Gavop shows you how to buy homeowners insurance in Newport County, RI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $80,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $199,500 | $170,000 | $200,000-$250,000 |
| 3 Bedroom | $372,000 | $310,000 | $300,000-$350,000 |
| 4 Bedroom | $278,500 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $621,500 | $570,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$253 | $1,152 |
| Superior Protection Discount | -$141 | $1,265 |
| Fire & Security Discount | -$126 | $1,279 |
| Hail Resistant Roof Discount | -$28 | $1,377 |
| Newly Constructed Home Discount | -$295 | $1,110 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Newport County | $2,000 | $1,388 | $3,388 | $1,009 | $3,009 | $379 |
| Newport County, RI | $1,000 | $1,388 | $2,388 | $1,009 | $2,009 | $379 |
| Johnston, RI | $100 | $849 | $949 | $617 | $717 | $232 |
| Greene, RI | $2,500 | $1,332 | $3,832 | $968 | $3,468 | $364 |
| Rochester, MA | $500 | $965 | $1,465 | $702 | $1,202 | $264 |
| Chilmark, MA | $2,500 | $605 | $3,105 | $440 | $2,940 | $165 |
| North Falmouth, MA | $300 | $2,195 | $2,495 | $1,595 | $1,895 | $600 |
| Poquonock Bridge, CT | $2,000 | $853 | $2,853 | $620 | $2,620 | $233 |
| Canterbury, CT | $400 | $782 | $1,182 | $568 | $968 | $214 |
| Edgartown, MA | $700 | $2,804 | $3,504 | $2,038 | $2,738 | $766 |
| Popponesset, MA | $400 | $2,552 | $2,952 | $1,855 | $2,255 | $697 |
| Walpole, MA | $1,000 | $1,060 | $2,060 | $770 | $1,770 | $290 |
| Home Insurance Company Newport County, RI | Homeowners Insurance Agency Newport County, RI | Address | Popularity Score | Distance from Newport County (miles) |
|---|---|---|---|---|
| Travelers | Triton Insurance Agency | Newport Shipyard One Washington St, Newport, RI, 2840 | 2.1 | |
| Travelers | Paquin Insurance | 651 Main Road, Tiverton, RI, 2878 | 11.6 | |
| Nationwide | Roy L Souza | 999 West Main Rd, Middletown, RI, 02842-6384 | 1.9 | |
| Allstate | Michael Kehew | 1224 W Main Rd, Middletown, RI, 2842 | 2.1 | |
| Travelers | The Insurance Center Inc | 91 Tollgate Rd, Warwick, RI, 2886 | 16.6 | |
| Allstate | George Martlandiii | 190 E Main Rd, Middletown, RI, 2842 | 1.2 | |
| Travelers | The Insurance Center Inc | 91 Toll Gate Rd, Warwick, RI, 2886 | 16.5 | |
| Allstate | John Norcia | 1060 Tiogue Ave, Coventry, RI, 2816 | 19.4 | |
| Liberty Mutual Independent | The Ins Center Inc | 91 Toll Gate Rd, Warwick, RI, 2886 | 16.5 | |
| Travelers | Newport Insurance Agency Inc - Rais | 460 East Main Road , Middletown, RI, 2842 | 1.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Rhode Island | $242,200 | $1,321 | $960 | $1,890 | $930 |
| Newport County, RI | $362,800 | $1,405 | $940 | $1,950 | $1,010 |
| Newport County, RI | $362,800 | $1,405 | $940 | $2,000 | $1,060 |
| Johnston, RI | $211,800 | $860 | $610 | $1,220 | $610 |
| Greene, RI | $249,700 | $1,348 | $930 | $1,930 | $1,000 |
| Rochester, MA | $386,300 | $977 | $700 | $1,390 | $690 |
| Chilmark, MA | $1,026,800 | $613 | $420 | $850 | $430 |
| North Falmouth, MA | $527,600 | $2,222 | $1,580 | $3,070 | $1,490 |
| Poquonock Bridge, CT | $147,600 | $863 | $630 | $1,180 | $550 |
| Canterbury, CT | $220,000 | $791 | $580 | $1,090 | $510 |
| Edgartown, MA | $728,000 | $2,838 | $1,960 | $3,890 | $1,930 |
| Popponesset, MA | $641,800 | $2,583 | $1,830 | $3,560 | $1,730 |
| Walpole, MA | $457,200 | $1,073 | $770 | $1,480 | $710 |