Gavop shows you how to buy homeowners insurance in Waresboro, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $121,500 | $110,000 | $75,000-$100,000 |
| 3 Bedroom | $122,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $164,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $373,500 | $330,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $707 |
| Superior Protection Discount | -$84 | $758 |
| Fire & Security Discount | -$93 | $749 |
| Hail Resistant Roof Discount | -$25 | $817 |
| Newly Constructed Home Discount | -$202 | $640 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ware County | $700 | $1,060 | $1,760 | $770 | $1,470 | $290 |
| Waresboro, GA | $700 | $832 | $1,532 | $604 | $1,304 | $227 |
| Sunnyside, GA | $300 | $618 | $918 | $449 | $749 | $169 |
| Homerville, GA | $2,000 | $810 | $2,810 | $589 | $2,589 | $221 |
| Coffee County, GA | $200 | $644 | $844 | $468 | $668 | $176 |
| Fargo, GA | $1,500 | $331 | $1,831 | $241 | $1,741 | $90 |
| Brantley County, GA | $300 | $810 | $1,110 | $589 | $889 | $221 |
| Hazlehurst, GA | $1,000 | $573 | $1,573 | $417 | $1,417 | $157 |
| Altamaha River, GA | $300 | $637 | $937 | $463 | $763 | $174 |
| Barretts, GA | $700 | $815 | $1,515 | $592 | $1,292 | $223 |
| Ocilla, GA | $1,000 | $593 | $1,593 | $431 | $1,431 | $162 |
| Home Insurance Company Waresboro, GA | Homeowners Insurance Agency Waresboro, GA | Address | Popularity Score | Distance from Waresboro (miles) |
|---|---|---|---|---|
| Allstate | Robert Wallace | 707 Knight Ave, Waycross, GA, 31501 | 10.4 | |
| State Farm | Courtnie Parrish | 207 W 4th St, Ocilla, GA, 31774-1403 | 49.7 | |
| Travelers | The Michael Long Agency | 212 S Brunswick St, Jesup, GA, 31546 | 44.4 | |
| State Farm | Brian Huling | 4197 Second St N, Folkston, GA, 31537-9366 | 41.6 | |
| Travelers | Lutz Brown Peagler & Manley | 28 E Dame Ave, Homerville, GA, 31634 | 20.2 | |
| Allstate | Wilson Insurance | 601 Mary St, Waycross, GA, 31501 | 9.4 | |
| State Farm | Robyn Brockington Eubanks | 1590 W Cherry St, Jesup, GA, 31545-0610 | 44.1 | |
| Travelers | Parker Insurance And Realty | 265 S Macon St, Jesup, GA, 31545 | 44.3 | |
| State Farm | Donnie Strickland | 222 Screven Ave, Waycross, GA, 31501-3452 | 9.8 | |
| Travelers | Clyde Aldridge Insurance | Po Box 885, Nahunta, GA, 31553 | 31.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $690 | $1,450 | $760 |
| Ware County, GA | $78,500 | $1,073 | $730 | $1,530 | $800 |
| Waresboro, GA | $77,100 | $842 | $600 | $1,190 | $590 |
| Sunnyside, GA | $80,300 | $625 | $420 | $860 | $440 |
| Homerville, GA | $66,500 | $820 | $590 | $1,170 | $580 |
| Coffee County, GA | $87,600 | $652 | $440 | $930 | $490 |
| Fargo, GA | $42,300 | $335 | $240 | $470 | $230 |
| Brantley County, GA | $68,200 | $820 | $580 | $1,160 | $580 |
| Hazlehurst, GA | $80,200 | $580 | $390 | $820 | $430 |
| Altamaha River, GA | $83,300 | $645 | $470 | $920 | $450 |
| Barretts, GA | $150,200 | $825 | $570 | $1,160 | $590 |
| Ocilla, GA | $83,400 | $600 | $410 | $850 | $440 |