Gavop shows you how to buy homeowners insurance in Alpine County, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $97,000 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $279,000 | $250,000 | $300,000-$350,000 |
| 3 Bedroom | $228,000 | $180,000 | $175,000-$200,000 |
| 4 Bedroom | $452,000 | $410,000 | $400,000-$500,000 |
| 5 Bedroom | $481,000 | $450,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $624 |
| Superior Protection Discount | -$68 | $693 |
| Fire & Security Discount | -$76 | $685 |
| Hail Resistant Roof Discount | -$15 | $746 |
| Newly Constructed Home Discount | -$175 | $586 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Alpine County | $700 | $752 | $1,452 | $546 | $1,246 | $205 |
| Alpine County, CA | $1,000 | $752 | $1,752 | $546 | $1,546 | $205 |
| Skyland, NV | $300 | $2,029 | $2,329 | $1,475 | $1,775 | $555 |
| Johnson Lane, NV | $700 | $747 | $1,447 | $543 | $1,243 | $204 |
| Indian Hills, NV | $200 | $611 | $811 | $444 | $644 | $167 |
| North Mono, CA | $1,500 | $649 | $2,149 | $472 | $1,972 | $177 |
| Grizzly Flats, CA | $400 | $659 | $1,059 | $479 | $879 | $180 |
| Tuolumne County, CA | $2,500 | $725 | $3,225 | $527 | $3,027 | $198 |
| Mi-Wuk Village, CA | $500 | $719 | $1,219 | $523 | $1,023 | $197 |
| Washoe Valley, NV | $700 | $843 | $1,543 | $613 | $1,313 | $230 |
| Amador County, CA | $300 | $733 | $1,033 | $533 | $833 | $200 |
| Home Insurance Company Alpine County, CA | Homeowners Insurance Agency Alpine County, CA | Address | Popularity Score | Distance from Alpine County (miles) |
|---|---|---|---|---|
| Farmers | Patricia Plaster | 22902 Twain Harte Dr Ste A, Twain Harte, CA, 95383 | 46.3 | |
| State Farm | Teddi Paul | 265 Tom Bell Rd Ste E, Murphys, CA, 95247-9586 | 48.6 | |
| State Farm | Dick Horn | 3351 Lake Tahoe Blvd Ste 3, S Lake Tahoe, CA, 96150-7920 | 24.4 | |
| Travelers | Richard Thomson Insurance Brokers | 2311 Lake Tahoe Blvd Ste 7, S Lake Tahoe, CA, 96150 | 23.4 | |
| Travelers | Greater Sierra Ins Services | 1233 Ski Run Blvd Ste 1, South Lake Tahoe, CA, 96150 | 23.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Alpine County, CA | $343,800 | $761 | $560 | $1,040 | $480 |
| Alpine County, CA | $343,800 | $761 | $560 | $1,040 | $480 |
| Skyland, NV | $812,500 | $2,054 | $1,420 | $2,810 | $1,390 |
| Johnson Lane, NV | $368,000 | $756 | $550 | $1,040 | $490 |
| Indian Hills, NV | $236,600 | $618 | $440 | $860 | $420 |
| North Mono, CA | $204,500 | $657 | $490 | $890 | $400 |
| Grizzly Flats, CA | $212,100 | $667 | $490 | $910 | $420 |
| Tuolumne County, CA | $273,500 | $733 | $540 | $1,000 | $460 |
| Mi-Wuk Village, CA | $255,900 | $728 | $540 | $990 | $450 |
| Washoe Valley, NV | $403,400 | $853 | $580 | $1,170 | $590 |
| Amador County, CA | $278,600 | $742 | $550 | $1,010 | $460 |