Gavop shows you how to buy homeowners insurance in Myrtle Grove, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $68,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $144,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $219,000 | $200,000 | $175,000-$200,000 |
| 4 Bedroom | $240,500 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $470,000 | $440,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$156 | $666 |
| Superior Protection Discount | -$74 | $749 |
| Fire & Security Discount | -$82 | $740 |
| Hail Resistant Roof Discount | -$25 | $798 |
| Newly Constructed Home Discount | -$214 | $609 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New Hanover County | $1,500 | $1,015 | $2,515 | $738 | $2,238 | $277 |
| Myrtle Grove, NC | $2,000 | $813 | $2,813 | $591 | $2,591 | $222 |
| Sea Breeze, NC | $500 | $1,181 | $1,681 | $858 | $1,358 | $323 |
| Carolina Beach, NC | $700 | $969 | $1,669 | $704 | $1,404 | $265 |
| Murraysville, NC | $400 | $797 | $1,197 | $579 | $979 | $218 |
| Porters Neck, NC | $2,000 | $989 | $2,989 | $719 | $2,719 | $270 |
| Navassa, NC | $200 | $688 | $888 | $500 | $700 | $188 |
| Holden Beach, NC | $700 | $1,648 | $2,348 | $1,198 | $1,898 | $450 |
| Holly Ridge, NC | $100 | $945 | $1,045 | $686 | $786 | $258 |
| Stump Sound, NC | $1,000 | $803 | $1,803 | $584 | $1,584 | $220 |
| Harrells, NC | $1,500 | $622 | $2,122 | $452 | $1,952 | $170 |
| Home Insurance Company Myrtle Grove, NC | Homeowners Insurance Agency Myrtle Grove, NC | Address | Popularity Score | Distance from Myrtle Grove (miles) |
|---|---|---|---|---|
| State Farm | Jonathan Calhoun | 432 Landmark Drive, Wilmington, NC, 28412-6310 | 5.0 | |
| State Farm | Rob Cutting | 432 Eastwood Rd Ste 100, Wilmington, NC, 28403-1873 | 8.3 | |
| State Farm | Amina Shade | 3001 Wrightsville Ave Ste B, Wilmington, NC, 28403-4106 | 7.2 | |
| State Farm | Cedric Dickerson | 5919 Oleander Dr Ste 104, Wilmington, NC, 28403-4757 | 6.4 | |
| Travelers | Coastal Insurance | 4625 Main St, Shallotte, NC, 28470 | 30.2 | |
| Liberty Mutual Independent | James E Moore Insurance Agency | 1508 Military Cutoff Rd Ste 104, Wilmington, NC, 28403 | 7.6 | |
| State Farm | Lisa Jones Johnson | 504 S Norwood St, Wallace, NC, 28466-1620 | 42.4 | |
| State Farm | Greg Ochipa | 1039 S College Rd Ste 105, Wilmington, NC, 28403-4434 | 6.4 | |
| State Farm | David Ward | 4818 New Centre Dr, Wilmington, NC, 28403-1618 | 8.3 | |
| State Farm | Thomas Murphy | 5525 Crlna Bch Rd, Wilmington, NC, 28412-2607 | 2.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,270 | $670 |
| New Hanover County, NC | $225,600 | $1,028 | $690 | $1,420 | $730 |
| Myrtle Grove, NC | $243,500 | $823 | $600 | $1,130 | $530 |
| Sea Breeze, NC | $257,000 | $1,195 | $820 | $1,640 | $820 |
| Carolina Beach, NC | $320,200 | $981 | $680 | $1,360 | $680 |
| Murraysville, NC | $179,400 | $806 | $540 | $1,150 | $610 |
| Porters Neck, NC | $380,700 | $1,001 | $730 | $1,390 | $660 |
| Navassa, NC | $114,400 | $696 | $500 | $950 | $450 |
| Holden Beach, NC | $396,500 | $1,668 | $1,180 | $2,390 | $1,210 |
| Holly Ridge, NC | $178,500 | $956 | $660 | $1,370 | $710 |
| Stump Sound, NC | $181,800 | $813 | $590 | $1,130 | $540 |
| Harrells, NC | $101,300 | $630 | $430 | $900 | $470 |