Gavop shows you how to buy homeowners insurance in South Londonderry, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $74,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $237,500 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $314,500 | $250,000 | $250,000-$300,000 |
| 4 Bedroom | $385,000 | $340,000 | $400,000-$500,000 |
| 5 Bedroom | $279,500 | $250,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $582 |
| Superior Protection Discount | -$72 | $646 |
| Fire & Security Discount | -$50 | $668 |
| Hail Resistant Roof Discount | -$22 | $697 |
| Newly Constructed Home Discount | -$158 | $560 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lebanon County | $1,500 | $707 | $2,207 | $514 | $2,014 | $193 |
| South Londonderry, PA | $1,000 | $710 | $1,710 | $516 | $1,516 | $194 |
| South Lebanon, PA | $100 | $680 | $780 | $494 | $594 | $186 |
| Lower Paxton, PA | $2,000 | $647 | $2,647 | $470 | $2,470 | $177 |
| Lancaster County, PA | $200 | $754 | $954 | $548 | $748 | $206 |
| Middle Paxton, PA | $1,000 | $778 | $1,778 | $565 | $1,565 | $212 |
| Gratz, PA | $300 | $622 | $922 | $452 | $752 | $170 |
| Carlisle, PA | $700 | $696 | $1,396 | $505 | $1,205 | $190 |
| New Freedom, PA | $500 | $939 | $1,439 | $682 | $1,182 | $257 |
| Orwigsburg, PA | $2,000 | $704 | $2,704 | $512 | $2,512 | $193 |
| New London, PA | $100 | $820 | $920 | $596 | $696 | $224 |
| West Penn, PA | $1,500 | $766 | $2,266 | $556 | $2,056 | $209 |
| Home Insurance Company South Londonderry, PA | Homeowners Insurance Agency South Londonderry, PA | Address | Popularity Score | Distance from South Londonderry (miles) |
|---|---|---|---|---|
| Farmers | Nora Hoffman | 32 W Main St, Palmyra, PA, 17078 | 5.5 | |
| State Farm | Dick Morrett | 548 Maple St, Lebanon, PA, 17046-2961 | 10.0 | |
| Nationwide | Steven Edward Lewis Agency | 244 Manor Ave, Millersville, PA, 17551 | 18.6 | |
| State Farm | Tom Sweeney | 14 Market Sq, Manheim, PA, 17545-2430 | 9.4 | |
| Allstate | Rory Quinn | 60 Pottstown Pike, Eagle, PA, 19480 | 46.6 | |
| Travelers | American Insuring Group Ltd | 37 W Lancaster Ave, Shillington, PA, 19607 | 30.6 | |
| Erie | Strock Insurance | 34 W Penn Avenue, Cleona, PA, 17042 | 7.6 | |
| State Farm | Marlin Bollinger | 55 S Main St Ste 1, Red Lion, PA, 17356-2132 | 23.6 | |
| State Farm | Dana Vaughan | 1265 Lititz Pike, Lancaster, PA, 17601-4339 | 17.6 | |
| State Farm | Chad Durniak | 990 Isabel Dr, Lebanon, PA, 17042-7483 | 8.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,050 | $540 |
| Lebanon County, PA | $166,600 | $716 | $480 | $990 | $510 |
| South Londonderry, PA | $230,400 | $718 | $500 | $1,010 | $510 |
| South Lebanon, PA | $167,800 | $688 | $470 | $980 | $510 |
| Lower Paxton, PA | $189,000 | $654 | $470 | $900 | $430 |
| Lancaster County, PA | $193,200 | $763 | $540 | $1,090 | $550 |
| Middle Paxton, PA | $193,400 | $787 | $540 | $1,090 | $550 |
| Gratz, PA | $114,700 | $630 | $430 | $870 | $440 |
| Carlisle, PA | $176,800 | $704 | $510 | $960 | $450 |
| New Freedom, PA | $277,700 | $950 | $660 | $1,310 | $650 |
| Orwigsburg, PA | $153,600 | $713 | $510 | $1,010 | $500 |
| New London, PA | $357,100 | $830 | $610 | $1,170 | $560 |
| West Penn, PA | $186,700 | $775 | $550 | $1,090 | $540 |