Gavop shows you how to buy homeowners insurance in Royse City, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $85,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $171,500 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $138,500 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $201,500 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $816 |
| Superior Protection Discount | -$87 | $884 |
| Fire & Security Discount | -$87 | $884 |
| Hail Resistant Roof Discount | -$29 | $943 |
| Newly Constructed Home Discount | -$282 | $690 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hunt County | $1,000 | $1,370 | $2,370 | $996 | $1,996 | $374 |
| Royse City, TX | $2,500 | $960 | $3,460 | $698 | $3,198 | $262 |
| Greenville, TX | $700 | $1,368 | $2,068 | $995 | $1,695 | $374 |
| Forney, TX | $200 | $1,202 | $1,402 | $874 | $1,074 | $329 |
| Collin County, TX | $2,500 | $1,322 | $3,822 | $961 | $3,461 | $361 |
| Addison, TX | $100 | $1,084 | $1,184 | $788 | $888 | $296 |
| Hutchins, TX | $2,500 | $994 | $3,494 | $722 | $3,222 | $272 |
| Little Elm, TX | $400 | $994 | $1,394 | $722 | $1,122 | $272 |
| Shady Shores, TX | $1,500 | $2,017 | $3,517 | $1,466 | $2,966 | $551 |
| East Grayson, TX | $100 | $1,524 | $1,624 | $1,108 | $1,208 | $417 |
| Flower Mound, TX | $700 | $1,412 | $2,112 | $1,026 | $1,726 | $386 |
| Home Insurance Company Royse City, TX | Homeowners Insurance Agency Royse City, TX | Address | Popularity Score | Distance from Royse City (miles) |
|---|---|---|---|---|
| State Farm | Ranae Candia | 351 N 5th St Ste B, Garland, TX, 75040-6367 | 18.8 | |
| Farmers | Jason Lanemann | 2601 Network Blvd Ste 208, Frisco, TX, 75034 | 30.5 | |
| Farmers | Sanju Joy | 4101 E Park Blvd Ste 107, Plano, TX, 75074 | 19.4 | |
| Allstate | Bill Mckee | 2376 Lavon Dr Ste 122, Garland, TX, 75040 | 17.8 | |
| State Farm | Mike Makara | 828 Belt Line Rd, Garland, TX, 75040-3633 | 18.6 | |
| Farmers | Brian Adams | 807 N Goliad St, Rockwall, TX, 75087 | 8.5 | |
| Liberty Mutual Independent | K & S Insurance Agency | 2255 Ridge Rd Ste 333, Rockwall, TX, 75087 | 9.8 | |
| Allstate | Aaron Wallick | 2770 Main St Ste 231, Frisco, TX, 75033 | 33.9 | |
| Allstate | Randall Davenport | 4037 N Goliad St Ste 101, Rockwall, TX, 75087 | 8.4 | |
| State Farm | Andrea Walton | 302 E Ovilla Rd, Glenn Heights, TX, 75154-3834 | 41.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Hunt County, TX | $105,000 | $1,387 | $920 | $2,140 | $1,220 |
| Royse City, TX | $149,600 | $972 | $640 | $1,500 | $860 |
| Greenville, TX | $104,400 | $1,385 | $910 | $2,130 | $1,220 |
| Forney, TX | $186,800 | $1,217 | $800 | $1,870 | $1,070 |
| Collin County, TX | $265,300 | $1,338 | $880 | $2,060 | $1,180 |
| Addison, TX | $317,500 | $1,097 | $720 | $1,690 | $970 |
| Hutchins, TX | $79,000 | $1,006 | $660 | $1,550 | $890 |
| Little Elm, TX | $205,300 | $1,006 | $660 | $1,550 | $890 |
| Shady Shores, TX | $288,000 | $2,042 | $1,350 | $3,140 | $1,790 |
| East Grayson, TX | $105,400 | $1,543 | $1,020 | $2,380 | $1,360 |
| Flower Mound, TX | $312,000 | $1,430 | $940 | $2,200 | $1,260 |