How Can I Make My Vancouver, WA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Vancouver, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Vancouver, WA Home Insurance Coverage Levels | Back to Top

Vancouver, WA - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
NE 5th Ct, NW 111th Loop, Santa Fe Dr, SE 180th Ave, SE 105th Ave, NE Sunnyside Dr, NE 91st Way, SE 24th St, Pasadena Way, NW 92nd St $342,500 $290,000 $350,000-$400,000 $226,500 $180,000 $200,000-$250,000
SE 196th Ave, NE 120th St, Bridge St, W 30th St, NE 35th Ct, Latourell Way, NE 62nd Ave, SE 22nd St, E 30th St, NE 9th Ave $257,500 $220,000 $250,000-$300,000 $125,500 $110,000 $125,000-$150,000
NW 84th Ct, NW 75th Cir, N V St, SE Maple Ave, SE 8th St, NE 36th Ct, NE 88th Pl, NE 117th St, NE 37th Ct, SE Meadow Park Dr $206,000 $190,000 $200,000-$250,000 $150,000 $140,000 $150,000-$175,000
W 35th Way, NE 40th Pl, N Knoxville Way, NW 121st St, NE 108th Cir, NE 94th Pl, SE 186th Ct, Garrison Ter, NE 92nd Cir, NE 78th St Exd $255,000 $230,000 $250,000-$300,000 $118,500 $110,000 $100,000-$125,000
NW Beech Ct, E 36th St, NW Mountlake Way, NW 137th St, T St, NW 166th Cir, SE 141st Ct, SE 36th St, SE East Ridge Dr, Fairmount Ave $342,000 $300,000 $350,000-$400,000 $247,000 $230,000 $250,000-$300,000
SE 150th Ct, NE 103rd Loop, SE 134th Ave, E 22nd St, NE 175th Ave, NW 116th St, Virginia Ln, NW Madrona St, NW 78th St, NW 3rd Pl $237,000 $200,000 $250,000-$300,000 $177,500 $150,000 $175,000-$200,000
Caples Ave, NE 148th Ct, P St, S Morrison Rd, Boulder Ave, NW 135th St, NE Mountview St, W 36th St, NW 51st St, Creston Ave $306,000 $290,000 $300,000-$350,000 $189,000 $170,000 $150,000-$175,000
W 45th St, E 32nd St, California Ct, Sherley Ave, SE 158th Ave, SE Mill Plain Rd, SE 186th Pl, NE 85th Dr, SE 131st Ave, NW 49th Ct $270,000 $230,000 $250,000-$300,000 $217,500 $200,000 $200,000-$250,000
John Ball Park, SE 99th Ave, NW 131st St, NE Delfel Rd, T St, SE 24th Cir, SE 11th Cir, Anderson St, E 12th St, W 42nd St $172,500 $160,000 $150,000-$175,000 $204,500 $180,000 $150,000-$175,000
New Mexico Dr, NE 61st Ct, NW 118th Cir, N Garrison Rd, NE 65th Pl, NW 142nd Way, NE 104th Way, NE 135th St, SE Shorewood Dr, McKinley Dr $304,000 $250,000 $250,000-$300,000 $204,500 $170,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Vancouver, WA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$120 $632
Superior Protection Discount -$68 $685
Fire & Security Discount -$75 $677
Hail Resistant Roof Discount -$23 $730
Newly Constructed Home Discount -$158 $595

Choose your Vancouver, WA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,975
Physical Damage $2,464
Hail Damage $4,853
Wind Damage $6,305
Expensive Claims
Fire $45,570
Smoke $16,051

Identify Top Home Insurance Agents near Vancouver, WA | Back to Top

Home Insurance Company Vancouver, WA Homeowners Insurance Agency Vancouver, WA Address Popularity Score Distance from Vancouver (miles)
State Farm Aaron Starwalt 916 Ne 112th Ave Ste 105, Vancouver, WA, 98684-5105
5.4
Travelers Davidson & Associates Insurance Agency Inc 610 Esther St Ste 101, Vancouver, WA, 98660
3.8
Allstate Ami Boal-Bennett 5403 E Mill Plain Blvd, Vancouver, WA, 98661
3.6
Farmers Sacha Amundson 1811 Main St Ste 203, Vancouver, WA, 98660
3.1
Farmers Karmen Ayres 3925 Ne 72nd Ave Ste 104, Vancouver, WA, 98661
2.9
State Farm Michael Harris 13317 Ne 12th Ave Ste 117, Vancouver, WA, 98685-2731
2.9
State Farm Brandon Rossman 13521 Se 3rd Way Ste 200, Vancouver, WA, 98684-6909
6.8
Farmers Gunnar Metzger 3925 Ne 72nd Ave Ste 104, Vancouver, WA, 98661
2.9
Allstate Karen Dooley 2700 Ne Andresen Rd Ste A5, Vancouver, WA, 98661
3.3
Allstate Dick Hannah Insurance Agency 3321 Ne Auto Mall Dr, Vancouver, WA, 98662
3.2

Compare Rates for Vancouver, WA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Washington $286,800 $809 $570 $1,150 $580
Clark County, WA $272,400 $767 $550 $1,100 $550
Vancouver, WA $260,400 $753 $550 $1,080 $530
West Slope, OR $472,900 $1,144 $840 $1,640 $800
Stafford, OR $805,000 $1,697 $1,240 $2,320 $1,080
Beavercreek, OR $374,800 $701 $500 $970 $470
Wilsonville, OR $399,200 $750 $530 $1,070 $540
Coast Range, OR $389,700 $730 $490 $1,010 $520
Gervais, OR $142,700 $509 $340 $720 $380
Carson-Underwood, WA $223,700 $730 $520 $1,040 $520
Castle Rock, WA $198,200 $648 $440 $900 $460
Labish Village, OR $155,200 $528 $390 $760 $370
Hood River County, OR $339,400 $643 $440 $910 $470

Research Home Insurance Companies Reviews in Vancouver, WA Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: September 20, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
I dont know how their policies differ, but mine includes loss protection for theft and actual replacement cost if house if destroyed.


Date: April 04, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I took the best one from this company policies.comparing to the other policies these company policies are a step below.

Date: December 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
My customer service is wonderful. I feel like when I call them, they already know the problem I have and it is easy and painless for them to solve.

Date: October 01, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
When I first bought my house I had to deal with my agent frequently. He was always very helpful and answered any questions I had about my policy. I have not had to speak with him since then.

Date: September 24, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The premium is average for homes in my area and the insurance coverage is enough to rebuild my home back to where it stands in the event of a total loss.

Date: September 21, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
My agent told me I had everything I needed to cover anything that could go wrong. Storm damages, repair from water damage from plumbing etc.


Date: September 17, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
In our home insurance policy, our home itself is covered, but we also have belongings covered and additional riders for certain objects.


Date: September 13, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
When I bought my house, I chose the insurance the cheapest with the most coverage. I am satisfied with the insurance I chose.

Date: August 24, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
I haven't used the company's website or mobile app. Generally, if I have questions, I will call my insurance agent whose address and phone number are conveniently located on my insurance cards and documents. I do this so I don't have to remember a webpage address, my username, or another password.

Date: August 14, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
My agent is very helpful and friendly. He is very down to earth and brought up things that were very helpful to me when I bought my house.

Date: August 06, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I have never had a customer service problem with the company or my agent. I have my autos insured with the same company. I like that I can call my agent if I have any questions, and I am not required to use a website or mobile app for customer service.

Date: June 23, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Website/App
My company has a website. My premium is included in my mortgage payment and I have not had any claims.

Progressive Home Insurance Reviews

Date: July 22, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
I'm not sure entirely on what Progressive offers. I just signed up for what I thought that I needed and use them because that's where my car insurance has been through.


Date: September 22, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
The mobile app/sites take forever to load. The app wants access to my entire life history. The app is slow and stalls. Submitting a claim takes forever. I want a faster and cleaner app. Progressive used to be so cool. We may have to bundle and then seek a company with a better web experience.

Date: September 19, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
The agents can be condescending, using technical terms and talking down to us. The interaction lacks friendliness and good customer service.

Date: August 11, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
The service is not friendly or knowledgeable. The claims are slow. Sometimes we are transferred to a foreign place. Why? Very frustrating.

Date: August 08, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
It is a standard insurance covering theft and breakdown, but I learned that flood and fire are to be bought separately. I have to pay a higher premium for better coverage. Our deductible was low when we bought it and now it is much higher. The insurers want tus to get a fancy burglar alarm and surveillance package, citing local crime rate increase. Some events are not covered since they are "ACTS OF GOD"! We feel cheated. Appliances are covered.


Date: July 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
The premium is 2% higher than the competition. The deductible is higher now. This makes the premium much higher when one has to factor in setting aside that deductible. The premium went up six months after we signed up.

Amica Mutual Insurance Home Insurance Reviews

Date: September 14, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
The interaction between the employees and customers are a really appreciable point as they are very clear and genuine in their options.

Date: August 17, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
as stated above all the points were covered by my home insurance company


Date: August 10, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Premium
on premium wise, I was dissatisfied as there are many companies which offer the lowest premium

Date: July 31, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
customer service was good at this company they listen patiently and answer our queries with the clear view.

Date: March 23, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
I like the website as it is very user-friendly and easy to use. we can see all the options which we need at earliest

Liberty Mutual Home Insurance Reviews

Date: September 09, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
The premium was average. It was not the cheapest, but far from the most expensive.

Date: December 24, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
They have great customer service, and are open about any policy or billing changes that are going to occur. Would recommend.

Nationwide Home Insurance Reviews

Date: October 19, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
It seems to be more clicky than is necessary. I don't feel I should have to click 8 times to get to my policy, or other info about my policy.

Safeco Insurance Home Insurance Reviews

Date: November 19, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
I am unsure how my provider compares to others. We signed with them as they were the partners to the bank we got our first mortgage through, and when we moved, we stayed with them for simplicity.


Century National Home Insurance Reviews

Date: December 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
the premium was way lower that with other companies. It was surprising with the coverage and the premium being so low.

GEICO Home Insurance Reviews

Date: February 10, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
They have been great every time I have called them for anything. I love working with Geico. Customer service is great. Their prices are also great compared to other insurance companies.

American Family Insurance Home Insurance Reviews

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