How Can I Make My Xenia, OH Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Xenia, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Xenia, OH Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $82,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $106,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $142,500 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $146,500 | $130,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Xenia, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $595 |
| Superior Protection Discount | -$70 | $630 |
| Fire & Security Discount | -$70 | $630 |
| Hail Resistant Roof Discount | -$14 | $686 |
| Newly Constructed Home Discount | -$161 | $539 |
Choose the Right Deductible for your Xenia, OH Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Greene County | $2,000 | $738 | $2,738 | $536 | $2,536 | $202 |
| Xenia, OH | $1,500 | $691 | $2,191 | $502 | $2,002 | $189 |
| Bellbrook, OH | $100 | $634 | $734 | $461 | $561 | $173 |
| Casstown, OH | $1,500 | $556 | $2,056 | $404 | $1,904 | $152 |
| Trenton, OH | $300 | $643 | $943 | $467 | $767 | $176 |
| West Chester, OH | $700 | $815 | $1,515 | $592 | $1,292 | $223 |
| Rosewood, OH | $500 | $510 | $1,010 | $370 | $870 | $139 |
| Springdale, OH | $1,500 | $625 | $2,125 | $454 | $1,954 | $171 |
| Lake Lakengren, OH | $500 | $665 | $1,165 | $483 | $983 | $182 |
| Milford, OH | $2,000 | $690 | $2,690 | $501 | $2,501 | $189 |
| Forest Park, OH | $400 | $604 | $1,004 | $439 | $839 | $165 |
| Morgan, OH | $1,500 | $731 | $2,231 | $531 | $2,031 | $200 |
Identify Top Home Insurance Agents near Xenia, OH | Back to Top
| Home Insurance Company Xenia, OH | Homeowners Insurance Agency Xenia, OH | Address | Popularity Score | Distance from Xenia (miles) |
|---|---|---|---|---|
| Erie | Miller Insurance & Financial | 70 Birch Alley Suite 250, Dayton, OH, 45440 | 8.7 | |
| State Farm | Katie Mcmahon | 1964 N Lakeman Dr Ste D, Bellbrook, OH, 45305-1229 | 9.2 | |
| State Farm | Linda Nervis | 2422 E Dorothy Ln, Dayton, OH, 45420-1155 | 9.6 | |
| State Farm | Rick Kolmin | 280 N Detroit St, Xenia, OH, 45385-2269 | 0.7 | |
| Allstate | Andy Harmon | 1269 N Fairfield Rd, Beavercreek, OH, 45432 | 6.9 | |
| State Farm | Bob Palenshus | 2101 South Main Street, Bellefontaine, OH, 43311-1557 | 45.7 | |
| Allstate | Jack M. Boyer Jr | 2006 Bonniedale Dr, Bellbrook, OH, 45305 | 9.1 | |
| State Farm | Nick Brown | 7359 East Kemper Road, Cincinnati, OH, 45249 | 35.6 | |
| State Farm | Gabe Landes | 1490 N Fairfield Rd Ste C, Beavercreek, OH, 45432-2680 | 7.1 | |
| State Farm | Jeff Roberts | 1074 Kauffman Ave, Fairborn, OH, 45324-3815 | 9.9 |
Compare Rates for Xenia, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $490 | $980 | $490 |
| Greene County, OH | $163,500 | $747 | $500 | $1,040 | $540 |
| Xenia, OH | $93,100 | $700 | $500 | $970 | $470 |
| Bellbrook, OH | $160,600 | $642 | $430 | $890 | $460 |
| Casstown, OH | $79,500 | $563 | $390 | $780 | $390 |
| Trenton, OH | $129,800 | $651 | $460 | $900 | $440 |
| West Chester, OH | $210,900 | $825 | $590 | $1,160 | $570 |
| Rosewood, OH | $65,700 | $516 | $370 | $710 | $340 |
| Springdale, OH | $121,600 | $632 | $460 | $870 | $410 |
| Lake Lakengren, OH | $118,500 | $673 | $460 | $960 | $500 |
| Milford, OH | $153,900 | $698 | $500 | $960 | $460 |
| Forest Park, OH | $112,100 | $611 | $420 | $860 | $440 |
| Morgan, OH | $231,100 | $740 | $500 | $1,030 | $530 |
Research Home Insurance Companies Reviews in Xenia, OH Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
State Farm homeowners insurance policy covers losses caused by fire or lightning, theft, freezing of your plumbing system and windstorm or hail damage. The all-risk policy provides coverage for any loss that is not specifically excluded from your homeowner's policy.
Date: December 09, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I don't have any issues. To be fair, there's been very little interaction hitherto. I couldn't say entirely as of yet. Going back in my mind, I don't even think I spoke with anyone when being signed up.
Liberty Mutual Home Insurance Reviews
Date: December 21, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
Ive very rarely had to use customer service, but when i do its mostly for little odds and ends bill wise. They have always been kind and helpful. I would rate it at a 5 at this point.
USAA Home Insurance Reviews
Date: November 05, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
So far we haven't ran into anything that hasn't been covered . They have covered wind and water damage in a timely manner .