Gavop tells you how to get the best homeowners insurance in McAlester, OK by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $79,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $161,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $176,500 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $296,000 | $260,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $778 |
| Superior Protection Discount | -$95 | $854 |
| Fire & Security Discount | -$76 | $873 |
| Hail Resistant Roof Discount | -$19 | $930 |
| Newly Constructed Home Discount | -$237 | $712 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pittsburg County | $1,000 | $1,168 | $2,168 | $849 | $1,849 | $319 |
| McAlester, OK | $2,000 | $938 | $2,938 | $681 | $2,681 | $256 |
| Savanna, OK | $100 | $1,078 | $1,178 | $783 | $883 | $295 |
| Arpelar, OK | $1,500 | $1,283 | $2,783 | $933 | $2,433 | $351 |
| Haileyville, OK | $200 | $833 | $1,033 | $605 | $805 | $228 |
| Ashland, OK | $700 | $690 | $1,390 | $501 | $1,201 | $188 |
| Eufaula, OK | $400 | $819 | $1,219 | $595 | $995 | $224 |
| Central Atoka, OK | $700 | $878 | $1,578 | $638 | $1,338 | $240 |
| Wewoka, OK | $200 | $807 | $1,007 | $586 | $786 | $220 |
| Porum, OK | $2,500 | $948 | $3,448 | $689 | $3,189 | $259 |
| McCurtain, OK | $100 | $1,275 | $1,375 | $926 | $1,026 | $348 |
| Lima, OK | $700 | $577 | $1,277 | $419 | $1,119 | $158 |
| Home Insurance Company McAlester, OK | Homeowners Insurance Agency McAlester, OK | Address | Popularity Score | Distance from McAlester (miles) |
|---|---|---|---|---|
| State Farm | Cameron Goodwin | 206 E Main St, Antlers, OK, 74523-3256 | 47.3 | |
| State Farm | Ross Eaton | 352 E Washington Ave, Mcalester, OK, 74501-4750 | 3.1 | |
| Farmers | Kevin Arthur | 700 N Hinckley St, Holdenville, OK, 74848 | 35.9 | |
| Farmers | Joe Howell | 114 N Main St, Coalgate, OK, 74538 | 34.4 | |
| Allstate | Jwb Insurance | 324 E Highway St Ste B, Holdenville, OK, 74848 | 35.5 | |
| State Farm | Brent Jenson | 203 W Main St, Henryetta, OK, 74437-4237 | 38.6 | |
| State Farm | Jack Bush | 1023 N Hinckley St, Holdenville, OK, 74848-3846 | 35.8 | |
| Farmers | Le Nard Rhone | 317 N Main St, Mcalester, OK, 74501 | 3.0 | |
| Farmers | Gary Coleman | 609 S Broadway St, Checotah, OK, 74426 | 41.9 | |
| Allstate | Dewayne Kalin | 1401 E Wade Watts Ave, Mcalester, OK, 74501 | 3.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,030 | $2,100 | $1,070 |
| Pittsburg County, OK | $98,400 | $1,182 | $850 | $1,670 | $820 |
| McAlester, OK | $106,200 | $949 | $690 | $1,340 | $650 |
| Savanna, OK | $77,400 | $1,091 | $770 | $1,550 | $780 |
| Arpelar, OK | $101,800 | $1,299 | $950 | $1,840 | $890 |
| Haileyville, OK | $50,400 | $843 | $600 | $1,200 | $600 |
| Ashland, OK | $35,600 | $698 | $500 | $960 | $460 |
| Eufaula, OK | $85,900 | $829 | $590 | $1,140 | $550 |
| Central Atoka, OK | $95,900 | $889 | $640 | $1,270 | $630 |
| Wewoka, OK | $64,200 | $816 | $580 | $1,150 | $570 |
| Porum, OK | $62,800 | $960 | $680 | $1,320 | $640 |
| McCurtain, OK | $100,700 | $1,290 | $920 | $1,830 | $910 |
| Lima, OK | $24,400 | $584 | $410 | $820 | $410 |