Gavop's guide to buying homeowners insurance in Garfield charter, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Garfield charter, MI - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Freedom Rd, Alcor Dr, Parker Pl, Case Ct, S Oak St, N Elmwood Ave, Hughes Dr, Lake Ridge Cir, Roman Dr, Farm Ridge Ct | $153,000 | $130,000 | $175,000-$200,000 | $202,500 | $170,000 | $200,000-$250,000 |
| Buttermilk Loop, Lexington Dr, Division St, N East Silver Lake Rd, Silver Lake Rd, Park St, Franke Rd, S Dennis Pl, Hammond Rd W, la Casita Ave | $164,000 | $150,000 | $150,000-$175,000 | $206,500 | $180,000 | $200,000-$250,000 |
| Candlewood Ln, Marykris Ln, Rennie St, Eastgate Pl, Beitner Rd, Pinehurst Trl, Heartland Dr S, Silver Pines Rd, Country Cove, River Ridge Dr | $120,000 | $100,000 | $125,000-$150,000 | $115,500 | $110,000 | $100,000-$125,000 |
| S Oak St, Joseph Ct, Three Mile Rd S, Exodus Dr, Holly St, Brook Dr, Jennifer Ln, W 10th St, Scruffy Trl, Breezehill Dr | $123,500 | $110,000 | $100,000-$125,000 | $109,000 | $100,000 | $100,000-$125,000 |
| Stoney Alle, Wysong Rd, Cass Rd, S Creek Rd, Morningside Dr, Ellis Lake Rd, Silver Farms Ln, Manhattan W, Silver Hills Ln, Lodge Pine Ln | $135,500 | $130,000 | $150,000-$175,000 | $182,000 | $170,000 | $125,000-$150,000 |
| Scenic Ridge, Terrace Dr, Pinespar Trl, W 15th St, Honeysuckle Dr, Cherrywood Dr, Donna Ct, Heatherwood E, Boardman Plains Rd E, Cottage View Dr | $124,000 | $110,000 | $100,000-$125,000 | $225,500 | $180,000 | $200,000-$250,000 |
| Bass Bay Ct, N Royal Dr, Richard Pl, Sandia Pl, Loons Call Dr, Old Long Lake Rd, Lake Ave, Memorial South Cmns, Rosebud Ct, Mizar Ct | $174,500 | $150,000 | $150,000-$175,000 | $248,500 | $200,000 | $200,000-$250,000 |
| Andrew Weizer Dr, Russ Noble Dr, Thornapple Ln, Broadview Ter, Jay Rogers Ct, Silver Lake Shores Rd, Barnes Rd, Appollo Lake Ln, Stone Ridge Ct, S Division St | $75,000 | $60,000 | $50,000-$75,000 | $105,000 | $90,000 | $100,000-$125,000 |
| Hope St, Silver Cove Dr, Forest Ridge Dr, Greenbrier Dr, Timbers Trl, Northridge Dr, Sunset Ln, Wilsey Rd, Duke Hollow, Collier Rd | $143,500 | $130,000 | $125,000-$150,000 | $211,500 | $190,000 | $200,000-$250,000 |
| Greenwich Ln, Cedar Dr, Sugar Bush Run, Bellflower Trl, Apple Blossom Dr, Summit View Dr, Courtney Pl, Hazelnut Ct, Foxfire Dr, E Grandview Pkwy | $149,500 | $130,000 | $150,000-$175,000 | $122,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $561 |
| Superior Protection Discount | -$69 | $624 |
| Fire & Security Discount | -$62 | $631 |
| Hail Resistant Roof Discount | -$21 | $672 |
| Newly Constructed Home Discount | -$139 | $554 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Grand Traverse County | $700 | $802 | $1,502 | $583 | $1,283 | $219 |
| Garfield charter, MI | $700 | $685 | $1,385 | $498 | $1,198 | $187 |
| Marilla, MI | $100 | $792 | $892 | $576 | $676 | $217 |
| Caldwell, MI | $2,500 | $727 | $3,227 | $528 | $3,028 | $199 |
| Leelanau, MI | $500 | $993 | $1,493 | $722 | $1,222 | $271 |
| Antrim County, MI | $2,000 | $661 | $2,661 | $480 | $2,480 | $181 |
| Eastport, MI | $500 | $835 | $1,335 | $607 | $1,107 | $228 |
| Caberfae, MI | $2,000 | $741 | $2,741 | $539 | $2,539 | $203 |
| Bear Lake, MI | $100 | $758 | $858 | $551 | $651 | $207 |
| Cadillac, MI | $1,000 | $615 | $1,615 | $447 | $1,447 | $168 |
| East Jordan, MI | $200 | $670 | $870 | $487 | $687 | $183 |
| Clam Union, MI | $1,000 | $736 | $1,736 | $535 | $1,535 | $201 |
| Home Insurance Company Garfield charter, MI | Homeowners Insurance Agency Garfield charter, MI | Address | Popularity Score | Distance from Garfield charter (miles) |
|---|---|---|---|---|
| Travelers | Global Marine Insurance Agency | 12935 S. West Bay Shore Dr 12935 S. West Bay Shore Dr , Traverse City, MI, 49684 | 4.8 | |
| Travelers | Global Marine Insurance Agency | 12935 S W Bayshore Dr Ste 205, Traverse City, MI, 49684 | 4.9 | |
| State Farm | Tim Collins | 4001 Us Highway 31 S Ste B, Traverse City, MI, 49685-6947 | 3.5 | |
| State Farm | Susan Rauser | 874 E Eighth St, Traverse City, MI, 49686-2759 | 3.3 | |
| Allstate | John Weber | 2301 Garfield Rd N, Traverse City, MI, 49686 | 2.3 | |
| Liberty Mutual Independent | Peterson Mcgregor & Associates | 1368 Business Park Dr, Traverse City, MI, 49686 | 4.8 | |
| State Farm | Shelby Henry | 8998 E 34 Rd # D, Cadillac, MI, 49601-8121 | 32.7 | |
| Allstate | Patricia Bryan | 3298 Veterans Dr Ste 1, Traverse City, MI, 49684 | 0.9 | |
| State Farm | Mary Sturdevant | 306 W Parkdale Ave, Manistee, MI, 49660-1132 | 45.4 | |
| State Farm | Scott Tilford | 4340 3 Mile Rd N, Traverse City, MI, 49686-9196 | 4.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $560 | $1,090 | $530 |
| Grand Traverse County, MI | $183,000 | $812 | $540 | $1,150 | $610 |
| Garfield charter, MI | $174,100 | $693 | $510 | $990 | $480 |
| Marilla, MI | $156,300 | $802 | $580 | $1,100 | $520 |
| Caldwell, MI | $109,600 | $736 | $510 | $1,050 | $540 |
| Leelanau, MI | $285,800 | $1,005 | $680 | $1,380 | $700 |
| Antrim County, MI | $151,500 | $669 | $480 | $940 | $460 |
| Eastport, MI | $189,300 | $845 | $620 | $1,170 | $550 |
| Caberfae, MI | $118,800 | $750 | $530 | $1,070 | $540 |
| Bear Lake, MI | $130,200 | $767 | $510 | $1,050 | $540 |
| Cadillac, MI | $71,100 | $622 | $440 | $880 | $440 |
| East Jordan, MI | $75,800 | $678 | $460 | $930 | $470 |
| Clam Union, MI | $115,400 | $745 | $510 | $1,030 | $520 |