Gavop's guide to buying homeowners insurance in Gunnison County, CO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$193 | $773 |
| 30 year old | +$14 | $981 |
| 40 year old | +$25 | $991 |
| 50 year old | +$37 | $1,003 |
| Above 50 year old | +$46 | $1,013 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $812 |
| Superior Protection Discount | -$87 | $879 |
| Fire & Security Discount | -$77 | $889 |
| Hail Resistant Roof Discount | -$29 | $937 |
| Newly Constructed Home Discount | -$280 | $686 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gunnison County | $2,500 | $955 | $3,455 | $694 | $3,194 | $261 |
| Gunnison County, CO | $700 | $955 | $1,655 | $694 | $1,394 | $261 |
| Crested Butte, CO | $100 | $2,121 | $2,221 | $1,542 | $1,642 | $580 |
| Mount Crested Butte, CO | $2,000 | $1,705 | $3,705 | $1,239 | $3,239 | $466 |
| Somerset, CO | $500 | $1,536 | $2,036 | $1,116 | $1,616 | $420 |
| Cochetopa, CO | $2,000 | $1,244 | $3,244 | $904 | $2,904 | $340 |
| Pitkin County, CO | $300 | $1,043 | $1,343 | $758 | $1,058 | $285 |
| Snowmass Village, CO | $2,500 | $1,037 | $3,537 | $754 | $3,254 | $283 |
| Orchard City, CO | $2,500 | $1,195 | $3,695 | $869 | $3,369 | $327 |
| Home Insurance Company Gunnison County, CO | Homeowners Insurance Agency Gunnison County, CO | Address | Popularity Score | Distance from Gunnison County (miles) |
|---|---|---|---|---|
| State Farm | Tim Tinaza | 219 E Main St Apt A, Montrose, CO, 81401-3665 | 45.3 | |
| State Farm | Adam Hancock | 1425 Hawk Parkway, Montrose, CO, 81401-6452 | 45.4 | |
| State Farm | Kevin Parks | 211 Grand Ave Suite 102 P.O. Box 1018, Paonia, CO, 81428 | 31.3 | |
| State Farm | Mike Trujillo | 2019 S Townsend Ave, Montrose, CO, 81401-5444 | 45.0 | |
| Travelers | Insurance Of The San Juans | 1825 E Main St Ste B, Montrose, CO, 81401 | 44.1 | |
| State Farm | Wayne Harris | 227 Cody Ln Unit 201, Basalt, CO, 81621-7601 | 47.9 | |
| State Farm | Rich Almgren | 609 N Main St, Gunnison, CO, 81230-2409 | 11.6 | |
| Farmers | Gary Short | 234 N Main St Ste 1b, Gunnison, CO, 81230 | 11.8 | |
| Allstate | Mtn Agency Montrose | 540 East Main, Montrose, CO, 81401 | 45.1 | |
| Travelers | Mcgregor Insurance Agency Inc | 321 W Bridge St, Hotchkiss, CO, 81419 | 36.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Gunnison County, CO | $313,900 | $966 | $680 | $1,270 | $590 |
| Gunnison County, CO | $313,900 | $966 | $680 | $1,270 | $590 |
| Crested Butte, CO | $459,300 | $2,147 | $1,500 | $2,810 | $1,310 |
| Mount Crested Butte, CO | $378,300 | $1,726 | $1,210 | $2,260 | $1,050 |
| Somerset, CO | $329,300 | $1,555 | $1,090 | $2,040 | $950 |
| Cochetopa, CO | $212,500 | $1,259 | $880 | $1,650 | $770 |
| Pitkin County, CO | $593,600 | $1,056 | $740 | $1,380 | $640 |
| Snowmass Village, CO | $617,700 | $1,050 | $730 | $1,370 | $640 |
| Orchard City, CO | $192,900 | $1,210 | $850 | $1,590 | $740 |