How Can I Make My La Vernia, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in La Vernia, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your La Vernia, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $49,500 $40,000 $25,000-$50,000
2 Bedroom $127,500 $110,000 $100,000-$125,000
3 Bedroom $119,000 $110,000 $100,000-$125,000
4 Bedroom $156,500 $130,000 $150,000-$175,000
5 Bedroom $405,000 $350,000 $350,000-$400,000

Estimate your Savings with Home Insurance Discounts in La Vernia, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$136 $836
Superior Protection Discount -$88 $885
Fire & Security Discount -$107 $865
Hail Resistant Roof Discount -$19 $953
Newly Constructed Home Discount -$214 $758

Choose your La Vernia, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,733
Physical Damage $2,319
Hail Damage $4,665
Wind Damage $6,178
Expensive Claims
Fire $45,570
Smoke $17,054

Identify Top Home Insurance Agents near La Vernia, TX | Back to Top

Home Insurance Company La Vernia, TX Homeowners Insurance Agency La Vernia, TX Address Popularity Score Distance from La Vernia (miles)
Farmers Clarence Waiters 1501 S New Braunfels Ave, San Antonio, TX, 78210
23.2
Travelers Expedient Insurance Agency Llc 19206 Huebner Rd Ste 101b, San Antonio, TX, 78258
32.6
Travelers Leal Insurance Services 118 Broadway Ste 621, San Antonio, TX, 78205
25.1
Travelers Phil Huizar Insurance Agency 16170 Jones Maltsberger Rd Ste 103, San Antonio, TX, 78247
27.7
State Farm Chuck Laubach 14425 Brook Hollow Blvd, San Antonio, TX, 78232-3800
28.9
State Farm Alex Hartman 1420 Schertz Pkwy Ste 170, Schertz, TX, 78154-1668
19.5
Farmers Justine Gonzales 11888 Starcrest Dr Ste 114, San Antonio, TX, 78247
27.1
State Farm Sarah Williams 11862 Bandera Rd, Helotes, TX, 78023-4132
38.4
Allstate Mitchell Biggs 7535 Fm 78 Ste A, San Antonio, TX, 78244
18.7
Farmers David Garcia 2115 Bandera Rd, San Antonio, TX, 78228
31.4

Compare Rates for La Vernia, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Wilson County, TX $170,600 $1,428 $940 $2,200 $1,260
La Vernia, TX $178,800 $972 $640 $1,500 $860
Marion, TX $84,700 $1,445 $950 $2,230 $1,280
Converse, TX $140,200 $955 $630 $1,470 $840
Poth, TX $150,300 $1,706 $1,130 $2,630 $1,500
Gillett, TX $220,800 $1,880 $1,240 $2,900 $1,660
Smiley, TX $55,200 $1,273 $840 $1,960 $1,120
San Antonio North, TX $243,300 $1,544 $1,020 $2,380 $1,360
Karnes City, TX $87,000 $1,457 $960 $2,240 $1,280
Comal County, TX $244,100 $1,304 $860 $2,010 $1,150
Redwood, TX $60,100 $1,304 $860 $2,010 $1,150