How Can I Make My North Chicago, IL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in North Chicago, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate North Chicago, IL Home Insurance Coverage Levels | Back to Top
| North Chicago, IL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Seawolf Pl, Fullam Ave, Welwyn St, Huntington St, Farwell Ave, Glenmore Rd, Nimitz Ave, Meadowbrook Ln, F St, Barret Dr | $384,500 | $350,000 | $350,000-$400,000 | $272,000 | $260,000 | $250,000-$300,000 |
| Seymour Ave, Georgia Ave, W Alaska Ave, Marquette St, Heathrow Ct, Cranbrook Rd, White Fence Ln, Ellis St, 3rd Ave, Benson Ln | $299,000 | $280,000 | $300,000-$350,000 | $286,000 | $250,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in North Chicago, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$90 | $555 |
| Superior Protection Discount | -$65 | $581 |
| Fire & Security Discount | -$71 | $574 |
| Hail Resistant Roof Discount | -$13 | $632 |
| Newly Constructed Home Discount | -$174 | $471 |
Choose the Right Deductible for your North Chicago, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $2,500 | $915 | $3,415 | $665 | $3,165 | $250 |
| North Chicago, IL | $1,500 | $637 | $2,137 | $463 | $1,963 | $174 |
| Libertyville, IL | $200 | $1,093 | $1,293 | $795 | $995 | $299 |
| Lake Villa, IL | $1,000 | $843 | $1,843 | $613 | $1,613 | $230 |
| Wauconda, IL | $100 | $740 | $840 | $538 | $638 | $202 |
| Johnsburg, IL | $2,500 | $803 | $3,303 | $584 | $3,084 | $220 |
| Dundee, IL | $300 | $854 | $1,154 | $621 | $921 | $233 |
| Grafton, IL | $700 | $919 | $1,619 | $668 | $1,368 | $251 |
| West Chicago, IL | $200 | $784 | $984 | $570 | $770 | $214 |
| Hinsdale, IL | $2,500 | $725 | $3,225 | $527 | $3,027 | $198 |
| Worth, IL | $300 | $805 | $1,105 | $585 | $885 | $220 |
| Sugar Creek, WI | $700 | $709 | $1,409 | $516 | $1,216 | $194 |
Identify Top Home Insurance Agents near North Chicago, IL | Back to Top
| Home Insurance Company North Chicago, IL | Homeowners Insurance Agency North Chicago, IL | Address | Popularity Score | Distance from North Chicago (miles) |
|---|---|---|---|---|
| State Farm | John Sutton | 1380 Dundee Avenue, Elgin, IL, 60120-2200 | 27.2 | |
| Farmers | Rojelio Medina | 1144 Dundee Ave, Elgin, IL, 60120 | 27.5 | |
| State Farm | Ashley Trennert | 8454 S Harlem Ave, Bridgeview, IL, 60455-1721 | 40.1 | |
| Allstate | Edward Litke | 609 Laurel Ave, Highland Park, IL, 60035 | 9.7 | |
| State Farm | Ryan Curtis | 333 Peterson Rd Ste B, Libertyville, IL, 60048-1085 | 5.7 | |
| Allstate | Tim Todd | 5419 127th St, Crestwood, IL, 60445 | 45.5 | |
| Liberty Mutual Independent | Carlson Mikuzis & Taylor Inc | 2221 Lakeside Dr, Bannockburn, IL, 60015 | 8.1 | |
| State Farm | Hal Baker | 1101 S Milwaukee Ave Ste 106, Vernon Hills, IL, 60061-3118 | 8.4 | |
| Travelers | Asco Insurance Services Inc | 1440 Renaissance Drive Suite 130, Park Ridge, IL, 60068 | 19.6 | |
| Allstate | Jim Winn | 25975 N Diamond Lake Rd, Mundelein, IL, 60060 | 9.1 |
Compare Rates for North Chicago, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,210 | $630 |
| Lake County, IL | $251,400 | $926 | $680 | $1,320 | $640 |
| North Chicago, IL | $104,600 | $645 | $460 | $900 | $440 |
| Libertyville, IL | $364,100 | $1,107 | $800 | $1,520 | $720 |
| Lake Villa, IL | $196,700 | $854 | $580 | $1,220 | $640 |
| Wauconda, IL | $203,900 | $749 | $550 | $1,030 | $480 |
| Johnsburg, IL | $253,400 | $813 | $590 | $1,160 | $570 |
| Dundee, IL | $203,200 | $864 | $590 | $1,190 | $600 |
| Grafton, IL | $253,900 | $930 | $620 | $1,330 | $710 |
| West Chicago, IL | $238,000 | $794 | $550 | $1,120 | $570 |
| Hinsdale, IL | $875,900 | $734 | $540 | $1,030 | $490 |
| Worth, IL | $174,600 | $815 | $550 | $1,170 | $620 |
| Sugar Creek, WI | $191,200 | $718 | $500 | $990 | $490 |
Research Home Insurance Companies Reviews in North Chicago, IL Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: December 31, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
We have had a few different companies over the years and Geico offers us the best rate and the best service for our needs
Date: October 17, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
My premium and deductible of my policy as compared to other home insurance policies for the same coverage is about the same. I would rate my insurance as a 3.
Date: June 05, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Male
Customer Service
My home insurance is fairly easy normally. I would rate it about a 4 there is nothing wrong I just wonder if there apps were friendly. The customer service representatives.
Allstate Home Insurance Reviews
Date: January 11, 2020 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I love customer service they are good to me and helpful
Date: July 12, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
My experience with Allstate has been very pleasant thus far. They have been very professional, while also treating me like family. I feel that I can trust them with my assets.
AAA Home Insurance Reviews
Date: September 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I think AAA has a good variety of options for home insurance. I don't know what every brand has to offer, but they have different rates, and different ways to insure that will please a variety of people.
Progressive Home Insurance Reviews
Date: July 23, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
Insurance and options seem pretty standard these days. The only difference is if you have multiple products form a single company and what deal they'll cut for you.