Gavop shows you how to buy homeowners insurance in Santa Clara County, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Santa Clara County, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Springpath Ln, Hopkins Ave, Gum Tree Ln, Gibbons Ct, Cimarron Dr, Birch Lake Ct, Higuera Highland Ln, Toyon Dr, Suncrest Ave, Red Oak Dr E | $677,500 | $560,000 | $600,000-$700,000 | $569,000 | $530,000 | $600,000-$700,000 |
| Harmon Ave, Canterbury Way, Terstena Pl, Newport Ave, Colony Crest Dr, Carriage Cove Ct, Orleans Dr, Neston Way, Mount Hamilton Rd, Mammini Ct | $451,000 | $390,000 | $400,000-$500,000 | $282,000 | $250,000 | $200,000-$250,000 |
| Adonis Ct, Suttergate Ct, Shady View Ln, Alberta Ave, San Andreas Dr, Dee St, Cavalier Ct, Palm Beach Way, Raquel Ct, Apollo Dr | $479,000 | $390,000 | $500,000-$600,000 | $224,500 | $180,000 | $175,000-$200,000 |
| Alta Mesa Ave, Dorrance Ct, Amberwood Ln, Palmwell Way, Via Roncole, Prunedale Rd, Didion Ct, la Rhee Dr, Llagas Ave, Durant Ave | $359,500 | $290,000 | $250,000-$300,000 | $259,500 | $210,000 | $250,000-$300,000 |
| Farringdon Ct, Jollyman Dr, Longwood Ln, Duttonwood Ln, Bava Ct, Davis St, Coronet Dr, Alicante Dr, Byrne Park Ln, Lora Dr | $775,500 | $690,000 | $800,000-$900,000 | $641,000 | $530,000 | $600,000-$700,000 |
| Redwood Dr, Noreen Dr, Hermitage St, Peartree Ln, Parsons Ave, Fulton Ct, Oakland Ave, Ashton Ln, Rio Grande Dr, Poplar Ave | $985,000 | $910,000 | $800,000-$900,000 | $626,500 | $510,000 | $600,000-$700,000 |
| Parkmoor Ave, Cll Larga, Islay Ct, Lark Way, Drysdale Ct, Butte Ct, County Down Way, Wawona Dr, Harwell Ct, Leeds Ave | $916,000 | $810,000 | More than 10,000,000 | $700,500 | $570,000 | $600,000-$700,000 |
| Valdez Pl, Laurel Rd, Neet Ave, McKean Ct, Seminole Way, Highwood Dr, Elena Rd, Stone Glen Ct, Aberdeen Ct, Eigleberry St | $694,500 | $560,000 | $700,000-$800,000 | $535,500 | $440,000 | $400,000-$500,000 |
| Cheltenham Pl, Kirkwall Pl, Hill Ave, Oregon Expy, San Antonio Ct, Golden Meadow Sq, Golden Oak Ct, Alessi Ct, Klune Ct, Thomas Dr | $1,057,500 | $940,000 | More than 10,000,000 | $820,500 | $760,000 | $800,000-$900,000 |
| Serpentine Ct, N Fairoaks Ave, Wellington Ct, N Hillview Dr, Fulton Ct, Sanborn Rd, Beltane Dr, Lanark Ln, Vista del Monte Ct, Satinwood Dr | $791,000 | $680,000 | $700,000-$800,000 | $583,000 | $550,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$226 | $1,281 |
| Superior Protection Discount | -$136 | $1,371 |
| Fire & Security Discount | -$105 | $1,401 |
| Hail Resistant Roof Discount | -$30 | $1,476 |
| Newly Constructed Home Discount | -$392 | $1,115 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Santa Clara County | $2,000 | $1,489 | $3,489 | $1,082 | $3,082 | $407 |
| Santa Clara County, CA | $1,500 | $1,489 | $2,989 | $1,082 | $2,582 | $407 |
| Day Valley, CA | $300 | $2,179 | $2,479 | $1,583 | $1,883 | $595 |
| West Santa Clara, CA | $1,500 | $771 | $2,271 | $561 | $2,061 | $211 |
| Aromas, CA | $300 | $1,539 | $1,839 | $1,119 | $1,419 | $421 |
| Bonny Doon, CA | $1,500 | $2,185 | $3,685 | $1,588 | $3,088 | $597 |
| Stanford, CA | $200 | $924 | $1,124 | $672 | $872 | $253 |
| Portola Valley, CA | $700 | $815 | $1,515 | $592 | $1,292 | $223 |
| Atherton, CA | $500 | $933 | $1,433 | $678 | $1,178 | $255 |
| Tassajara, CA | $400 | $934 | $1,334 | $679 | $1,079 | $255 |
| Del Rey Oaks, CA | $700 | $1,586 | $2,286 | $1,152 | $1,852 | $433 |
| Home Insurance Company Santa Clara County, CA | Homeowners Insurance Agency Santa Clara County, CA | Address | Popularity Score | Distance from Santa Clara County (miles) |
|---|---|---|---|---|
| Allstate | Annie Dang | 521 Charcot Ave Ste 109, San Jose, CA, 95131 | 16.6 | |
| State Farm | Ilda Mitchel | 5988 Silver Crk Vly Rd Ste 60, San Jose, CA, 95138-1077 | 5.8 | |
| State Farm | Wayne Weathers | 35 Bayhill Shopping Center, San Bruno, CA, 94066-2901 | 49.2 | |
| Farmers | Paul Curiel | 2670 S White Rd Ste 90, San Jose, CA, 95148 | 9.5 | |
| State Farm | Andre Nguyen | 4990 Speak Ln Ste 220, San Jose, CA, 95118-2700 | 10.7 | |
| Farmers | Dave Molinari | 6110 Camino Verde Dr Ste 5, San Jose, CA, 95119 | 6.2 | |
| State Farm | Mario Quezada | 441 N 1st St, San Jose, CA, 95112-4019 | 14.1 | |
| State Farm | Hector Flamenco | 956 Main St, Redwood City, CA, 94063-1996 | 34.6 | |
| Allstate | Linh Ngo | 2670 S White Rd Ste 125, San Jose, CA, 95148 | 9.5 | |
| State Farm | Al Olseen | 3267 S White Rd, San Jose, CA, 95148-4056 | 8.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Santa Clara County, CA | $829,600 | $1,507 | $1,110 | $2,050 | $940 |
| Santa Clara County, CA | $829,600 | $1,507 | $1,110 | $2,050 | $940 |
| Day Valley, CA | $815,700 | $2,205 | $1,630 | $3,000 | $1,370 |
| West Santa Clara, CA | $2,000,001 | $781 | $580 | $1,060 | $480 |
| Aromas, CA | $522,200 | $1,558 | $1,150 | $2,120 | $970 |
| Bonny Doon, CA | $819,300 | $2,212 | $1,640 | $3,010 | $1,370 |
| Stanford, CA | $1,591,300 | $935 | $690 | $1,270 | $580 |
| Portola Valley, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Atherton, CA | $2,000,001 | $944 | $700 | $1,280 | $580 |
| Tassajara, CA | $894,000 | $945 | $700 | $1,290 | $590 |
| Del Rey Oaks, CA | $541,900 | $1,605 | $1,190 | $2,180 | $990 |