Gavop shows you how to buy homeowners insurance in Chesapeake Ranch Estates, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $77,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $181,000 | $160,000 | $200,000-$250,000 |
| 3 Bedroom | $210,000 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $323,000 | $260,000 | $350,000-$400,000 |
| 5 Bedroom | $459,000 | $380,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $632 |
| Home and Two Car | -$117 | $570 |
| Home and Three Car | -$158 | $529 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Calvert County | $2,000 | $1,053 | $3,053 | $765 | $2,765 | $288 |
| Chesapeake Ranch Estates, MD | $700 | $679 | $1,379 | $493 | $1,193 | $186 |
| St. Leonard, MD | $300 | $1,393 | $1,693 | $1,012 | $1,312 | $381 |
| Huntingtown, MD | $1,500 | $1,430 | $2,930 | $1,039 | $2,539 | $391 |
| Bivalve, MD | $100 | $883 | $983 | $642 | $742 | $241 |
| Melwood, MD | $2,500 | $881 | $3,381 | $640 | $3,140 | $241 |
| Glassmanor, MD | $400 | $681 | $1,081 | $495 | $895 | $186 |
| Anne Arundel County, MD | $1,500 | $1,050 | $2,550 | $763 | $2,263 | $287 |
| Coral Hills, MD | $100 | $661 | $761 | $481 | $581 | $181 |
| Lancaster County, VA | $1,500 | $759 | $2,259 | $551 | $2,051 | $207 |
| Home Insurance Company Chesapeake Ranch Estates, MD | Homeowners Insurance Agency Chesapeake Ranch Estates, MD | Address | Popularity Score | Distance from Chesapeake Ranch Estates (miles) |
|---|---|---|---|---|
| Travelers | Jack Martin Insurance Advisors | 111 Forbes Street, Annapolis, MD, 21401 | 43.8 | |
| State Farm | James Brown | 5211 Auth Rd Ste 204, Suitland, MD, 20746-4339 | 42.0 | |
| Allstate | Porter & Brooks Insurance Group | 10903 Indian Head Hwy Ste 305, Fort Washington, MD, 20744 | 40.9 | |
| State Farm | Ken Lemmert | 16004 Crain Hwy Unit C, Brandywine, MD, 20613-8046 | 32.9 | |
| Allstate | Phillip Grossmiller | 1053 Maryland Route 3 N Ste E, Gambrills, MD, 21054 | 48.4 | |
| State Farm | Phil Riehl | 23131 Three Notch Road, California, MD, 20619-2414 | 6.7 | |
| Erie | Mathes Insurance Advisors Inc. | 133 Defense Hwy Suite 101, Annapolis, MD, 21401 | 43.9 | |
| State Farm | Greg Conklin | 6231 Crain Hwy, La Plata, MD, 20646-4266 | 32.5 | |
| Travelers | Jetmore Insurance Group Inc | 9545 Hg Trueman Rd, Lusby, MD, 20657 | 3.9 | |
| Travelers | Kurek Insurance Associates Inc | 1997 Annapolis Exchange Pkwy Ste 300, Annapolis, MD, 21401 | 44.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Calvert County, MD | $347,200 | $1,066 | $840 | $1,340 | $500 |
| Chesapeake Ranch Estates, MD | $203,800 | $687 | $540 | $870 | $330 |
| St. Leonard, MD | $419,800 | $1,410 | $1,110 | $1,780 | $670 |
| Huntingtown, MD | $428,100 | $1,447 | $1,140 | $1,820 | $680 |
| Bivalve, MD | $244,400 | $894 | $710 | $1,130 | $420 |
| Melwood, MD | $243,100 | $892 | $700 | $1,120 | $420 |
| Glassmanor, MD | $205,800 | $690 | $540 | $870 | $330 |
| Anne Arundel County, MD | $346,000 | $1,063 | $840 | $1,340 | $500 |
| Coral Hills, MD | $192,000 | $669 | $530 | $840 | $310 |
| Lancaster County, VA | $226,900 | $768 | $560 | $1,050 | $490 |