Gavop tells you how to get the best homeowners insurance in North Kingstown, RI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $90,500 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $186,000 | $170,000 | $150,000-$175,000 |
| 3 Bedroom | $382,500 | $310,000 | $400,000-$500,000 |
| 4 Bedroom | $506,000 | $470,000 | $400,000-$500,000 |
| 5 Bedroom | $812,500 | $760,000 | $900,000-$1,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $796 |
| Superior Protection Discount | -$94 | $843 |
| Fire & Security Discount | -$75 | $862 |
| Hail Resistant Roof Discount | -$19 | $918 |
| Newly Constructed Home Discount | -$187 | $750 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,368 |
| Hail Damage | $4,665 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,553 |
| Home Insurance Company North Kingstown, RI | Homeowners Insurance Agency North Kingstown, RI | Address | Popularity Score | Distance from North Kingstown (miles) |
|---|---|---|---|---|
| Allstate | Stephen Neri | 105 Franklin St, Westerly, RI, 2891 | 23.7 | |
| Travelers | Triton Insurance Agency | Newport Shipyard One Washington St, Newport, RI, 2840 | 9.0 | |
| Travelers | Rose & Kiernan | 138 Main St, Wakefield, RI, 2879 | 9.4 | |
| Allstate | Michael Kehew | 1224 W Main Rd, Middletown, RI, 2842 | 8.8 | |
| Travelers | The Insurance Center Inc | 91 Tollgate Rd, Warwick, RI, 2886 | 8.7 | |
| Allstate | George Martlandiii | 190 E Main Rd, Middletown, RI, 2842 | 9.1 | |
| Allstate | John Norcia | 1060 Tiogue Ave, Coventry, RI, 2816 | 9.6 | |
| Travelers | Oceanpoint Insurance Agency Inc | 73 Valley Rd Ste 1, Middletown, RI, 2842 | 9.3 | |
| Travelers | The Slocum Agency Inc | 1229 Greenwich Ave, Warwick, RI, 2886 | 8.9 | |
| Travelers | Auburn Ins & Rlty Co Inc | 1119 Reservoir Ave Ste A, Cranston, RI, 2910 | 13.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Rhode Island | $242,200 | $1,321 | $890 | $1,860 | $970 |
| Washington County, RI | $320,600 | $1,435 | $990 | $2,020 | $1,030 |
| North Kingstown, RI | $335,200 | $937 | $670 | $1,340 | $670 |
| North Westport, MA | $289,100 | $1,183 | $820 | $1,690 | $870 |
| Rehoboth, MA | $358,300 | $1,020 | $740 | $1,460 | $720 |
| New Shoreham, RI | $1,104,200 | $559 | $390 | $770 | $380 |
| Burrillville, RI | $232,400 | $914 | $620 | $1,310 | $690 |
| Sprague, CT | $217,100 | $1,104 | $750 | $1,510 | $760 |
| Uxbridge, MA | $280,800 | $823 | $550 | $1,170 | $620 |
| Upton, MA | $409,400 | $958 | $690 | $1,310 | $620 |
| Canton, MA | $460,200 | $1,084 | $730 | $1,490 | $760 |
| Southbridge Town, MA | $188,200 | $777 | $520 | $1,060 | $540 |
| Sherborn, MA | $723,500 | $2,825 | $2,060 | $3,980 | $1,920 |