Gavop shows you how to buy homeowners insurance in Berkshire County, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Berkshire County, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| West Ave, Mandalay Rd, Greylock Ave, Wood St, S Onota St, Sheffield Egremont Rd, Clarendon St, Beach Rd, Hickey Rd, Maloney St | $276,000 | $240,000 | $250,000-$300,000 | $248,000 | $210,000 | $250,000-$300,000 |
| Clayton Rd, Greylock Rd, Pease Ter, Hooker St, Davis St, Frost Rd, E Mountain Rd, Algerie Rd, Foremans Ln, Churchill St | $113,500 | $110,000 | $100,000-$125,000 | $104,000 | $90,000 | $75,000-$100,000 |
| Academy St, Musterfield Hts, Pearl St, Acorn St, Fern Hill Rd, Hurlbut St, Wheeler Ave, Jericho Rd, Flaherty Rd, Dan Fox Dr | $157,000 | $140,000 | $150,000-$175,000 | $106,000 | $90,000 | $75,000-$100,000 |
| New Marlboro Sandisfield Rd, Churchill Rd, Bunce Rd N, Birch Mt Ln, Jarvis St, Davis Ln, Warden Dr, Worthington Rd, Lake Buel Rd, Tramway Dr | $343,500 | $300,000 | $350,000-$400,000 | $235,000 | $220,000 | $200,000-$250,000 |
| Allessio St, Cook St, Quarry St, Church Ln, Miner Rd, Grove Rd, Wexford Ct, Roberts Rd, N Houghton St, Chestnut Ridge Rd | $207,000 | $180,000 | $150,000-$175,000 | $158,500 | $130,000 | $125,000-$150,000 |
| Grace Ct, Clovis St, Squire Ln, Ed Jones Rd, S State St, Whitman St, Wells Park, Harris St, W View Rd, Richardson St | $275,000 | $260,000 | $300,000-$350,000 | $252,000 | $240,000 | $200,000-$250,000 |
| Cliff Ave, Burns St, Sawdust Rd, Tyne Rd, Britton St, Alpine Trl, Ramsey Ave, Berkshire Dr, Wabasso St, Heartwood Ln | $220,000 | $210,000 | $200,000-$250,000 | $128,500 | $110,000 | $100,000-$125,000 |
| Lakeway Dr, Windflower Way, Mallard Cove, Y M C A Rd, Greenings Ave, Pill Dr, Foote Ave, Charisma Dr, Stafford Hill, Ridge Rd | $245,000 | $210,000 | $250,000-$300,000 | $176,000 | $160,000 | $150,000-$175,000 |
| S Main St, Millard Ave, Foucher Ave, Katie's Way, Stillwell Ave, Giovina Dr, Sisson Hill Rd, Juliann Dr, N Housatonic Ct, Clifden Ct | $113,000 | $100,000 | $100,000-$125,000 | $122,000 | $110,000 | $100,000-$125,000 |
| Danforth Ave, Mill River Southfield Rd, Orlando Ave, David Dr, E Alford St, Merrill Rd, E Hill Rd, Garfield Ave, Mohawk Lake Rd, Stanley Rd | $167,500 | $140,000 | $150,000-$175,000 | $147,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $755 |
| Superior Protection Discount | -$92 | $829 |
| Fire & Security Discount | -$83 | $838 |
| Hail Resistant Roof Discount | -$18 | $902 |
| Newly Constructed Home Discount | -$203 | $718 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Berkshire County | $2,000 | $910 | $2,910 | $661 | $2,661 | $249 |
| Berkshire County, MA | $2,500 | $910 | $3,410 | $661 | $3,161 | $249 |
| Dalton, MA | $300 | $762 | $1,062 | $554 | $854 | $208 |
| Plainfield, MA | $2,500 | $1,038 | $3,538 | $755 | $3,255 | $284 |
| Taghkanic, NY | $400 | $1,171 | $1,571 | $851 | $1,251 | $320 |
| Holyoke, MA | $2,000 | $866 | $2,866 | $629 | $2,629 | $237 |
| Gallatin, NY | $400 | $1,174 | $1,574 | $853 | $1,253 | $321 |
| Germantown, NY | $700 | $898 | $1,598 | $653 | $1,353 | $245 |
| Amenia, NY | $300 | $936 | $1,236 | $680 | $980 | $256 |
| Kent, CT | $1,500 | $1,495 | $2,995 | $1,086 | $2,586 | $409 |
| Monson, MA | $100 | $856 | $956 | $622 | $722 | $234 |
| Washington, CT | $1,500 | $1,894 | $3,394 | $1,376 | $2,876 | $518 |
| Home Insurance Company Berkshire County, MA | Homeowners Insurance Agency Berkshire County, MA | Address | Popularity Score | Distance from Berkshire County (miles) |
|---|---|---|---|---|
| Travelers | Colt Insurance Agency Inc | 101 South Street, Pittsfield, MA, 1201 | 5.3 | |
| Liberty Mutual Independent | Moulton Insurance Agency Inc | 143 West St, Ware, MA, 1082 | 50.0 | |
| Travelers | Colt Insurance Agency Inc | 101 South St, Pittsfield, MA, 1201 | 5.4 | |
| Liberty Mutual Independent | Berkshire Insurance Group | 66 West St 4th Fl, Pittsfield, MA, 1201 | 5.5 | |
| Liberty Mutual Independent | Berkshire Insurance Group | 66 West St Fl 4, Pittsfield, MA, 1201 | 5.5 | |
| Travelers | Crimmins Graveline Insurance | 1382 Main St, Palmer, MA, 1069 | 47.8 | |
| Travelers | Forrest Insurance Agency | 603 N Main St , East Longmeadow, MA, 1028 | 40.3 | |
| Travelers | Coakley-P-D-C Ins Agcy Inc | 111 Silver Lake Blvd, Pittsfield, MA, 1201 | 5.4 | |
| Travelers | Berkshire Fairfield Insurance Agency Llc | 128 South St, Pittsfield, MA, 1202 | 5.3 | |
| Travelers | Goss & Mclain Insurance Agcy | 474 Appleton St, Holyoke, MA, 1040 | 32.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $970 | $1,960 | $990 |
| Berkshire County, MA | $203,300 | $921 | $660 | $1,310 | $650 |
| Berkshire County, MA | $203,300 | $921 | $670 | $1,300 | $630 |
| Dalton, MA | $184,600 | $771 | $530 | $1,100 | $570 |
| Plainfield, MA | $241,700 | $1,051 | $750 | $1,490 | $740 |
| Taghkanic, NY | $297,000 | $1,185 | $870 | $1,640 | $770 |
| Holyoke, MA | $182,700 | $876 | $640 | $1,200 | $560 |
| Gallatin, NY | $297,500 | $1,188 | $870 | $1,630 | $760 |
| Germantown, NY | $238,400 | $909 | $610 | $1,280 | $670 |
| Amenia, NY | $247,500 | $947 | $640 | $1,320 | $680 |
| Kent, CT | $363,700 | $1,513 | $1,070 | $2,160 | $1,090 |
| Monson, MA | $234,200 | $867 | $620 | $1,200 | $580 |
| Washington, CT | $465,900 | $1,917 | $1,360 | $2,630 | $1,270 |