Gavop tells you how to get the best homeowners insurance in St. Mary's County, MD by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $113,500 | $100,000 | $75,000-$100,000 |
| 2 Bedroom | $293,000 | $240,000 | $250,000-$300,000 |
| 3 Bedroom | $355,500 | $340,000 | $300,000-$350,000 |
| 4 Bedroom | $584,000 | $470,000 | $500,000-$600,000 |
| 5 Bedroom | $654,000 | $520,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$182 | $774 |
| Superior Protection Discount | -$86 | $870 |
| Fire & Security Discount | -$86 | $870 |
| Hail Resistant Roof Discount | -$29 | $927 |
| Newly Constructed Home Discount | -$191 | $765 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Mary's County | $2,500 | $945 | $3,445 | $687 | $3,187 | $258 |
| St. Mary's County, MD | $2,000 | $945 | $2,945 | $687 | $2,687 | $258 |
| King George County, VA | $400 | $827 | $1,227 | $601 | $1,001 | $226 |
| Bryans Road, MD | $1,000 | $769 | $1,769 | $559 | $1,559 | $210 |
| Middlesex County, VA | $200 | $783 | $983 | $569 | $769 | $214 |
| Galesville, MD | $700 | $1,947 | $2,647 | $1,415 | $2,115 | $532 |
| Fort Washington, MD | $300 | $896 | $1,196 | $651 | $951 | $245 |
| Camp Springs, MD | $2,500 | $771 | $3,271 | $560 | $3,060 | $211 |
| King William County, VA | $100 | $722 | $822 | $525 | $625 | $197 |
| Forest Heights, MD | $1,000 | $802 | $1,802 | $583 | $1,583 | $219 |
| Home Insurance Company St. Mary's County, MD | Homeowners Insurance Agency St. Mary's County, MD | Address | Popularity Score | Distance from St. Mary's County (miles) |
|---|---|---|---|---|
| Allstate | Bill Waugh & Associates | 3141 Old Washington Rd, Waldorf, MD, 20602 | 34.6 | |
| Allstate | Sheila Batey | 1540 Pointer Ridge Pl Ste B, Bowie, MD, 20716 | 48.7 | |
| State Farm | Reggie Harris | 6432 Bock Rd, Oxon Hill, MD, 20745-3001 | 47.1 | |
| State Farm | Phil Riehl | 23131 Three Notch Road, California, MD, 20619-2414 | 5.7 | |
| State Farm | Tom Grillo | 203 Centennial Street Unit 102, La Plata, MD, 20646 | 32.2 | |
| Erie | Stanger Insurance Group | 401 Pondview Lane, Davidsonville, MD, 21035 | 47.0 | |
| State Farm | Sue Cornelius | 3580 Old Washingtn Rd, Waldorf, MD, 20602-3208 | 34.4 | |
| State Farm | Ed Paton | 8222 Schultz Rd Ste 205, Clinton, MD, 20735-2608 | 43.1 | |
| State Farm | Dave Whitaker | 12480 Mattawoman Dr, Waldorf, MD, 20601-3148 | 35.5 | |
| State Farm | Josh Mesh | 25450 Pt Lkout Rd Ste 2, Leonardtown, MD, 20650-3841 | 8.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| St. Mary's County, MD | $291,500 | $956 | $760 | $1,200 | $440 |
| St. Mary's County, MD | $291,500 | $956 | $760 | $1,200 | $440 |
| King George County, VA | $294,300 | $837 | $600 | $1,200 | $600 |
| Bryans Road, MD | $260,400 | $779 | $620 | $980 | $360 |
| Middlesex County, VA | $248,400 | $792 | $560 | $1,130 | $570 |
| Galesville, MD | $598,500 | $1,971 | $1,560 | $2,480 | $920 |
| Fort Washington, MD | $324,300 | $907 | $720 | $1,140 | $420 |
| Camp Springs, MD | $261,400 | $780 | $620 | $980 | $360 |
| King William County, VA | $199,700 | $731 | $520 | $1,050 | $530 |
| Forest Heights, MD | $200,500 | $812 | $640 | $1,020 | $380 |