Gavop's guide to buying homeowners insurance in Woods County, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $105,500 | $90,000 | $125,000-$150,000 |
| 3 Bedroom | $101,500 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $209,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $206,500 | $170,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $742 |
| Superior Protection Discount | -$79 | $794 |
| Fire & Security Discount | -$79 | $794 |
| Hail Resistant Roof Discount | -$26 | $846 |
| Newly Constructed Home Discount | -$253 | $619 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Woods County | $1,000 | $862 | $1,862 | $626 | $1,626 | $236 |
| Woods County, OK | $2,000 | $862 | $2,862 | $626 | $2,626 | $236 |
| Dacoma, OK | $100 | $880 | $980 | $640 | $740 | $241 |
| Carmen, OK | $1,500 | $875 | $2,375 | $636 | $2,136 | $239 |
| Alfalfa County, OK | $100 | $885 | $985 | $643 | $743 | $242 |
| Cleo Springs, OK | $1,500 | $973 | $2,473 | $707 | $2,207 | $266 |
| Jet, OK | $200 | $973 | $1,173 | $707 | $907 | $266 |
| Wilmore, KS | $100 | $780 | $880 | $567 | $667 | $213 |
| Meno, OK | $2,500 | $968 | $3,468 | $704 | $3,204 | $265 |
| Home Insurance Company Woods County, OK | Homeowners Insurance Agency Woods County, OK | Address | Popularity Score | Distance from Woods County (miles) |
|---|---|---|---|---|
| State Farm | Kevin Cansler | 1015 Main St, Woodward, OK, 73801-3119 | 36.8 | |
| State Farm | Steph Eaton | 328 Oklahoma Blvd, Alva, OK, 73717-2846 | 11.7 | |
| Farmers | Wilinda Harmon | 302 E Broadway, Fairview, OK, 73737 | 40.3 | |
| State Farm | Gwaine Mathews | 1400 9th St, Woodward, OK, 73801-4606 | 36.9 | |
| Travelers | Ghentco Inc | 1533 Missouri, Waynoka, OK, 73860 | 12.2 | |
| Travelers | Benbrook Insurance Agency Inc | 901 Main, Woodward, OK, 73801 | 36.7 | |
| State Farm | Faith Zimmerman | 111 W Broadway, Fairview, OK, 73737-2009 | 40.2 | |
| Allstate | Aylward Ins Agency | Box 236, Fairview, OK, 73737 | 40.3 | |
| Allstate | Benbrook Ins Agcy | 901 Main St # 1267, Woodward, OK, 73801 | 36.7 | |
| Travelers | Harper Insurance Agency | 1428 Oklahoma Ave, Woodward, OK, 73801 | 37.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,000 | $2,040 | $1,040 |
| Woods County, OK | $93,100 | $872 | $620 | $1,200 | $580 |
| Woods County, OK | $93,100 | $872 | $630 | $1,200 | $570 |
| Dacoma, OK | $55,400 | $891 | $640 | $1,270 | $630 |
| Carmen, OK | $54,900 | $886 | $590 | $1,230 | $640 |
| Alfalfa County, OK | $74,500 | $895 | $650 | $1,230 | $580 |
| Cleo Springs, OK | $65,600 | $985 | $700 | $1,360 | $660 |
| Jet, OK | $65,600 | $985 | $720 | $1,410 | $690 |
| Wilmore, KS | $48,300 | $789 | $620 | $1,070 | $450 |
| Meno, OK | $65,000 | $980 | $680 | $1,340 | $660 |