Gavop's guide to buying homeowners insurance in Smithfield, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $167,500 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $127,500 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $320,500 | $300,000 | $350,000-$400,000 |
| 5 Bedroom | $235,000 | $220,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $517 |
| Superior Protection Discount | -$64 | $575 |
| Fire & Security Discount | -$64 | $575 |
| Hail Resistant Roof Discount | -$19 | $619 |
| Newly Constructed Home Discount | -$128 | $511 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,537 |
| Hail Damage | $4,524 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,389 |
| Home Insurance Company Smithfield, PA | Homeowners Insurance Agency Smithfield, PA | Address | Popularity Score | Distance from Smithfield (miles) |
|---|---|---|---|---|
| Travelers | Franconia Insurance & Financial Services | 199 Telford Pike, Telford, PA, 18969 | 49.6 | |
| State Farm | Matt Balke | 527 W Broad St, Quakertown, PA, 18951-1215 | 41.3 | |
| Liberty Mutual Independent | The Pidcock Agency | 315 W Bridge St, New Hope, PA, 18938 | 46.2 | |
| Erie | Brunner Insurance Inc. | 19 Union Street, Richlandtown, PA, 18955 | 39.1 | |
| State Farm | Korey Pepkowski | 149 N Main St, Dublin, PA, 18917-2107 | 44.7 | |
| Travelers | Metro Bucks Insurance Agency | 10 S Clinton St Ste 100, Doylestown, PA, 18901 | 49.1 | |
| Liberty Mutual Independent | The Pidcock Agency | 315 W Bridge St New Hope, New Hope, PA, 18938 | 46.2 | |
| Travelers | Gieseler Insurance Agency Inc | 650 E Butler Ave, New Britain, PA, 18901 | 49.7 | |
| State Farm | Inez Salazar-Sheesley | 504 Avenue F, Stroudsburg, PA, 18360-3033 | 3.5 | |
| Allstate | Joseph Heydt | 704 W Emaus Ave, Allentown, PA, 18103 | 35.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,040 | $530 |
| Monroe County, PA | $167,200 | $717 | $520 | $1,010 | $490 |
| Smithfield, PA | $178,600 | $638 | $450 | $890 | $440 |
| Freemansburg, PA | $157,700 | $721 | $530 | $990 | $460 |
| Egypt, PA | $217,100 | $830 | $610 | $1,140 | $530 |
| Bridgeton, PA | $341,900 | $1,118 | $750 | $1,540 | $790 |
| South Canaan, PA | $214,700 | $826 | $600 | $1,140 | $540 |
| Dupont, PA | $115,000 | $631 | $430 | $880 | $450 |
| Yatesville, PA | $160,000 | $725 | $530 | $1,040 | $510 |
| Montville, NJ | $575,700 | $1,027 | $710 | $1,460 | $750 |
| Lynn, PA | $249,100 | $891 | $640 | $1,260 | $620 |
| Coaldale, PA | $48,800 | $446 | $320 | $620 | $300 |