Gavop shows you how to buy homeowners insurance in East Hanover, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $153,000 | $140,000 | $125,000-$150,000 |
| 2 Bedroom | $486,500 | $420,000 | $500,000-$600,000 |
| 3 Bedroom | $450,500 | $370,000 | $400,000-$500,000 |
| 4 Bedroom | $664,500 | $580,000 | $700,000-$800,000 |
| 5 Bedroom | $898,000 | $810,000 | $800,000-$900,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$80 | $923 |
| Home and Two Car | -$160 | $842 |
| Home and Three Car | -$251 | $752 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Morris County | $2,000 | $1,279 | $3,279 | $929 | $2,929 | $349 |
| East Hanover, NJ | $1,500 | $991 | $2,491 | $720 | $2,220 | $271 |
| Victory Gardens, NJ | $200 | $787 | $987 | $572 | $772 | $215 |
| Mine Hill, NJ | $700 | $997 | $1,697 | $724 | $1,424 | $272 |
| Green Knoll, NJ | $300 | $986 | $1,286 | $716 | $1,016 | $269 |
| White House Station, NJ | $1,000 | $1,152 | $2,152 | $837 | $1,837 | $315 |
| Hillsborough, NJ | $400 | $1,185 | $1,585 | $861 | $1,261 | $324 |
| Hunterdon County, NJ | $700 | $1,168 | $1,868 | $849 | $1,549 | $319 |
| Lake Mohegan, NY | $200 | $989 | $1,189 | $719 | $919 | $270 |
| Howell, NJ | $2,500 | $999 | $3,499 | $726 | $3,226 | $273 |
| Mount Hope, NY | $400 | $759 | $1,159 | $552 | $952 | $208 |
| Durham, PA | $1,500 | $1,466 | $2,966 | $1,066 | $2,566 | $401 |
| Home Insurance Company East Hanover, NJ | Homeowners Insurance Agency East Hanover, NJ | Address | Popularity Score | Distance from East Hanover (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | American Insurance Services | 1129 Raritan Rd, Clark, NJ, 7066 | 13.3 | |
| Farmers | Jason Malyuk | 7 Stevens Ave, Little Falls, NJ, 7424 | 8.3 | |
| Farmers | Christine Veliz | 229 Bloomfield Ave, Newark, NJ, 7104 | 10.5 | |
| Travelers | Dale Group Inc | 30-A Vreeland Rd Ste 120 Florham Park, Florham Park, NJ, 7932 | 2.3 | |
| Travelers | William H Connolly & Co Llc | 56 Park St, Montclair, NJ, 7042 | 7.7 | |
| State Farm | Frank Mosier | 374 Millburn Ave Ste 305e, Millburn, NJ, 07041-1351 | 7.2 | |
| Allstate | John Cote | 228 Ridgedale Ave, Cedar Knolls, NJ, 7927 | 5.1 | |
| State Farm | Troy Evans | 99 Washington St Ste A, Morristown, NJ, 07960-6893 | 6.6 | |
| Travelers | Jerlyn Associates Inc | 34 Route 22 W, Green Brook, NJ, 8812 | 15.5 | |
| State Farm | Bindu Verma | 3490 Us Highway 1 Ste 15b, Princeton, NJ, 08540-5920 | 38.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,520 | $730 |
| Morris County, NJ | $438,100 | $1,294 | $880 | $1,800 | $920 |
| East Hanover, NJ | $557,500 | $1,003 | $710 | $1,420 | $710 |
| Victory Gardens, NJ | $172,100 | $797 | $540 | $1,090 | $550 |
| Mine Hill, NJ | $284,400 | $1,009 | $730 | $1,420 | $690 |
| Green Knoll, NJ | $470,400 | $998 | $670 | $1,430 | $760 |
| White House Station, NJ | $357,800 | $1,166 | $800 | $1,670 | $870 |
| Hillsborough, NJ | $411,700 | $1,200 | $860 | $1,700 | $840 |
| Hunterdon County, NJ | $393,800 | $1,182 | $820 | $1,640 | $820 |
| Lake Mohegan, NY | $336,500 | $1,001 | $680 | $1,380 | $700 |
| Howell, NJ | $324,000 | $1,011 | $690 | $1,450 | $760 |
| Mount Hope, NY | $240,000 | $769 | $550 | $1,060 | $510 |
| Durham, PA | $430,600 | $1,484 | $1,070 | $2,060 | $990 |