and Two Car | -$107 | $562 |
| Home and Three Car | -$154 | $515 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,344 |
| Hail Damage | $4,618 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,556 |
| Home Insurance Company Paris, OH | Homeowners Insurance Agency Paris, OH | Address | Popularity Score | Distance from Paris (miles) |
|---|---|---|---|---|
| Allstate | Bob Erlanger | 3821 N High St, Columbus, OH, 43214 | 24.0 | |
| State Farm | Chad Harris | 6151 Avery Rd Ste B, Dublin, OH, 43016-9614 | 15.9 | |
| State Farm | Kristy Gaudiose | 465 Allenby Dr, Marysville, OH, 43040-8521 | 2.1 | |
| Nationwide | Dean E Cook | 125 W 5th St, Marysville, OH, 43040-1109 | 1.1 | |
| Farmers | Cynthia Stiely | 4030 N Hampton Dr, Powell, OH, 43065 | 16.9 | |
| State Farm | Craig Roberson | 240 W 5th St Ste B, Marysville, OH, 43040-1186 | 1.0 | |
| State Farm | Chuck Layne | 4498 Cemetery Rd, Hilliard, OH, 43026-1103 | 19.7 | |
| State Farm | Larry Noll | 2648 Billingsley Rd, Columbus, OH, 43235-1924 | 18.2 | |
| State Farm | Jeff Roberts | 1074 Kauffman Ave, Fairborn, OH, 45324-3815 | 45.7 | |
| Allstate | Darren Brown | 16505 Square Dr, Marysville, OH, 43040 | 2.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $1,000 | $490 |
| Union County, OH | $186,000 | $786 | $570 | $1,080 | $510 |
| Paris, OH | $178,100 | $669 | $480 | $940 | $460 |
| Raymond, OH | $106,600 | $642 | $440 | $880 | $440 |
| Valley Hi, OH | $104,200 | $636 | $460 | $900 | $440 |
| Valleyview, OH | $88,200 | $590 | $410 | $820 | $410 |
| Marion County, OH | $93,700 | $801 | $540 | $1,150 | $610 |
| Muhlenberg, OH | $196,000 | $826 | $550 | $1,180 | $630 |
| Casstown, OH | $79,500 | $563 | $410 | $810 | $400 |
| Octa, OH | $60,000 | $496 | $350 | $680 | $330 |
| Bloom, OH | $233,000 | $743 | $500 | $1,030 | $530 |
| McKean, OH | $186,300 | $810 | $580 | $1,120 | $540 |
| Carey, OH | $92,500 | $603 | $440 | $860 | $420 |