Gavop's guide to buying homeowners insurance in Randolph County, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Randolph County, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rd 2247, Millikan Ave, Sunrise Ave, Lions Rest Rd, Walker Cir, State Rd 3169, Weeping Willow Ct, Hampton Rd, Hub Morris Rd, Greenbrush Rd | $126,500 | $100,000 | $125,000-$150,000 | $98,000 | $90,000 | $75,000-$100,000 |
| Mill Creek Rd, Old Hopewell Church Rd, Foxfire Rd, State Rd 2207, Uwharrie Rd, State Rd 1140, Ridge Top Ct, Cedar Brady Ln, Shady Dr, Woodrow Julian Rd | $128,500 | $120,000 | $100,000-$125,000 | $63,000 | $60,000 | $50,000-$75,000 |
| State Hwy 22 S, Logan Ln, Anthony Ct, State Rd 2920, Mulberry Academy St, Little Beane Store Rd, State Rd 1949, State Rd 1964, Spinks Rd, State Rd 1488 | $170,000 | $160,000 | $175,000-$200,000 | $130,500 | $120,000 | $125,000-$150,000 |
| Park Rd, Pollyfield Rd, W Presnell St, State Rd 2940, Mendenhall Pl, State Rd 1983, State Rd 2689, Skycrest Country Rd, Springview St, Buffalo Trl | $126,000 | $110,000 | $125,000-$150,000 | $109,500 | $90,000 | $75,000-$100,000 |
| Herman Husband Rd, State Rd 2967, State Rd 1307, State Rd 2238, Golden Meadow Rd, Birch Dr, Sadie Rd, State Rd 2672, Thayer Rd, State Rd 1857 | $114,500 | $110,000 | $100,000-$125,000 | $129,000 | $110,000 | $100,000-$125,000 |
| State Rd 2221, State Rd 2280, Smith Adkins Rd, State Rd 2442, Country Estates Dr Exd, State Rd 1518, Riverside Rd, Handy Rd, Millers Mill Rd, State Rd 2273 | $99,500 | $90,000 | $100,000-$125,000 | $75,500 | $70,000 | $50,000-$75,000 |
| Rayle Farm Ct, State Rd 1995, Idlewood Dr, Dawn Acres Dr, Branson Mill Rd, Heathwood Rd, State Rd 2952, Meadowbrook View Rd, Adams Farm Rd, State Rd 1123 | $181,000 | $170,000 | $175,000-$200,000 | $110,000 | $90,000 | $100,000-$125,000 |
| Kidd Farm Trl, Little River Rd, Sharon Ave, Spring Haven Dr, Julian Airport Rd, Rilla St, State Rd 1708, Saunders Trl, State Rd 2403, Ingram Dr | $153,000 | $130,000 | $125,000-$150,000 | $108,000 | $100,000 | $75,000-$100,000 |
| State Rd 2682, E Wainman Ave, S Smith St, Whispering Pine Dr, County Line Rd, Fox Hunt Ct, Hidden Ln Exd, Hillcrest Dr, State Rd 1424, Scott McDowell Dr | $98,500 | $80,000 | $100,000-$125,000 | $106,000 | $90,000 | $75,000-$100,000 |
| Lambe Ln, Violet Ridge Ln, Brittany Ln, State Rd 2435, State Rd 2472, Cedar Post St, State Rd 1006, Cray Dr Exd, South Carolina St, State Rd 1526 | $125,500 | $110,000 | $125,000-$150,000 | $69,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $594 |
| Superior Protection Discount | -$63 | $636 |
| Fire & Security Discount | -$49 | $650 |
| Hail Resistant Roof Discount | -$14 | $684 |
| Newly Constructed Home Discount | -$182 | $517 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Randolph County | $700 | $690 | $1,390 | $501 | $1,201 | $189 |
| Randolph County, NC | $2,500 | $690 | $3,190 | $501 | $3,001 | $189 |
| Back Creek, NC | $400 | $682 | $1,082 | $496 | $896 | $186 |
| Bennett, NC | $1,000 | $838 | $1,838 | $609 | $1,609 | $229 |
| Forest Oaks, NC | $200 | $1,151 | $1,351 | $836 | $1,036 | $315 |
| Greene, NC | $2,000 | $915 | $2,915 | $665 | $2,665 | $250 |
| Deep River, NC | $500 | $895 | $1,395 | $650 | $1,150 | $244 |
| Gibsonville, NC | $1,000 | $718 | $1,718 | $522 | $1,522 | $196 |
| Swepsonville, NC | $500 | $997 | $1,497 | $724 | $1,224 | $272 |
| Middle Fork I, NC | $1,000 | $627 | $1,627 | $456 | $1,456 | $171 |
| Shady Grove, NC | $300 | $986 | $1,286 | $717 | $1,017 | $269 |
| Lee County, NC | $2,000 | $771 | $2,771 | $560 | $2,560 | $211 |
| Home Insurance Company Randolph County, NC | Homeowners Insurance Agency Randolph County, NC | Address | Popularity Score | Distance from Randolph County (miles) |
|---|---|---|---|---|
| Erie | Susan Tysor Insurance | 120 Scarboro Street, Asheboro, NC, 27203 | 0.5 | |
| State Farm | Jim Burgin | 3391 Cloverleaf Pkwy, Kannapolis, NC, 28083-6991 | 48.2 | |
| State Farm | Joe Daniels | 2200 Silas Creek Pkwy Ste 7a, Winston Salem, NC, 27103-5000 | 36.1 | |
| Erie | Professional Insurance Service Inc. | 645 N Fayetteville Street, Asheboro, NC, 27203 | 0.5 | |
| Erie | Chriscoe & Associates Inc. | 1148 South Cox Street, Asheboro, NC, 27203 | 1.4 | |
| Travelers | Mcleod Insurance Agency Llc | 1203 South Fayetteville St, Asheboro, NC, 27203 | 1.4 | |
| Nationwide | Corie F. Mcrae Agency Inc. | 128 N Park St, Asheboro, NC, 27203-5440 | 0.8 | |
| Allstate | Jeremy Hathcock | 817 S Fayetteville St, Asheboro, NC, 27203 | 1.0 | |
| State Farm | Jeff Fuller | 10948 N Main St Ste D, Archdale, NC, 27263-2892 | 16.7 | |
| Allstate | John Rose | 1592 Concord Pkwy N, Concord, NC, 28025 | 48.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,230 | $580 |
| Randolph County, NC | $119,500 | $698 | $470 | $970 | $500 |
| Randolph County, NC | $119,500 | $698 | $510 | $970 | $460 |
| Back Creek, NC | $142,800 | $690 | $460 | $950 | $490 |
| Bennett, NC | $149,200 | $848 | $620 | $1,180 | $560 |
| Forest Oaks, NC | $246,300 | $1,165 | $840 | $1,640 | $800 |
| Greene, NC | $169,900 | $926 | $670 | $1,320 | $650 |
| Deep River, NC | $216,600 | $906 | $620 | $1,240 | $620 |
| Gibsonville, NC | $153,400 | $727 | $490 | $1,020 | $530 |
| Swepsonville, NC | $194,300 | $1,009 | $730 | $1,390 | $660 |
| Middle Fork I, NC | $102,300 | $635 | $460 | $910 | $450 |
| Shady Grove, NC | $190,800 | $998 | $720 | $1,390 | $670 |
| Lee County, NC | $138,400 | $780 | $540 | $1,110 | $570 |